It’s a common misconception that you need to put 20% down when buying your first home which is completely false. Those with good Credit/FICO scores especially should NOT feel forced to put 20% down because the cost of PMI is cheaper than it was in years past. PMI is not something to fear as the cost of waiting until you’ve saved up 20% down often times will cost more than the PMI would have. --- Send in a voice message: https://podcasters.spotify.com/pod/show/ian-wright/message

Often times, homebuyers overly worry about having the perfect Credit Score when buying a HOME 🏠. Or overly worry about Credit Inquiries, causing them to wait & miss opportunities. Just know, anything 760 or above gets the same mortgage rates as someone with an 850 FICO score. --- Send in a voice message: https://podcasters.spotify.com/pod/show/ian-wright/message

Quickly explains 5 reasons why the VA loan (for military families only) is the BEST mortgage loan program. Can be used to buy a primary residence on 1-4 unit properties and offers the best terms in comparison to ALL other programs. Active duty or veterans are eligible to apply. --- Send in a voice message: https://podcasters.spotify.com/pod/show/ian-wright/message

1 simple way to lessen your stress and improve your experience during the Home Buying/Mortgage Loan process is by NOT making Large Deposits, (especially Cash) on your bank statements for at least the last 60 days before entering escrow. --- Send in a voice message: https://podcasters.spotify.com/pod/show/ian-wright/message