Show notes
Is AI fear slowing the housing market in 2026? In this episode of Let’s Talk Housing, Steven Thomas of Reports On Housing breaks down mortgage rates near 6 percent, subdued demand, and why headlines comparing today to 2008 are misleading. Learn how supply, inventory, and homeowner equity differ drastically from the Great Recession and why prices remain sticky despite lower sales. Get proper context on mortgage spreads, the Federal Reserve, and what could unlock more demand this spring.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:25-Supply and Demand Update 202605:00-Mortgage Rates Hit 5.99%06:40-Why Rates Fell in 202607:40-Geopolitical Impact on Rates10:17-Should Buyers Be Worried?11:40-AI Fear Impacting Demand15:48-2008 Crash Headlines Debunked20:00-Why Prices Are Not Plunging22:43-Has Housing Recalibrated?26:52-What Happens If Rates Fall27:56-Capital Gains Tax Discussion30:44-Conclusion