Today we’re talking about the Virginia Residential Landlord Tenant Act also known as VRLTA and to help us understand the new laws and the protection they provide to renters are Melissa Johnson, Senior Program Compliance Officer with Virginia Housing, and Marty Wegbreit, Director of Litigation from Central Virginia Legal Aid Society.

Today we’re talking about the HUD-Approved Counseling Program, the counselors and services provided by theses housing professionals. To help us understand more about the program and the counseling process are Monica Mack, Virginia Housing’s Community Outreach Compliance Officer and Karen Serfis, a HUD Certified Housing Counselor and Program Manager from the Latino Economic Development Center

LaDonna Cruse, Housing Education Manager (Virginia Housing) and Mally Dryden-Mason, Fair Housing Specialist (Dept.of Occupation and Regulation) join host Bill Bevins to discuss the Federal and Virginia Fair Housing Acts to help us understand the laws and the protection they provide Virginians. Learn what is allowed and prohibited to ensure you receive equitable  consideration when renting or buying.

Dan Kern, Business Development & Training Manager and Lee Jean-Pierre, Regional Renovation Sales Manager discuss Virginia Housing's first-time homeowner classes and resources built to help Virginia consumers navigate the path the homeownership. Also covered: Interest Rates and Buying Power, Types of Property Available, Renovation Loans and More.

Dan Kern, Business Development & Training Manager and Karen Ramirez, Mortgage Loan Officer at C&F Mortgage Corp discuss the role Virginia Housing plays in assisting Virginia consumers achieve their homeownership goals through educational resources, access to affordable housing options and financing alternatives. Also covered: The myth of 20% down-payments, Closing Cost Assistance, Loan Options and More.