This interview explores how emerging FinTech infrastructure is reshaping financial inclusion in rural India, with Hitesh Kanariya of Kuberjee highlighting the rise of hyperlocal, women‑led delivery models. He explains that platforms like Aadhaar, UPI, eKYC, and Account Aggregators have made onboarding seamless, while alternative data and sachet‑sized financial products now serve farmers, SHGs, and daily‑wage earners. Structural barriers—poor connectivity, low digital literacy, limited smartph...