Show notes
Mortgage rates are rising again, and it could reshape the 2026 spring housing market. In this episode of Let’s Talk Housing, economist Brennen Thomas and housing expert Steven Thomas from Reports On Housing break down why rates are moving higher, the impact of rising oil prices, and what it means for homebuyers and sellers. They also address concerns about stagflation, new legislation targeting institutional investors, and why housing demand may resemble the last three years. If you want data-driven insights into the real estate market, this episode provides a clear breakdown of what to expect next.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:00:00 Introduction02:06 Housing Supply Demand Update02:19 Expected Market Time Explained03:22 How Fast the Housing Market Is Moving04:13 Transition Into Spring Housing Market05:01 Why Spring Inventory Always Surges05:35 Mortgage Rates Move Back Toward 6.5%06:12 CPI and PCE Inflation Reports Explained06:47 Weak Jobs Report Impact07:28 Oil Prices Driving Mortgage Rates Higher08:28 Mortgage Rates Rising Quickly09:27 Global Events Impacting Housing Market10:18 Gas Prices and Economic Pressure10:30 Stagflation Concerns Explained11:07 What Real Stagflation Looks Like12:05 Oil Prices Impact Food and Supply Chains13:09 Why Mortgage Rates Should Have Fallen13:55 Institutional Investor Housing Bill14:26 Impact on Build-To-Rent Housing15:27 How Policy Could Reduce Home Construction16:26 Why Institutional Investors Are Not the Main Buyers16:48 Housing Market Positives for Buyers17:38 Entry Level Inventory Increasing18:24 Possible Tepid Spring Housing Market19:14 2026 Housing Demand Outlook20:12 Why Housing Prices Should Stay Stable21:05 Conclusion