Your Inbox Last Night
Your Inbox Last Night
Payometry Labs
Welcome to Your Inbox Last Night – the fintech podcast that reads your newsletters so you don’t have to. You know why you subscribed to so many newsletters -- you don't want to "miss anything." Now, dozens crowd your inbox every day, and you don't read most of them. So, we'll do it for you. We also have blind items and insider gossip from the fintech world with a little help from a very well-connected friend. They drop by to spill the tea on who’s merging, who’s folding, and who’s quietly ghosting their investors. Their signal: https://signal.me/#eu/vfCDtG-oyj9Lt-ORbBDUTHU8-du9BrKw1pRABOQzo
This Week’s Regulatory Replay | April 4, 2025
IMPORTANT: To have this episode delivered toyou daily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠Toget links for all stories included in our daily episodes, please subscribe forfree: https://your-inbox.beehiiv.com/subscribeForexclusive content like Press Availabilities, Job Opportunities, A no-saleenvironment, help from colleagues, events, and more, become an executivemember: https://your-inbox.beehiiv.com/upgradeRepurposeour white label our content with a Creators' Membership:https://your-inbox.beehiiv.com/upgrade  Links to the news sources from today's episode:#FintechNews #Stablecoins #DigitalPayments #CFPB#EmbeddedLendingNBC News | Federal government is phasing out paperchecks. Here's who will be affected | LinkBanking Dive | FDIC eases crypto custody rules forbanks | LinkMondaq | Congress Considering Securities OfferingReform To Encourage Capital Formation | LinkMondaq | CFPB Is Proceeding With Some Of ItsEnforcement Actions, But Most Are Now Stayed Or Dismissed | LinkBanking Dive | CFPB, DOJ appeal injunction that'strimmed bureau’s workforce from 1,700 to 1,000 | LinkBloomberg Law | CFPB Cuts Spur California Senate Voteto Boost State Regulator | LinkReuters | U.S. SEC restructures enforcement division,memo says | LinkBanking Dive | OCC rescinds climate risk guidance forlarge banks | LinkBanking Exchange | The future of UDAAP? Look to thestates | Link
Apr 4, 2025
5 min
Crypto, Cards & Klarna | Fintech Headlines Tariff-a-Palooza Day | April 2, 2025
#FintechNews #DigitalPayments #CryptoAdoption #BNPL #Revolut #KlarnaIPO #VirtualCards #Web3 #RegTech #DeFi #CFPB #ACH #Stablecoins #Zelle #BankingInnovation #FinancialCrime #ClimateRisk #Wirex #AIinBanking Fintech Blueprint | The Paypers | Tearsheet | Nacha | Finextra | Payments Dive | Wall Street Journal | The Information | Scientific American | UKTN | Biometric Update IMPORTANT: To get links for all stories included in our daily episodes, please subscribe for free: https://your-inbox.beehiiv.com/subscribe For exclusive content like Press Availabilities, Job Opportunities, A no-sale environment, help from colleagues, events, and more, become an executive member: https://your-inbox.beehiiv.com/upgrade Repurpose our white label our content with a Creators' Membership: https://your-inbox.beehiiv.com/upgrade Links from Today's Episode:Fintech Blueprint | Fintech Klarna IPO primer: Will it deliver? | LinkThe Paypers | Circle plans IPO, targeting late April filing | LinkThe Paypers | Mastercard launches initiative to boost virtual card adoption | LinkTearsheet | The story of Erica, Bank of America’s homegrown digital assistant | LinkNacha | Nacha seeks comments on proposals to update IAT rules | LinkFinextra | Zelle shuts down standalone P2P payments app | LinkFinextra | Fraudsters turning to encrypted messaging platforms to scam users, Revolut warns | LinkFinextra | Wearable UK tipping app launches | LinkPayments Dive | House plans vote to kill CFPB payments rule | LinkPayments Dive | Clearing House sees increase in ACH payments volume: Nacha | LinkWall Street Journal | Affirm’s buy-now-pay-later to appear on credit reports | LinkThe Paypers | Mastercard launches initiative to boost virtual card adoption | LinkThe Information | Trump’s stablecoin push set to collide with banks | LinkScientific American | Big banks quietly prepare for catastrophic climate change | LinkUKTN | Revolut hires crypto marketing team after launch of mobile trading app | LinkThe Paypers | Wirex introduces travel booking platform for crypto payments and rewards | LinkBiometric Update | Demand for biometric authentication rises among gambling platforms | LinkLex Substack | The Paypers | Tearsheet | Nacha | Finextra | Payments Dive | Wall Street Journal | The Information | Scientific American | UKTN | Biometric Update
Apr 2, 2025
8 min
April 1 | Banks Dive into Crypto & Open Source, UAE Preps Digital Dirham, CFPB Faces Court Setback
#CryptoNews #OpenBanking #Stablecoins #DigitalCurrency#CFPBIMPORTANT: To have this episode delivered toyou daily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠Toget links for all stories included in our daily episodes, please subscribe forfree: https://your-inbox.beehiiv.com/subscribeForexclusive content like Press Availabilities, Job Opportunities, A no-saleenvironment, help from colleagues, events, and more, become an executivemember: https://your-inbox.beehiiv.com/upgradeRepurposeour white label our content with a Creators' Membership:https://your-inbox.beehiiv.com/upgrade·  Finextra | FDIC says banksdon't need prior approval for crypto activities | Live Link·  Banking Dive | CFPB callsmass firing, rehiring injunction a 'charade' | Live Link·  Banking Dive | Banks wantbetter tech, but open-source uptake lags | Live Link·  Law360 | Fed, CFPB urge7th Circ. to uphold payday lending rules | Live Link·  The Defiant | Ethena Labs'USDTB Stablecoin Surges 1,500%, Enters Top 10 Stablecoins | Live Link·  Experian | Launch ofExperian’s CashFlow Score signals new era of open banking | Live Link·  The Paypers | UAE tolaunch Digital Dirham for retail by late 2025 | Live LinkFinextra, Banking Dive, Law360, The Defiant, Experian, ThePaypers
Apr 2, 2025
4 min
Regulatory Bloodbath | March 31, 2025
IMPORTANT: To have this episode delivered toyou daily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠To get links for all stories included in our daily episodes, please subscribe for free: https://your-inbox.beehiiv.com/subscribeFor exclusive content like Press Availabilities, Job Opportunities, A no-sale environment, help from colleagues, events, and more, become an executive member: https://your-inbox.beehiiv.com/upgradeRepurpose our white label our content with a Creators' Membership: https://your-inbox.beehiiv.com/upgradeBanking Dive | Fed, OCC, FDIC seek to rescind CRA final rule | LinkBanking Dive | House Republicans demand CFPB docs on UDAAP, Chopra, Frotman | LinkBanking Dive | Senate eyes vote to overturn CFPB overdraft rule with $5 cap | LinkFinextra | A new era of KYC – Why it’s time to redefine client onboarding| LinkFinTech Futures | The White House unveils fintech framework for US | LinkCrowdfund Insider | Affirm’s COO highlights key differentiators in BNPL industry | LinkFinTech Futures | Seven US states standardize fintech payments | LinkFintech Business Weekly (Substack) | CFPB offers flexibility to small-dollar lenders| LinkJD Supra | Fintech trade association moves to dismiss CFPB suit | LinkFDIC (GovDelivery) | FDIC issues bulletin on resolution plans | LinkATM Marketplace | Bitcoin ATM market sees 971 machines go offline | LinkKansas City Fed | Debit card interchange fees charged to small merchants afterRegulation II | Link
Mar 31, 2025
7 min
March 26
Mar 28, 2025
13 min
We are doing this again people!! | March 27, 2025
Trump-Backed Stablecoin, Fed Cracks Down on Banks & PaymentsModernization Shakes Up Finance | Fintech News HighlightsYahoo News, The White House, This Week in Fintech, Payments, Dive, Banking Dive, NPR Planet Money, The Paypers, Banking Exchange, Stanchion 
Mar 28, 2025
8 min
💡Establishment Stablecoins, Amazon’s Palm Pay, PLUS Part THREE in our series on Crypto Voters and the 2024 Presidential Election💳
#Fintech #Payments #Banking #Crypto #Stablecoin #AmazonOne#DigitalCurrency #VCFunding #Regulation #AI #EmbeddedFinance #FinancialServices#TechNews #StartupNews #Ecommerce #FutureOfFinance #YourInboxLastNight #YILN  
Mar 5, 2025
5 min
March 3, 2025 | Your Inbox Last Night
🚀 DOGE Update |Banking AI bots | Part ONE: Series on Crypto Voters | Click on The Rundown AILink | March 3, 2025Relevant Hashtags:#Fintech #Crypto #Dogecoin #Web3 #AI #FinanceNews #Payments#Blockchain #Investing #DigitalBanking #TechNews #FinancialServices #Regulation#Neobanks #FutureOfFinanceSources:Fintech Brainfood, This Week in Fintech, Fintech BusinessWeekly, Rich Turrin’s Substack, The Fintech Times, Finextra, Global GovernmentFintech, PennLive, Daily Herald, 4029TV, Popular Fintech, Payments Dive,Banking Dive, JPMorgan Payments, The Global Treasurer, Reuters, A16Z FintechNewsletter, Fortune, The Information, Electronic Payments International, ThePaypers, Digital Transactions, Auto Finance News, EU News, The Defiant,FintechTris, and Fintech Wrapup.IMPORTANT: To have this episode delivered to youdaily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠====================================We know you subscribe to the most essential newsletters inpayments and fintech. You just don't have the time to read them all, every day.Welcome to Your Inbox Last Night.We read your inbox to you each day: popular industrynewsletters | crypto & web3 | our favorite substacks Listen to what youmissed in Your Inbox Last Night PLUS some insider gossip and blind items fromour very own sleuth, Mr. X.====================================== Payometry Labs is the content creation arm of PayometryTechnology & Consulting. If you are looking for more fuel for your engine,we are here to help with payments expertise. Reach us at [email protected] ======================================= If you are having card decline issues, you need to speakwith Scott Tivey, the foremost expert in card declines on the planet. Did youknow that substituting A2A payments instead of cards will hurt Merchants'customer retention? Speak with Scott to learn more. [email protected] ======================================= Links toNews Sources from Today's Episode  Popular Industry News SourcesLet’s check in with the fintech news titans—what are the bignames talking about this week? Crypto & Web3: The Wild, Wild BlockchainLet’s talk about the crypto world—where rules are made up,regulations are unclear, and everything is either the future of finance or acomplete scam. AI in Fintech Report: The Robots Are Here (But Not QuiteReady to Run Things)AI is taking over fintech! Well, kind of. Mostly, it’scausing headaches. Final Bits and Deep DivesA few more highlights before we wrap:  
Mar 4, 2025
8 min
March 4, 2025 | Your Inbox Last Night
IMPORTANT: To have this episode delivered to youdaily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠====================================We know you subscribe to the most essential newsletters inpayments and fintech. You just don't have the time to read them all, every day.Welcome to Your Inbox Last Night.We read your inbox to you each day: popular industrynewsletters | crypto & web3 | our favorite substacks Listen to what youmissed in Your Inbox Last Night PLUS some insider gossip and blind items fromour very own sleuth, Mr. X.====================================== Payometry Labs is the content creation arm of PayometryTechnology & Consulting. If you are looking for more fuel for your engine,we are here to help with payments expertise. Reach us at [email protected] ======================================= If you are having card decline issues, you need to speakwith Scott Tivey, the foremost expert in card declines on the planet. Did youknow that substituting A2A payments instead of cards will hurt Merchants'customer retention? Speak with Scott to learn more. [email protected] ======================================= Links to News Sources from Today's Episode  SourceTitleLive linkMondaqAI Training Held to Constitute Copyright InfringementLinkMondaqMultistate Coalition Files Amicus Brief Warning Against Efforts to Dismantle the CFPBLinkMondaqFederal Court Finds Consumer Wire Transfers Are Subject to the Electronic Funds Transfer ActLinkThe Phenom Crypto LetterPhenom Pro: Altcoin Season Now with 100% More InstitutionsLinkPomp SubstackWhat I Think About the Crypto Strategic ReserveLinkPayments DiveBeyond BNPL: How Sezzle’s Growth Signals an Evolution of Digital PaymentsLinkThe Motley FoolDown 75% from 2021 Highs, History Says This Fintech...LinkDigital TransactionsUsage Blooms for Visa’s Tap-to-Phone OfferingLinkBBC[No Title Available]LinkThe DefiantSEC Says Memecoins Are Not SecuritiesLinkPayments DiveVisa Strategy Blueprint for Global Card Payments GrowthLinkBanking DiveCFPB: Five Men, Phone 3-Phase Wind DownLinkBanking DiveTrump’s Strategic Crypto Reserve: Coins, Bitcoin, Ether, XRP, Solana, CardanoLinkAmerican BankerWhy These Community Banks Are Betting on Niche BusinessesLinkThe New York TimesCFPB and Consumer Financial ProtectionLinkWorld Economic ForumWhat’s Behind the Middle East’s Boom in Digital Payments?LinkAtlanta FedCounterfeit Cards Persist – Is Magstripe to Blame?Link 
Mar 4, 2025
10 min
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