Three Things is a Vela Wood podcast where we ask leaders in the startup and small business communities three questions related to their experience with entrepreneurship. Listen on Apple Podcasts! In this episode, we talk with Travis Holt, the co-founder of Brush Creek Partners, a commercial insurance and risk management firm in Kansas City, about insurance needs for early-stage companies. We discuss the three core policies SaaS companies need, the current D&O insurance market, and key exclusions to look for in a policy. You can connect with Travis on LinkedIn here. Time Stamps * 1:40 – Standard Categories of Business Insurance * 3:35 – General Liability Policies * 7:40 – Insurance for Professional Services Businesses * 8:30 – Cyber Liability Policies * 10:20 – Three Core Policies For SaaS Companies  * 12:35 – D&O Insurance (Investors Require) * 14:30 – Relying on Expertise of Broker * 15:26 – Beware of Exclusions / 3 Reasons Carriers Exclude * 17:08 – Exotic Insurance (Wimbledon's Event Cancellation Policy) * 18:05 – Beware of Potential Clients' Egregious Insurance Requirements * 20:20 – Wrapping Up Related Content * Silicon Valley Review S4, Ep8: Key Man Insurance v. Key Holder Clauses * Which insurance does my startup need?

In this episode, Kevin and Rad interview Rustam Rafikov, a founding partner of Rafikov, Koveshnikova and Partners, a corporate law firm for startups and medium-sized businesses based in Moscow, Russia. They discuss the lack of contractual freedom in Russia, Russia's popular startup industries, and what Rustam has learned from the Austin and Dallas startup ecosystems. See "Episode Website" for show notes.

In this episode, Kevin interviews Michael Walsh, the founder of Cariloop, a caregiver support platform. They discuss the difference between raising capital from private equity vs. traditional venture avenues, the sales cycle of B2B companies, the importance of establishing a culture, and asking for help from mentors and advisors. See "Episode Website" for show notes.

In this episode, Kevin and Aaron interview Shaz Amin, the founder of Blue Track Media and Plugged Inc., about his three things. They discuss the mental toll it takes and the loneliness that comes with being an entrepreneur, the importance of having a technical co-founder, developing a vision beyond making money, and the value of mentorship. See "Episode Website" for show notes.

In this episode, Kevin and Aaron interview two clients who are former NFL players turned entrepreneurs - Mark Clayton, founder of LIVV Headphones, and Jason Fox, founder of EarBuds Music. They discuss life as an athlete v. life as an entrepreneur, unexpected setbacks, the key factor that leads to success, and how much you should spend on hiring web developers. See "Episode Website" for show notes.

In this first episode, Kevin and Aaron share their three things with you. They discuss necessary documentation, intellectual property, domain names, work for hire, vesting ownership, cofounder breakups, working with developers, references, and more. See "Episode Website" for show notes.