Narrow down realtor options based on knowledge/experience, desired area, understands your needs/expectations, and good personality fit helps with the team approach, Once you’ve chosen the desired realtor; commit to them, meet buyer etiquette standards, and trust their expertise. Enjoy the home buying process! References:https://www.trec.texas.gov/apps/license-holder-search/index.php?lic_name=&lic_hp=&industry=Real+Estate https://cdn.nar.realtor/sites/default/files/documents/2020-profile-of-home-buyers-and-sellers-11-11-2020.pdf https://propertiesonline.com/Reports/annual-real-estate-trends-report.pdf

In Episode 3 we will be discussing the Do's and Don'ts to make the loan process streamlined and less stressful by keeping good records, and learning common mistakes home buyers often make. Please tune-in to hear some real scenario's to help you understand how to avoid these same errors. Connect with a IKON Mortgage advisor at ikonmortgage.com for free consultation.

In Episode 2 we will be providing insight and hope to your home buying dreams by discussing a few down payment $$ options and a few common loan programs, exposing the myth that 20% down is required to purchase a home, and explaining the concept of PMI or Mortgage Insurance. Tune in to episode 2 to learn more about these programs and how to use the links provided below.Area Median Income/Census Track Lookup Tool.Home Ready AMI Linkhttps://ami-lookup-tool.fanniemae.com/amilookuptool/Home Possible Eligibility Maphttps://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map

First Time Homebuyers guide to home ownership. We provide a easy road map to strengthen your chances of loan approval by educating future home owners on lender requirements of Employment History, Credit History, Income, and Savings/Cash reserves for loan pre-qualification and approval.