In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances.In this episode we discuss:- It feeling like the UK is pulling the ladder on wealth building- Impact of the income tax/Personal allowance being frozen- Cash ISA's going down to £12,000- How to navigate 2% increases on dividends, savings interest and rental profit- The hidden consequences of the UK Budget 2025- Should you take a 'super dividend'?- Whether the UK Budget 2025 worries Benedicta- What to do before and after the 5th April 2026 and much more🔗 Connect with Benedicta:Website: https://beniratiofinances.comInstagram: https://www.instagram.com/beniratiofinances📩 Sign up to my mailing list to be the first to know about upcoming events:https://eepurl.com/hJEcLL🤝 SponsorsXero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywalletTerms & Conditions apply.🤝 Partners📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:https://imp.i384100.net/savvywalletSome of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.Learn more about your ad choices. Visit megaphone.fm/adchoices