In this episode Ato sits down with Sammie Ellard-King is a personal finance educator, investor and co-founder of the Gains App, an AI-powered budgeting and cashback app.After paying off £24,000 of debt, Sammie has spent years helping thousands of people improve their finances, build wealth, and invest.🔗 Connect with Sammie:Instagram: https://www.instagram.com/upthegainsmoney/Linkedin: https://www.linkedin.com/in/sammieellardking/---🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/---🤝 PartnersXero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywalletTerms & Conditions apply.Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:https://imp.i384100.net/savvywalletSome of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.Learn more about your ad choices. Visit megaphone.fm/adchoices