The Savvy Wallet Podcast
The Savvy Wallet Podcast
Savvy Wallet
Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet
EP. 226 - I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire Using LinkedIn ft.  Tobi Oluwole
In this episode Ato sits down with Tobi Oluwole, Founder of Magnate Ventures & The Founder's Blueprint, Angel Investor & Linkedin Strategist. Focused on helping professionals and business owners monetise their knowledge online. After growing his audience to nearly 400,000 followers on LinkedIn through consistent daily content, he built a multi-million dollar business helping people grow their careers, personal brands and income online. We discuss: - Giving up his dream of playing football at Arsenal - Lessons from growing up in Nigeria - Get laid off from is job & applying to Shopify 7 times - How he uses Linkedin to make millions - Why 9-5ers NEED to use Linkedin - The simplest way you can use Linkedin to generate income and much more šŸ”— Connect with Tobi: Linkedin: https://www.linkedin.com/in/thetobioluwole/ Youtube: https://www.youtube.com/@thetobioluwole --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Partners Wise - Get a fee-free transfer up to Ā£500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 29
1 hr 27 min
EP. 225 - Wealth Advisor To The Super-Rich: Earn Between £40k - £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou
In this episode Ato sits down with Bimpe Nkontchou who is a lawyer, wealth advisor, and founder of W8 Advisory, where she advises high-net-worth African families on how to build, structure, and preserve wealth across generations. We discuss: - Bimpe’s journey from building a law firm to wealth management - How to reinvent yourself every 10 years - Principles every family should adopt - The strategies the rich use to build wealth - Behind the curtains of how the super wealthy make & spend their money - How wealth can destroy a family ⁃ The $2.5 Trillion Wealth Transfer in Africa and much more šŸ”— Connect with Bimpe: Bimpe's Linkedin: https://www.linkedin.com/in/bimpe-nkontchou-ba741a4/ Bimpe's Instagram: https://www.instagram.com/bimpe_nkontchou/ W8's Linkedin: https://www.linkedin.com/company/w8-advisory/posts/?feedView=all --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Sponsors Wise - Get a fee-free transfer up to Ā£500: https://wise.com/invite/dic/atoo5 --- šŸ¤ Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 22
1 hr 41 min
EP. 224 - ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I'd Do This (Not SpaceX) ft. Leon Boros
In this episode, Ato speaks with Leon Boros, who is a private investor and former corporate financier who became an ISA Millionaire in 2013 (Meaning he built a Ā£1M+ tax-free portfolio made up of stock investments) and he's been investing for over 30 years. We discuss: - The impact SpaceX, OpenAI & Anthropic will have on the market - How to assess SpaceX as an investment - What Leon looks for in undervalued companies - What he'd do to become a stock market millionaire again and much more šŸ”— Connect with Leon: X/Twitter: https://x.com/boros10 --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Sponsors Wise - Get a fee-free transfer up to Ā£500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 15
1 hr 33 min
EP. 223 - Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew (Meaningful Money)
In this episode Ato speaks with Pete Matthew is a Chartered Financial Planner with more than 27 years of experience helping people build wealth, plan for retirement and make smarter financial decisions. He’s also the creator of Meaningful Money, one of the UK’s leading personal finance platforms where through hundreds of podcast episodes and videos, he’s helped millions better understand money and long-term financial planning. We discuss:: - What people neglect when chasing financial success - Planning for early retirement - Major money milestones to achieve by each age - A retired teacher who was left Ā£750,000. Struggling to spend the money - The balance between working hard and enjoying your life and much more šŸ”— Connect with Pete: Youtube: https://www.youtube.com/@MeaningfulMoney --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Sponsors Wise - Get a fee-free transfer up to Ā£500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 8
1 hr 32 min
EP. 222 - 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King
In this episode Ato speaks with Jemal King is an entrepreneur, real estate investor, and author known as the ā€œ9 to 5 Millionaire.ā€ A former Chicago police officer, he built a multimillion-dollar portfolio while working full-time, growing into 400+ properties and multiple seven-figure businesses. Today, he teaches people how to turn income into assets and long-term wealth. We discuss: - How Jemal became a 9 to 5 millionaire. From $35,000 salary to millionaire - The 7 streams of income for building wealth - Growing up in south side Chicago - Building a skyscraper in Chicago - The 5 pillars that have shaped Jemal's life and much more šŸ”— Connect with Jemal: Instagram: https://www.instagram.com/9to5millionaire/ Youtube: https://www.youtube.com/@9to5MillionaireNetwork --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 1
1 hr 26 min
EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu
In this episode Ato speaks with Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. We discuss: - What people are misunderstanding about property in 2026 - How to use AI to buy and invest in property - Property opportunities outside of London - Investing in property in the healthcare industry and much more šŸ”— Connect with Julianah: Youtube: https://www.youtube.com/@PropertyByJewels Instagram: https://www.instagram.com/propertybyjewels/ Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 25
1 hr 18 min
EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi
In this episode Ato speaks with Bola Sokunbi, bestselling author, certified financial education instructor, and founder of Clever Girl Finance, one of the leading personal finance platforms helping women build wealth and financial independence. She has written six books, including Clever Girl Millionaire, and is widely known for making money advice practical, relatable, and empowering. We discuss: - Sacrifices Bola's parents made that changed her life - How her parents starting again built her resilience - Sacrifices of saving $100k on a $54,000 salary - 4 pillars of building wealth - How to spot "fake wealth" & side hustle scams - Women are more educated but not building more wealth - 3 financial moves to make today and much more šŸ”— Connect with Bola: Youtube: https://www.youtube.com/@Clevergirlfinance Instagram: https://www.instagram.com/clevergirlfinance/Instagram Personal: https://www.instagram.com/bolasokunbi/ Linkedin: https://www.linkedin.com/in/bola-sokunbi/ Grab Bola's latest book: Clever Girl Millionaire - https://amzn.to/4tIWef7 --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 18
49 min
EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley
In this episode Ato speaks with Ryan Kingsley a chartered financial adviser who supports high-earning professionals, entrepreneurs and international clients in structuring their wealth, pensions and long-term financial plans. We discuss: - From surviving being stabbed to becoming a financial advisor - Client earning Ā£500,000 salary with no savings & spending Ā£40k on holiday - How the wealthy think about, save and invest their money - Ideal order to build wealth - Investing opportunities for higher earners - How to buy commercial property within your pension and much more šŸ”— Connect with Ryan: Youtube: https://www.youtube.com/@Consultkingsley Instagram: https://www.instagram.com/consultkingsley/ Linkedin: https://www.linkedin.com/in/ryan-kingsley-advdipfa-cemap-certltcp-alfbf-6547666a/ --- šŸ“© Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- šŸ¤ Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 11
1 hr 30 min
EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita
In this episode Ato speaks with Debodun Osekita a former trader at Goldman Sachs, where he operated in high-pressure global markets, managing risk and capital at scale. He's also the Founder of Stock Pickers Academy, a community that educates you on investing in the stock market. We discuss: - Lessons from Goldman Sachs Trading Floor - Why the S&P 500 will return 0% over the next 10 years - Why the Iran War is bad for your finances - Stock Market opportunities for 2026 - How to invest your first Ā£1,000 and much more šŸ”— Connect with Debodun: Instagram: ⁠https://www.instagram.com/stockpickersacademy⁠ Instagram personal: ⁠https://www.instagram.com/coachdebs.spa Linkedin: https://www.linkedin.com/in/debodunosekita/ --- šŸ“© Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- šŸ¤ Partners Tide Get Ā£50 cashback when you open a FREE business account with Tide and spend Ā£100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/savvymtd/ Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 4
1 hr 31 min
EP. 217 - Communication Experts: Never Say This - The 3 Second Trick To Speak With Authority & Confidence ft. Frederick Afrifa and Gordon K Williams
In this episode Ato speaks with Frederick Afrifa and Gordon K Williams — founders of leadership communication group and co-authors of Unmute Yourself. They help people communicate with clarity, confidence and impact, using speaking as a powerful tool to unlock career and business opportunities. We discuss: - How to speak with confidence and clarity - Why miscommunication is costing you more than you think - Minimising nerves before you speak - How to stop rambling and speak concisely - The art of listening and much more! šŸ”— Connect with Frederick: Instagram: https://www.instagram.com/frederickafrifa_/ šŸ”— Connect with Gordon: Instagram: https://www.instagram.com/gordonkwilliams.co/ --- šŸ—žļø Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- šŸ¤ Partners Tide Get Ā£50 cashback when you open a FREE business account with Tide and spend Ā£100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- šŸ¤ Partners šŸ“šCoursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 20
1 hr 38 min
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