There are more franchise agencies selling life insurance but these are the most popular names. Many agents selling at franchise, brand name insurance agencies tell our company that they would love to sell more life insurance. 

The biggest hurdle is the majority of insurance agents do not know how to sell life insurance. Most agents sell homeowner and auto insurance policies because these two type of property casualty products are mandatory for most Americans.

Life insurance commissions are at least five times more than homeowner and auto insurance commissions. Agents could benefit from more commissions as homeowner and auto policies pay about $80 to $120 in annual commissions.

More agencies would experience less turnover if their agents could make enough money to stay in the business.