In this episode of the SMSF Adviser Show, host Keith Ford is joined by Tanya Hoshek, executive general manager – national distribution at La Trobe Financial, to discuss SMSF lending. Ms Hoshek gives a breakdown of the current environment for SMSF investors and the impact of these conditions on the broader economy, including the property market. Listen as they discuss: • How SMSFs are investing and the lending market for these investors. • The residential property market and how Australians are dealing with the fixed-rate cliff. • Navigating the narrow path and avoiding a recession.

Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. Joanna James is an advocate for constant reinvention and resilience, having adapted to change over her career in the finance space herself. Having worked in the lending space for more than 20 years – including as the general manager of non-bank lender Mortgage Ezy – she now helps support women in building successful businesses through Artemis Space, a women’s community group delivered by the Finance Brokers Association of Australia. In this episode, Annie Kane sits down with Ms James to find out: Why success is subjective. The power of visualisation, emotionalisation and manifestation. Why she believes the finance industry is a great industry for women. And much more!

In this episode of the SMSF Adviser Show, host Keith Ford is joined by Raymond Hempstead, founder & managing director at Supavest, to discuss how SMSF members can invest in property Mr Hempstead explains the taxation strategies and incentives to invest in house and land builds through an SMSF, and the different options available to members that they may not be aware of. Listen as they discuss: • Why holding property within an SMSF is not just for high income earners and the possibilities for even first-time investors. • The importance of understanding superannuation is a long-term investment. • Why finding the right adviser is crucial for SMSFs and members.

Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. Tanya Sale co-founded mortgage aggregation group outsource Financial with Andrea Tassis 13 years ago, with Tanya now one of the very few female chief executives in the mortgage industry. In this episode, Annie Kane sits down with Ms Sale to find out: How a piggy bank triggered her love of finance. Why she started her own aggregation business. Why she believes support is critical to succeed as a female business leader. And much more!  

In this episode of the SMSF Adviser Show, host Keith Ford is joined by George Haramis, the CEO of moneyGPS and accountantsGPS, to discuss how digital advice services can assist SMSFs. Mr Haramis explains why he launched accountantsGPS to help accountants and advisers within the SMSF space, and how his decades of experience in the industry have informed the business and its focus. Listen as they discuss: The new SMSF Check-Up Report within accountantsGPS and the information it provides. How both accountants and advisers can utilise the service to benefit their clients. The plans for the future and what’s next for accountantsGPS.

Tim Steele, chief executive officer at Class, and Jo Hurley, general manager, growth at Class, join the SMSF Adviser Show to talk about the findings of their annual Benchmark Report. Mr Steele and Ms Hurley explain that younger generations are driving new SMSF establishments, but growth in the sector is also being aided by greater longevity for older SMSF members. The pair also cover the superannuation gender gap, including the relatively strong showing from SMSFs versus APRA funds and the “reverse gender gap” seen in under 25s with SMSFs. Finally, Mr Steele and Ms Hurley highlight the disparity between SMSF and APRA fund members enjoying tax-free earnings in retirement phase, as well as the implications of the $3 million super balance cap.

George Haramis, CEO of moneyGPS and accountantsGPS, joins the SMSF Adviser Show to discuss the impact of the government’s response to the Quality Advice Review (QAR) and the future of digital advice in Australia. Mr Haramis touches on the progress of the proposed digital advice association and whether the government’s slow progress on the QAR has had an impact. He also covers the role of super funds in advice and whether they can plug the advice gap, as well as exploring some of the broader impacts of the QAR such as the yet-to-be-accepted good advice standard. Mr Haramis then touches on moneyGPS’s white label digital advice product for super funds, boutique AFSLs, larger AFSLs and accounting firms before giving a preview of what to expect at the SMSF Adviser Technical Strategy Day 2023.

Simon Aboud, chief product and marketing officer at Allianz Retire+, joins the SMSF Adviser Show to talk about retirement income solutions. Mr Aboud explains why longevity risk is such a concern for retirees and advisers, and how Allianz Guaranteed Income for Life (AGILE) can help mitigate these issues. He also covers the need for greater innovation with retirement income products and how product providers are responding to the retirement income covenant Finally, Mr Aboud highlights how macroeconomic themes are affecting retirees and what to expect from the retirement income landscape over the next 12 months.

Greg Hansen, Executive, Group Strategy at HUB24, and Jo Hurley, General Manager, Growth at Class, join the SMSF Adviser Show to talk about Millennials entering the SMSF space. Mr Hansen and Ms Hurley explain what is causing the expansion of the SMSF sector and how technological advancements enable customised SMSF service offerings for Millennials. The pair also cover how advisory firms are adapting their practices to effectively serve the evolving demands and expectations of clients. Finally, Mr Hansen and Ms Hurley highlight what advisers and accountants need to think about when engaging with a younger demographic to cater to their specific needs and preferences.

CEO at CryptoTaxCalculator, Shane Brunette, and tax counsel for CryptoTaxCalculator and director of Cadena Legal, Harrison Dell, join the SMSF Adviser Show to talk about taxation and compliance considerations when investing in crypto through an SMSF. Mr Brunette and Mr Dell explain the key strategies and considerations essential for individuals and entities to master the complexities of capital gains tax and how to ensure compliance with the sole purpose test. The pair also cover why the security of crypto assets is important for tax purposes and how to master crypto security including fundamental principles, wallets, and private key aspects. Finally, Mr Brunette and Mr Dell highlight the significance and hurdles associated with maintaining accurate crypto tax records and how crypto tax software can assist in managing cryptocurrency taxes effectively.