
Let’s talk about the hard truth ,debt is eating people alive. Behind every smiling face in Singapore, there are many who are silently struggling .Credit cards maxed out, loans stacking, and the shame that keeps them quiet.In this brutally honest episode, we sit down with Finesse Advisory and three of their team members who deal daily with people crushed by debt.They break down the Debt Repayment Scheme (DRS) — what it really is,who qualifies, who doesn’t, and the painful truth most people don’t want to face.No filter. No sugarcoating. Just real talk about:The emotional and mental toll of being in debt How DRS can give you a second chance , if you play it right. Common traps that keep people stuck And why it’s never too late to ask for helpIf you or someone you love is drowning in debt, this episode could open your eyes and maybe even save your future. Watch till the end. The truth hurts, but freedom starts with it. Finesse Advisory (Singapore) Website: www.finesseadvisory.sgWhatsApp / Call: 91099750 or 98838582 Email: [email protected] Voiceout, Cakap Je — Real Stories. Real People.Podcast produce bySenyummanis Productionswww.senyummaniso See less
Aug 25
57 min

In this episode, we sit down with Zarina Jaffar, the winner of Jamiyah’s Exemplary Mother Award 2025. Her journey will move you , from facing loss and raising three kids on her own, to building a community movement that now supports over 30,000 people through her group “3R Recycle, Sharing is Caring.”We talk about her struggles, her faith, and what truly keeps her going as a mother and as a woman who never gave up. Tune in to hear this real, raw, and heartwarming conversation ,only on Voiceout, Cakap Je!-----------------------------------------------------------------------------------------------Stand a chance to WIN 5 × $20 Frozen Food Vouchers!Sponsored by 3R RECYCLE , SHARING IS CARING andVoiceout, Cakap Je.We’re excited to give away these vouchers to 5 lucky winners during a LIVE Lucky Draw Session!👉 Here’s how to join:1️⃣ Follow our official Facebook Page – Voiceout, Cakap Je!2️⃣ Subscribe to our *YouTube Channel – Voiceout, Cakap Je!3️⃣ Go to Zarina Jaffar’s episode on YouTube: Will be posted soon. ✅ Like the video ✅ Comment on the episode (share your thoughts!) ✅ Share the episode on your Facebook or social media📌 Important:Only those who have followed, subscribed, liked, commented, and shared will qualify for the lucky draw.Make sure your accounts are public so we can verify your participation.🎥 The LIVE Lucky Draw will take place on our Facebook and TikTok live . Stay tuned for the date and time!
Aug 25
51 min

Dalam episod panas kali ini, kita bersama seorang guru senior yang berani buka cerita sebenar di balik tabir dunia pendidikan. Dari parents yang cerewet, ke management yang tak hargai usaha cikgu, hinggalah ke paperwork dan expectation yang melampau , semuanya dikupas secara jujur, real, dan tanpa tapis.Tapi kepuasan seorang cikgu....ada juga disebut.Apa dia?
Aug 25
45 min

Dalam episod kali ni,kita jemput seorang ex-childcare teacher,Cikgu Nurul yang berani buka mulut pasal dunia sebenar jadi cikgu di Child Care Centre.Dari handle kerenah budak-budak, sampai tension dengan parents & management , semua dia cerita RAW, HONEST & UNCUT.Kontroversial, panas & real.Bukan semua orang berani share benda ni, tapi kali ni kita bongkar habis-habisan. Jangan lupa LIKE, SHARE & SUBSCRIBE kalau korang nak lebih banyak kisah real macam ni.Kalau Ada cerita nak share kat podcast kita. DM je maybe cerita korang next kita angkat!
Aug 25
1 hr 1 min

Is Han Part 2 Voiceout,Cakapje!
Dec 3, 2024
18 min

Tune in now – this is one you’ll be talking about for days!
In this heartfelt 1st episode, we sit down with Han,
who was hit with a life-changing diagnosis that could have shattered anyone.
But Han didn’t let it define her. Instead, she faced it head-on,
making choices that transformed her life in ways she never expected.
Her journey is raw, real, and relatable.
Listen in as Han shares what she did to push through the toughest moments
and how her story holds lessons that anyone can apply in their own lives.
Dec 3, 2024
24 min

How a Mother Navigates Life with Her Special Needs Child .Coping, Strength, and Coping Mechanisms...with Voiceout, Cakap Je.Tanter Mass Lina Soho Panji ShafieAidah Yohanna Lina Mos
Nov 30, 2024
1 min

A Widow’s Nightmare: Forced to Choose Between Grief and Survival!!
Nov 30, 2024
3 min

Joining us today is Naim Omar,
an experienced Estate Planner with 15 years of expertise, having assisted over 500 families.
Passionate about educating and empowering the community on Islamic Estate Planning,
Naim is also a sought-after guest speaker featured on platforms like SURIA, NJU, M3, and more.
Welcome to our Podcast Bro Naim.
https://naimomar.com/
Nov 30, 2024
30 min
Load more
