DN Prahlad, Founder and Chairman, Surya FinTech As banks move beyond AI experimentation to enterprise-wide deployment, Puja Sharma speaks with DN Prahlad, Founder and Chairman, Surya FinTech, on why the industry must shift its focus from AI hype to measurable business outcomes, how agentic AI is reshaping financial services, the critical role of data readiness, and the strategic priorities bank boards should embrace to unlock AI's long-term value.

Booshan Rengachari, founder and CEO of Finzly As banks look beyond traditional core modernisation, the industry is increasingly focused on building a modern bank operating system that combines real-time payments, AI-driven intelligence, and connected financial ecosystems. Puja Sharma speaks with Booshan Rengachari, Founder and CEO of Finzly, about overcoming legacy constraints, enabling low-risk transformation, and preparing banks for a future shaped by agentic AI, tokenised assets, and next-...

In this interview, Mambu CEO Fernando Zandona discusses the critical importance of securing younger customers, specifically Gen Z and Alpha, because bank loyalty often lasts a lifetime. These demographics demand fast, digitally native experiences that traditional institutions struggle to provide using outdated legacy systems. To remain competitive against agile neobanks, Zandona suggests that established firms adopt cloud-based, composable banking platforms to launch modern services quickly w...

This interview highlights the significant transformation of transaction banking as it moves from a traditional product-based model to an intelligence-led service. By utilizing API-driven architectures and real-time data, banks are now embedding financial capabilities directly into their clients' daily business workflows and internal systems. The text emphasizes how artificial intelligence and advanced analytics are turning treasury operations into autonomous, value-generating functions that p...

This interview outlines Murex’s strategic expansion into India’s rapidly evolving capital markets through the year 2026. This growth plan centers on providing sophisticated trading and risk management infrastructure to help local banks handle rising derivatives volumes and complex regulatory standards. By establishing a dedicated Mumbai office, Murex aims to leverage local technical talent and offer closer support for its cloud-native platforms, such as MX.3 and MXGO. These solutions facilita...

This interview features Jean-Charles Duyck from SBS discussing a successful core banking modernization project for Fransabank France. Rather than a risky total system replacement, the approach utilized modular, cloud-native components to update digital services and instant payment capabilities. This incremental strategy allowed the bank to maintain operational stability and regulatory compliance while integrating modern API-driven architectures. By decoupling new features from the existing co...

This interview talks about the financial sector is undergoing a massive shift from physical trading floors to cloud-based ecosystems that prioritise speed and global accessibility. This evolution is democratising market infrastructure, allowing smaller banks to utilise the same high-powered tools as major global institutions. However, many firms struggle with costly system fragmentation and siloed data, which act as a hidden tax on their ability to scale and innovate. To overcome these hurdle...

This interview explores the global shift toward unified real-time payment ecosystems, highlighting how interoperability and 24/7 settlement are becoming the new international standards. It details how traditional banks are adopting cloud-native stacks and API-driven architectures to modernise legacy systems and remain competitive against agile FinTech rivals. Key innovations such as ISO 20022 data standards and Credit on UPI are identified as essential tools for improving fraud detection and ...

Pat Bermingham, CEO, Adflex We review the top trends that will transform how businesses make and take payments in the modern world. Robin Amlôt of IBS Intelligence speaks to Pat Bermingham, CEO of UK-based B2B digital payment processor Adflex. The company is Europe’s leading processor of commercial card payments, processing over 7 million transactions a year for more than 4,000 businesses. Among the topics discussed: the consumerisation of B2B payments, digital identity, ISO 20022, straight-t...

This interview explores the strategic development of the B2B Buy Now, Pay Later industry through insights from the co-founder of PastPay, a major financial provider in Eastern Europe. The discussion highlights how deferred payment solutions help businesses optimize cash flow management during periods of economic uncertainty and inflation. The source emphasizes that the sector must adopt proactive self-regulation to avoid the reputational challenges and stricter regulations faced by the consum...