The real-time movement of money enabled by the RTR will give Canadians more control over their finances by allowing payments to be cleared and settled in seconds and providing greater confidence that payments have been finalized. In this episode of The PayPod, Payments Canada and the RTR’s strategic partners discuss collaboration, security, resiliency and how the made in Canada RTR system will change payments for all Canadians.

From commercialization opportunities in real-time payments, to harnessing the power of ISO 20022, to the game-changing potential of AI, innovation is everywhere across today’s payment ecosystem, in Canada and around the globe. In this episode of The PayPod, we revisit a main stage discussion from The 2024 SUMMIT, where panelists explored the biggest developments in payments and predicted what we’ll be talking about in 2025.

Payments are becoming increasingly easier, smarter and safer for Canadian businesses and consumers. There are multiple enablers for this change - technology, innovation, consumer demand - but the real reason payments keep getting better and better are the rules and by-laws that form their foundation. How does a payment rule get created? Once it’s created, who governs it and who enforces it? Can a rule be changed? How many payment rules are there? On this episode of The PayPod, find out e...

In the 2023 Fall Economic Statement (FES), the federal government committed to amendments of the Canadian Payments Act (CP Act). This is tremendous news for the Canadian payment ecosystem, because we are now on the path to expanded Payments Canada membership and participation in our national payment systems. Expanded access means more opportunities for regulated entities and more choices for Canadians. So now what?

In this episode, we take you back to the main stage of The 2023 Payments Canada SUMMIT. Industry experts from across the payment ecosystem share insights and perspectives on some of the most important challenges and opportunities facing the payment industry today. Topics discussed include: how broadening access to Canada’s payment systems will benefit businesses, consumers and the economy; why the Canadian Payments Act and the Retail Payments Activities Act are needed to support innovation, m...

In December 2022, a diverse coalition of organizations from across the payment industry came together to sign an open letter to the Minister of Finance to make a collective request of the federal government to amend the Canadian Payments Act to broaden Payments Canada’s membership. Broader access to our membership will support the introduction of new participants in Canada's payment system, and provide greater choice for Canadians and Canadian businesses in addressing their payment needs.&nbs...

According to recent research from Payments Canada, there’s an alarming gap in working Canadians' understanding of their paycheque details. In fact, nearly half of respondents say they pay more attention to the weather or their social media channels than their pay information. In this episode of The PayPod, guests discuss the importance of financial literacy in today’s increasingly digital world and the ways in which innovation in payments will offer ease of access to financial information.&nb...

This episode of The PayPod takes us back to the virtual stage at The 2022 SUMMIT. Moderated by host Cyrielle Chiron, this interactive discussion explores the biggest takeaways from speakers at this year's event and their predictions about what payment trends and topics will be discussed next year at The 2023 SUMMIT, taking place in Toronto from May 3-5.GUESTS: Lisa Lansdowne-Higgins, SVP, Business Transformation & Deposits, Royal Bank of CanadaHanna Zaidi, Chief Compliance Officer, W...

In this episode, host Cyrielle Chiron introduces a pre-recorded webinar from The SUMMIT Series that took place earlier this year. The discussion explores what’s in store for modern payments, including what payment modernization initiatives are coming online in Canada and how they will enable new services that drive value for businesses and consumers.GUESTS:Andrew McFarlane, Chief External Relations Officer, Payments CanadaEdgar Barbosa, Partner and Canadian Payments Leader, PwC CanadaMichelle...

The pandemic has changed payments forever; 2025 is happening now. As digital payments have become almost universally accepted, the next gold rush is for customer experience: own the experience, own the value. What can the payments industry learn from the birth of the credit card in the 1950s to create the standard for services in today’s space? What role will traditional institutions have in the incredible innovation fueling the payments industry? In this episode of The PayPod, host Cyrielle ...