Dr. Jimmy Turner cut back to part-time at 35—and ended up on antidepressants. FIRE wasn't the escape hatch he expected.

On this episode of MMM, the hosts discuss the first 2–3 years as an attending can determine whether physicians gain schedule autonomy or must work full time into their 60s.

Physicians earning $400K are living paycheck to paycheck—and an 18th-century psychology trap is why.

PSLF vs. taxable forgiveness, the July 2026 deadline, and the math most physicians miss.

One student loan decision in the next few weeks could cost — or save — a physician six figures. On May 1, 2026, the Department of Education finalized the 134-page rule rewriting federal student loan repayment.  Dr. Jimmy Turner goes solo to break down what changed and the moves that protect six figures. What you'll learn: Why the July 1, 2026 cutoff decide whether you keep IBR at all The consolidation trap that can permanently lock residents out of IBR The RAP interest subsidy that keeps a $300K balance from ballooning during residency The RAP-to-IBR playbook for PSLF: which payments count, and when to switch Married or in a community property state? How filing separately changes the math Resources: Every doctor needs their own occupation disability insurance. Get it from a source you can trust: https://moneymeetsmedicine.com/disability  Have private loans? You should refinance those to the interest rate you can find. To do that, check out Juno: https://moneymeetsmedicine.com/JUNO Looking for a new CPA? Use the one Jimmy uses (Gelt). Get a 10% discount when working with them here: https://moneymeetsmedicine.com/CPA Looking to save $100 on a student loan consult? Visit moneymeetsmedicine.com/loans Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Becoming an accidental landlord could cost you a six-figure tax bill — or be the smartest move you make.

40% of doctors have a side gig — and most are one contract clause away from handing it to their employer.

The 12 to 24 months after residency set the trajectory for your entire financial life — and most physicians get it wrong.

Every doctor needs disability insurance and most need term-life insurance, but do they need it forever? When is it appropriate to drop your insurance coverage?

Why do financially literate physicians work longer than they need to? Dr. Jimmy Turner and Justin Harvey CFP break down the super saver trap and how to transition from accumulator to spender.