In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including positive feedback on the previous episode 13; the ridiculousness of fund risk ratingsMeat and Potatoes: Why ambiguity is such an inherent part of real financial planning. And the Trap Pack’s top tips for newbies to this mighty profession.Questions posted by our beloved Trappists @joshgerstler @dirkgroeneveld @ComradesNicCulture CornerLinks referred to in the show:Redefining the Retirement Income Goal by David Blanchett: https://blogs.cfainstitute.org/investor/2023/02/09/redefining-the-retirement-income-goal/Stuart Kirk on the FT Money show: https://pca.st/episode/56643c2a-8d30-4797-8d13-80b4f5fc601d Charlie Munger Daily Journal 2022 https://www.youtube.com/watch?v=9VVPO3KWj3A&t=7894s Abe’s conference: Adviser 3.0Carl’s book: https://www.audible.co.uk/pd/Vivid-Vision-A-Remarkable-Tool-for-Aligning-Your-Business-Around-a-Shared-Vision-of-the-Future-Audiobook/B07RYN3D5R?eac_link=czAmma8BEMx3&ref=web_search_eac_asin_1&eac_selected_type=asin&eac_selected=B07RYN3D5R&qid=dMh1tmNve9&eac_id=260-7128613-5251256_dMh1tmNve9&sr=1-1Morgan Housel podcast with Prof G: https://podcasts.apple.com/gb/podcast/the-psychology-of-money-with-morgan-housel/id1498802610?i=1000601235289https://twitter.com/alanjlsmith/status/1525117666788143104?s=46&t=HybIyJF1scu8BFCL0L4hIgIFA Forum: http://www.tiny.cc/ifaforumTake part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the Trap Pack discussTopical issues, including the PFS’s escalating legal bills; an as-yet-unnamed IFA with his/her/their fingers in the till; VCTs - good enough for Nick but not for clients; Value for Money Statements; our Trappist Six Nations meet and greet at The Royal Oak, MaryleboneThree glowing reviews of the podcast, read by Andy in his inimitable styleMeat and Potatoes: helping clients transition to the next stage whilst also looking after our own mental wellbeingQuestions posted by our beloved Trappists @RightGilmore @matt_tumbersCulture CornerLinks referred to in the show:PFS legal costs were £800,000 in 2022: https://citywire.com/new-model-adviser/news/pfs-spent-800000-on-cii-legal-and-loan-advice/a2407879Rory Sutherland on Ep190 of Modern Wisdom: https://pca.st/bu1c0b91A Path Through The Jungle: https://www.audible.co.uk/pd/A-Path-through-the-Jungle-Audiobook/B09JSYVLGX Maro Itoje podcast: https://podcasts.apple.com/gb/podcast/e176-maro-itoje-the-distinction-between-high/id1500444735?i=1000598153649Carl’s blog for himself: https://metisireland.ie/put-on-your-own-mask-first-my-mission-for-2023/John Dashfiled question stack: https://clientcentredadvisers.com/Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

****SLIGHT TECHNICAL ISSUES AT 50m AND 65m - STICK WITH IT!****In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatnessThree glowing reviews of the podcast,  read by Andy in his inimitable style Meat and Potatoes: The Client Acquisition Process in great depth. Also: Client Surveys - good and bad experiencesQuestions posted by our beloved Trappists @rfm1, @TheFinancialP70, Graham RCulture CornerLinks referred to in the show:NFC business cards: https://v1ce.co/Home Grown business networking club/hotel: https://homegrownclub.co.uk/Venue for the 4th Feb Six Nations shindig: https://www.theroyaloakmarylebone.co.uk/Nick on Abraham Okansanya’s Retirementals podcast: https://www.retirementals.co.uk/episodes/episode-47-bond-brawl-abraham-vs-nick-lincolnSimon Sinek podcast: https://simonsinek.com/podcast/In Good Company podcast: https://shows.acast.com/in-good-company-with-nicolai-tangen/episodes/michael-oleary-ceo-of-ryanairFounders podcast: https://founders.simplecast.com/Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatnessA glowing review of the podcast, incredibly mangled by AndyMeat and Potatoes: The Client Acquisition Process in great depthQuestions posted by our beloved Trappists Dar, @JcolcloughFP, @MAPSinclairCulture CornerLinks referred to in the show:“Midnight In Sicily” by Peter Robb: https://www.amazon.co.uk/Midnight-Sicily-Vintage-Classics-Peter/dp/009959580X/ref=asc_df_009959580X/?tag=googshopuk-21&linkCode=df0&hvadid=310891088870&hvpos=&hvnetw=g&hvrand=16607971176645754484&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9046037&hvtargid=pla-469120406857&psc=1&th=1&psc=1Executive Fit Club: https://www.executivefitclub.com/Venue for the 4th Feb Six Nations shindig: https://www.theroyaloakmarylebone.co.uk/Equitable Life: https://amp.theguardian.com/business/2004/mar/08/businessqandas.equitablelifeDrive: The Surprising Truth About What Motivates Us: https://www.amazon.co.uk/Drive-Daniel-H-Pink/dp/184767769XShaping Wealth programme https://www.shapingwealth.com/ocboBad Sisters: https://tv.apple.com/ie/show/bad-sisters/umc.cmc.14kr4vv65unannh7doqgvlh20Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the Trap Pack discusstopical issues, including the spat between the CII and PFSa discussion on the big regulatory elephant in the room: Consumer Duty a great question about fees from Devoted Trappist Dan Weston (@mcfplanning)questions posted by our beloved Trappists Chris Thompson and Martyn SalesCulture CornerLinks referred to in the show:White Lotus Season Two - where to watch it: https://www.radiotimes.com/tv/drama/the-white-lotus-season-2-release-date/Surrender by Bono: https://amzn.eu/d/hE4KOjSOptimize:.https://apps.apple.com/us/app/optimize-with-brian-johnson/id1135159918?ls=1Save the PFS https://ourpfs.co.uk/Monk Mode https://www.coaching-online.org/monk-mode/ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this TRAP Christmas Special, the Trap Pack devote an entire show to answering questions from our beloved Trappists.On that note: the Pack would like to say a big “thank you” to all our dear Trappists who have made the show a success to date. We have plans to develop the show further and can only do it with the boost to our egos your feedback and support give us.We wish all of you a very Happy Christmas and hope you smash 2023! And please keep sharing TRAP with your peers and colleagues.Now, on with the show, in which the Trap Pack answers questions from our beloved Trappists @matt_aitchison @matt_tumbers @EssentiallyLtd @benjaminalves10 @mantaromoney @Mr_Munker @FaithLiversedge @AmGhai @JPotter5 @jambohughes1 @RobS_Kingmakers @PhilDouglasDon @joefroudfpfs @thefinancialP70 @darbiter @bluewaterfpTake part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the chaps discussWhich coaches and external influences have had the most impact on our development as financial planners/peopleBusiness planning for the next 12 months: who does this and why?The Trap Pack answers questions from our beloved Trappists @gp_mantini and Ben FCulture CornerLinks referred to in the show:Artificial Intelligence: ChatGPT: Optimizing Language Models for DialogueThe Godfather, Mario Puzo: https://www.amazon.co.uk/Godfather-Mario-Puzo-ebook/dp/B009GJ870QUK Tax App: Android: https://play.google.com/store/apps/details?id=com.geekycoders.uktaxcalculators&hl=en_GB&gl=USApple: https://.apps.apple.com/gb/app/uk-tax-calculators-2022-2023/id460977743Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the chaps discussExamples of real financial planning and how it transforms people’s livesFTX and Scam Bankrupt-FraudThe TRAP team answers questions from our beloved Trappists @Aron Gunningham and @JoshuaBromilowCulture CornerLinks referred to in the show:Spoof Larry David February 2022 advert for Sam Bankman-Fried’s FTX fraud, with over 11M views: https://www.youtube.com/watch?v=noekVG8XLQICitymapper app: https://citymapper.com/?lang=enHigh-Performance Podcast: https://podcasts.apple.com/gb/podcast/the-high-performance-podcast/id1500444735The Geometry of Wealth: How to Shape a Life of Money and Meaning https://www.amazon.co.uk/dp/B07N8J4V8G?ref_=cm_sw_r_apin_dp_RT8RXAAABAQZWGN3PQM7Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the chaps discussThe pros and cons of the solo adviser v intentionally growing a practiceThe TRAP team answers questions from our beloved Trappists @SeanBanksFP and @Andy_ReynoldsCulture CornerAnd be sure to listen to the end, when nothing much happens.Links referred to in the show:The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It https://amzn.eu/d/fCdI6AvCharles Schwab Business Breakdown podcast: https://podcasts.apple.com/gb/podcast/charles-schwab-the-8-trillion-dollar-gorilla/id1559120677?i=1000570572972Episode 102 of The All-In Podcast: https://youtu.be/A-bIpJdaCnMSwindled Podcast - https://swindledpodcast.com/ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

In this latest pile of TRAP, the chaps discussThe passing of Ian Taylor, truly a visionarySouth African shenanigans with Andy and NickCarl talks about the common phenomenon of Imposter SyndromeAndy talks about Beauty ParadesThe TRAP team answers questions from our beloved Trappists Sam B and Will SCulture CornerAnd be sure to listen to the end, when nothing much happens.Links referred to in the show:Jordan Peterson’s “Essay” software, a browser-based word processor package to help you write better: https://www.youtube.com/watch?v=XHIhtWPpDVIThe Human Side of Money: Episode 28 https://podcasts.apple.com/us/podcast/the-human-side-of-digital-marketing-with-samantha-russell/id1509519096?i=1000529593876JP Morgan Guide to the Markets: Guide to the Markets | J.P. Morgan Asset ManagementReadwiseTake part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.