Money is one of the biggest stressors in a relationship, so why are we so hesitant to talk about it with future or current crushes?  In this episode of Your Two Cents, hosts Alicia McCarvell and Sylvia Beirnes get into the often-overlooked topic of money in relationships. Allie Beckwith and Justin Mousek get real on everything from budgeting to financial goals. They reveal how they tackle money matters together and the impact it’s had on their relationship, jobs and future dreams. By the end of this episode, you might just be swiping right just so you can practice talking about money on a first date! (Do it, we dare you!). Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. This is just the tip of the iceberg! For more honest money tips and tools visit www.honestmoney.ca .

Let’s normalize talking about money on dates! Whether you’re single, dating, or in a long-term partnership, talking about finances is crucial to long term happiness, yet it’s a topic so many people would rather never, ever bring up.  In this episode of Your Two Cents, Alicia McCarvell and Sylvia Beirnes dig into the often-taboo topic of money in relationships. Join them as they chat with Allie Beckwith and Justin Mousek, a couple who share their super candid insights and experiences around the role that money has played in their lives. They say opposites attract, and while Allie and Justin may not have entered their relationship with similar experiences and thoughts on money, they’ve found a way to bring balance to each other and learn a thing or two along the way. Allie and Justin break down the importance of being open about money matters and how it can strengthen your relationship.  After listening to this episode you will be obsessed with talking about money on the first date, we promise!  Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. For more amazing money tips and date conversation starters visit www.honestmoney.ca .

The self-care judgment can be oh so real. When budgets get tight, self-care often gets tossed aside. When you have more to spend, you can feel guilty for spending on yourself. Self-care is important no matter what state your bank account is in. So on this episode of Your Two Cents, we’re here to help make and keep it a priority. Join Alicia Mccarvell and Sylvia Beirnes as they chat with a fantastic group of experts—Nitasha Goel from The Cure Skincare, Matt Benvie from Evolve Fitness, and Lindsay McMullen from Habit Vintage—to discuss how you can maintain your self-care routine on any budget. They’ll share practical tips and creative strategies to help you prioritize your well-being without breaking the bank or feeling guilty.  Looking after yourself can be fulfilling and affordable so listen in for inspiration that fits your budget Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. There is so much more where this came from! Visit www.honestmoney.ca .

When money is tight, self-care can feel like a luxury we can’t afford. And if you do have disposable income to spare, there is judgment on self care that can lead to guilt every time we do something in the name of taking care of ourselves. In this episode of Your Two Cents, we’re flipping the script on self-care and showing you how to prioritize your well-being without breaking the bank.  Alicia Mccarvell and Sylvia Beirnes have brought together a powerhouse panel of experts: Nitasha Goel from The Cure Skincare, Matt Benvie from Evolve Fitness, and Lindsay McMullen from Habit Vintage to turn self-care on its head. They’ll share their top tips for making self-care accessible and affordable, proving that you can nourish your mind, body, and soul, no matter your financial situation.  Get ready to embrace guilt-free self-care and learn how to invest in yourself regardless of your income level. Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. There is so much more where this came from! Visit www.honestmoney.ca .

Debt can be intimidating, especially when it feels like it's taking over your life. In this episode of Your Two Cents, Alicia Mccarvell and Sylvia Beirnes are diving into the complex world of debt with Danny from Credit Unions.  They’ll explore the good, the bad, and the ugly aspects of borrowing—what you need to know before taking on new debt like a car payment, credit card or mortgage and how to navigate through tough times if you feel like you’re in over your head.  Danny shares invaluable insights and tips to help you take control of your finances with real, practical and useful tips you can put into practice right this second.  Tune into Part 2 of Debt with Danny now! Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. Credit Unions are full of amazing people like Danny and a tonne of great advice too. For more visit www.honestmoney.ca .  

Debt can feel like a looming shadow, especially if you’re drowning in it. In this episode of Your Two Cents, we’re staring it right in the face to make it way less scary.  Join Alicia Mccarvell and Sylvia Beirnes as they sit down with Danny from Credit Unions, who get to the bottom of the bad and good (there are good!) sides of debt. From understanding credit scores to navigating loans and finding ways to manage debt, we’re here to tackle your biggest questions and fears.  No matter what your relationship with debt is,  this episode is packed with practical advice and real talk to help you regain control and feel empowered. For real. Tune into Part 1 and let’s demystify debt together. Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. Credit Unions are full of amazing people like Danny and a tonne of great advice too. For more visit www.honestmoney.ca .  

It’s part 2 of Small Space, Big Savings. Alicia Simms and her husband Tyson dive deeper into their epic adventure of downsizing from a 2,400 square foot house to a 25-foot Airstream trailer. They get candid about how stepping away from the traditional idea of homeownership has transformed their lives, giving them more joy and way less financial stress. They’ll also dish on the pro’s and con’s of living in (very) close quarters.  The cost of living has never been more expensive so thinking about how to live a life you can afford has never been more timely.  And while living on the road might not be for everyone, Alicia and Tyson have great advice that virtually anyone can use in this economy.  Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. Head over to www.honestmoney.ca if you’re looking for more of Your Two Cents and helpful and honest money advice!

On this episode of Your Two Cents, join Alicia Simms and her husband Tyson as they talk about their journey from living in a 2,400 square foot house to a 25-foot Airstream trailer! With a dog! This adventurous couple is all about living life on their own terms, even if it’s not exactly what they both had in mind. They’re here to spill the tea on their epic decision to live life on the road. Find out how leaving behind the pressure to own a big house has given them more freedom—and way less stress—than they ever imagined.  Whether you’re dreaming of life on the road or just looking for inspiration to think outside the box to stretch your budget further, this episode is packed with insights to help you create your own path.  Your Two Cents - The Podcast is hosted by Alicia Mccarvell and Sylvia Beirnes, proudly made by by coastal in partnership with Credit Unions and iHeart Radio. For more amazing money tips on how to stretch your budget visit www.honestmoney.ca .

It’s Part 2 of Planning for the Unexpected on Your Two Cents! We’re jumping right back into how we can better navigate life’s unpredictable moments. We’ve got Vicki, our go-to career counsellor from Saint Mary’s University, and financial expert Shannon Kennedy from Credit Unions, ready to equip you with more essential strategies that you can put to use right now, or keep in your back pocket for a time you might need them.  Alicia Mccarvell and Sylvia Beirnes will explore real-life scenarios with our guests, share personal stories, and uncover practical tools to help you not just survive, but to feel less shame and loneliness when the unexpected strikes.  Whether it’s job changes, financial hiccups, or personal challenges, we’ve got you covered. Don’t miss out on this empowering conversation that will prepare you to face whatever comes your way! Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. For more helpful and honest money tips visit www.honestmoney.ca . There are more episodes of Your Two Cents there too!

Life can be unpredictable, and it’s not just about the big moments; it’s the little surprises that can throw us off course and cause financial stress.  In Part 1 of this episode of Your Two Cents, we’re diving into how to brace for those unexpected twists and turns. Join us as we chat with Vicki, a savvy career counselor from Saint Mary’s University, and Shannon Kennedy, a financial expert from Credit Unions, who will share their expert tips on preparing for whatever life throws your way.  From career shifts to financial surprises, they’ll help you build a game plan that keeps you in the drivers seat of your life. Tune in and learn how to embrace the unexpected with confidence!  Your Two Cents - The Podcast is proudly made by by coastal in partnership with Credit Unions and iHeart Radio. For more real and effective money tips, and for lots more of Your Two Cents visit www.honestmoney.ca .