Medicare is the government subsidized health insurance plan for American 🇺🇸 citizens over the age of 65 and people with disabilities. It’s SUPER complicated and rules change every year🙄 Sandra helps you understand one of the PENALTIES and how to avoid it. Connect with Sandra at www.AgeVibrantlyTips.com 🤩--- Send in a voice message: https://anchor.fm/marcy-cody/messageSupport this podcast: https://anchor.fm/marcy-cody/support