What do marriage, divorce, kids, hobbies, and income streams have in common? They all have an impact on your happiness! Join us as we revisit this insightful episode on retirement with Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher. Highlights include: The top 3 financial habits of the happiest retirees and the research behind it How much money happy retirees have saved for retirement Why Money + Health + Connectedness = A happy lifestyle! Wes Moss, author of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life, also has a quiz to see if you are on the path to becoming a happy retiree. You can take the quiz here: https://www.wesmoss.com/teachers-money-happiness-quiz/. 00:00 - Intro 04:09 - Research Method & Findings 08:25 - Top 3 Financial Habits of the Happiest Retirees 11:51 - Importance of Pensioners Investing 13:38 - Multiple Streams of Income 16:19 - Money + Health + Connectedness 20:31 - Impact of Romantic & Family Relationships on Retirees 27:07 - Cultivating Core Pursuits 32:15 - Unexpected Research Findings 34:46 - Contact Info & Key Tips for Teachers 38:14 - Outro Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account. We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. Host: Everett Crockett Guest: Wes Moss For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/@trsgeorgia #Retirees #Retirement #Happiness #Finances #Moneypodcast --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Emphasizing the financial challenges and opportunities educators face, podcast guest, Yahrasiel Colbert, Ed.S., leverages over 27 years of multidisciplinary expertise to help people build confidence in their financial independence. Yahrasiel is an educator, works as a consultant, and has authored a financial journal. During this episode, she provides resources for creating realistic budgets and achievable financial goals. Host: Everett Crockett Guest: Yahrasiel Colbert, Ed.S. Highlights from this episode include: the four biggest financial challenges faced by educators the financial habits of Millennials and Gen Xers strategies for managing debt, such as the snowball and avalanche methods the importance of finding additional income sources highlights from her financial journal Prioritize your financial well-being by joining us for this episode! 00:00 – Intro 03:45 – Foundation of Yahrasiel Colbert’s Financial Journey 06:17 – The Passion Behind the Work: Educating Educators 07:47 – Four Biggest Financial Challenges for Educators 12:21 – The Importance of Financial Literacy 15:17 – Retirement Planning: Starting Early & Overcoming Obstacles 19:40 – Educators’ Concerns about Retiring Comfortably 22:01 – Resources for Budgeting & Setting Financial Goals 23:37 – Financial Planning Habits of Gen Xers vs. Millennials 26:19 – Managing Debt: Snowball & Avalanche Methods 30:35 – Securing Multiple Streams of Income 32:11 – From Red to Black: Weekly Financial Journal 35:42 – Retirement Savings Plans: 403(b)s, IRAs, & Annuities 41:51 – Catch-Up Contributions 43:35 – Key Takeaways & Contact Information We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. For more information visit: ⁠⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠https://www.youtube.com/@trsgeorgia⁠⁠ If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Don't forget to update your TRS beneficiaries in your online account! --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Light the fire, pour the hot cocoa, and grab your headphones! This end-of-year special from the Teachers Retirement System of Georgia dives deep into the triumphs, challenges, and fascinating facts that marked 2023 for TRS. Host: Everett Crockett Guest: Dr. L.C. (Buster) Evans, Executive Director of Teachers Retirement System of GA Join us as we: Discuss market performance to member milestones. Get the scoop on HB 385 and how it can benefit you. Practical tips for maximizing your TRS benefit and planning for the future Discover the heart of TRS with a peek into hard work by those who keep the plan running smoothly. Celebrate the spirit of giving and learn how TRS supports Georgia's amazing charities. This is your chance to unwind, gain valuable insights, and get pumped for the year ahead. So, whether you're an active member, a proud retiree, or simply fascinated by the world of education, tune in and get the inside scoop on TRS! So, grab your headphones, hit play, and let's raise a toast to a year well-lived and a bright future ahead! Timestamps 00:00 – Intro 01:35 – Dr. L.C. (Buster) Evans’ 2023 TRS Reflections 05:28 – TRS Market Performance 07:16 – Current Active Member & Retiree Totals 08:42 – Intriguing TRS Stats 11:35 – Working in Retirement & HB385 Benefits 15:34 – Tips for Active Members 17:40 – Pre-Retirement Counseling Session Options 21:54 – TRS Member Retirement Trends 22:41 – The Upcoming Legislative Session & What to Expect 26:42 – The Heart of TRS (Our 7 Operating Divisions) 31:04 – The Spirit of Giving in the TRS organization   32:54 – Parting Words from Dr. L.C. (Buster) Evans 36:35 – Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. For more information visit: ⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠ YouTube: ⁠⁠⁠https://www.youtube.com/@trsgeorgia⁠ If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Don't forget to update your TRS beneficiaries in your online account! #TRS #retirement #education #Georgia #endoftheyear #podcast #givingback #financialplanning --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

All healthcare is not the same. Louis Amis, Executive Director of the State Health Benefit Plan (SHBP) discusses the importance of understanding your health, being realistic about your finances for emergencies, learning about preventative exams, and being aware of common healthcare mistakes so you can make the best decisions! During this episode, he also talks about the SHBP structure, changes to what is being offered, and information specific to active members and retirees. Take an active role in your healthcare and join us for this important podcast discussion. Host: Everett Crockett Guest: Louis Amis, Executive Director of the State Health Benefit Plan Timestamps 00:00 – Intro 02:45 – Louis Amis' Road to Executive Director 04:21 – SHBP Structure 05:32 – Three Aspects of Total Wellness 06:51 – Provider Selection Process for the state of Georgia 08:07 – Good Practices for Healthcare Decision Making 11:51 – Common Mistakes made during Open Enrollment 13:18 – Upcoming SHBP Changes (2024 Coverages) 19:08 – Retirees and Medicare Supplements 26:02 – Guidance for Retirees Eligible for Medicare 30:10 – Coverage Info for Out-of-State Retirees 31:04 – Importance of Preventative Measures 32:40 – SHBP Resources 35:42 – Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. For more information visit: ⁠⁠⁠www.trsga.com⁠⁠⁠ Facebook: ⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠ YouTube: ⁠⁠https://www.youtube.com/@trsgeorgia If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Don't forget to update your TRS beneficiaries in your online account! --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Former teacher, author, and returning podcast guest, Danny Kofke, discusses how to take control of your money using simplified and practical tactics. Through his path in teaching, financial education, writing, and TV guest appearances, Danny has learned that you can’t run a marathon in 30 days. It takes consistency and a personalized approach to build your financial margins…and you can do it too! Danny discusses the “messy middle”, habit-forming tactics, taking the bias out of your finances, the importance of vesting at 10 years, the TRS benefit, and supplementing your retirement income to become a wealthy teacher. As Danny says, “If this former school teacher can do it, so can you!” If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Timestamps 00:00 – Intro 02:03 – Danny Kofke’s Education Experience 03:47 – Benefits of Teaching Special Education 04:58 – Pivoting Career Paths 07:42 – Insights for Active Educators 11:59 – Tools for Budgeting & Saving 12:45 – Staying Focused 16:46 – Financial Advisers vs. Money Coaches 18:18 – Adjusting to Financial Changes 20:17 – Importance of Vesting 22:04 – How the TRS Benefit Helps 25:08 – Contact Info & Words of Encouragement 26:46 – Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. Host: Everett Crockett For more information visit: ⁠⁠www.trsga.com⁠⁠ Facebook: ⁠⁠https://www.facebook.com/trsgeorgia⁠ YouTube: ⁠https://www.youtube.com/@trsgeorgia --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

The Georgia Retired Educators Association (GREA) has over 32,000 members and advocates for and amplifies the voice of retired educators in Georgia. Dr. Sloan, GREA Executive Director, and 2022-23 President Dr. Henrietta Gray, discuss what sparks their passion for education, the rewards of being a TRS member (including your pension!), and the benefits of being involved with the GREA (fellowship, community, insurance and travel benefits, special projects, and much more). Tune in to be inspired by Dr. Sloan’s and Dr. Gray’s career journeys, student success stories, and insights on why working in education is worth it. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Timestamps 00:00 - Intro 04:48 - Passion for Education 07:08 - Dr. Sloan & Dr. Gray’s Educational Career Journeys 11:03 - Pursuit of Higher Education 13:16 - How Rewarding Teaching Can Be 16:55 - TRS Pension & Benefits 21:17 - GREA Membership & Benefits 25:04 - Dr. Sloan & Dr. Gray’s Involvement 27:36 - Area Director Requirements 30:08 - How to Get Involved 34:11 - GREA Museum 38:10 - Advice for Active Educators  41:18 - GREA Contact Information 42:38 - Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. Host: Everett Crockett For more information visit: ⁠www.trsga.com⁠ Facebook: ⁠https://www.facebook.com/trsgeorgia⁠ YouTube: https://www.youtube.com/@trsgeorgia --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Join us in a republish of a previous episode to help you get prepared for your retirement. Are you considering retiring this year?  Have you met with one of our counselors or received an estimate of your retirement benefits?  These are just a couple of the topics that are discussed in this episode.  Carlos Marshall, New Retirement Manager, and Winston Buckley, Communications Director, give best practices to ensure you receive the necessary information to make the application process as easy as possible for you.  We also discuss TRS outreach events, working in retirement, and service purchases.   If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g Timestamps 00:00 - Intro 02:06 - Member Resources 04:44 - Pre-Retirement Counseling Sessions 06:16 - TRS Events & How to Request Them 12:27 - Employer Advertising for TRS Events 14:13 - Summer Retirement Application Deadlines 14:44 - Sick Leave Balances 15:15 - Service Purchases & Air Time 16:46 - Requesting a Benefit Estimate 17:35 - How to Apply for Retirement 19:09 - Options for Working in Retirement 24:40 - Final Recommendations 27:56 - Outro --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

TRS podcast host, Everett Crockett talks to Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher. Wes discusses the top 3 financial habits of the happiest retirees and much more! How do events such as marriage, divorce, kids, location, hobbies, and income streams impact your happiness? Money + Health + Connectedness = A happy lifestyle! Join in on our conversation with Wes Moss, author of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life.   Wes has a quiz to see if you are on the path to becoming a happy retiree.   You can take the quiz here https://www.wesmoss.com/teachers-money-happiness-quiz/. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!  Also, be sure to designate your beneficiaries as soon as possible! Timestamps: 00:00 Intro 03:29 Research Method & Findings 08:11 Top 3 Financial Habits of the Happiest Retirees 11:30 Importance of Pensioners Investing 13:24 Multiple Streams of Income 16:05 Money + Health + Connectedness 20:18 Impact of Romantic & Family Relationships on Retirees 26:54 Cultivating Core Pursuits 32:01 Unexpected Research Findings 34:32 Contact Info & Key Tips for Teachers 38:00 Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. Host: Everett Crockett Guest: Wes Moss For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/@trsgeorgia --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Are you considering retiring this year?  Have you met with one of our counselors or received an estimate of your retirement benefits?  These are just a couple of the topics that are discussed in this replay of one our episodes from the TRS Vault. Get out your pen and pad and get ready to take notes as Everett Crockett goes over the plan options and important information for you as you prepare for the application process. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!  Also, be sure to designate your beneficiaries as soon as possible! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

2022 has been a year for the record books for TRS. This has been the 1st full calendar year since the pandemic's beginning that our Atlanta and Macon offices have been open to the public.  Our daily operations have not ceased, yet many processes have transformed from how they were years ago.  Not to mention, TRS has added several improvements to become both more efficient and productive.  Join us as we hear from Dr. L.C. (Buster) Evans, Ed.D., about the system's accolades, accomplishments, fund performance and more. Host: Everett Crockett Guests: Dr. L.C. (Buster) Evans, Ed.D. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at [email protected]. For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message