In Session 8 with Deb, we go deep about how hard it can be to spend money on ourselves, especially when money has been tight. Whether you spend mindlessly or have trouble spending on yourself at all, there are some great nuggets of advice in here from both Deb and Katy. Here’s what you’ll learn in this episode:How to enjoy extra money in your budget even when you have debt to pay offThe surprising truth about fun money and how important it is in your budgetWhat to do when you go way over budget in restaurants/take-out Done With Debt, the 5-day free challenge beginning March 14thRegister here! Join Katy in her free community, The Simplified Budget

This session is so wonderful because it really exposes how quickly our behavior can change when our income changes. Deb is so wonderful to share her experience with her income rise: the really good and the frustrating stuff that just doesn’t get talked about enough!Here’s what you’ll learn in this episode:Some of the changes that happen with an income increase that doesn't get talked about enoughWhy I’m encouraging Deb to NOT pay off her debt right nowAn important mindset shift we can all practice, whether your income has gone up recently or notJoin Katy's free community, The Simplified Budget. 

In this bonus episode, I'm sharing one of the biggest hidden benefits of having a monthly budget. If you’re often at the checkout counter thinking, “Wait, can I afford this? Is the money there? Should I get this or not?” …that’s adding to your decision fatigue. And it’s eroding your confidence in your ability to handle money well.Join the free community here: The Simplified Budget

This episode is such an important one as we walk through Deb’s first weeks of transitioning from living paycheck to paycheck to her income growing overnight by a lot!We talk about the power of savings, what actually is self care, and some goals and plans Deb shares with us–a far cry from earlier this season! Here's what you'll learn in this episode:a fresh way to look at goal settingthe unexpected result of more incomewhat is lifestyle creep and how to avoid itConnect with Katy in the free Simplified Budget community: www.facebook.com/groups/thesimplifiedbudgetSchedule your own strategy call with Katy:https://katyalmstrom.satoriapp.com/offers/230764-free-consultation

Join us for this short bonus episode sharing some exciting news! We'll be back with a regularly scheduled session next week!Learn more about working with Katy:https://katyalmstrom.satoriapp.com/offers/230764-free-consultation

This episode is a wonderful look at how Deb is navigating her budget around the holidays and her big goals for 2022. Here’s what you’ll learn in this episode:The best way to handle tough money situationsGoal setting strategies for money And more simple budgeting tipsJoin Katy in her free community The Simplified Budget group:https://www.facebook.com/groups/thesimplifiedbudgetLearn more about working with Katy:https://katyalmstrom.satoriapp.com/offers/230764-free-consultation

What a refreshing and exciting episode we have to share with you! Deb really opens up and shares about her journey, particularly some really exciting updates and celebrations. Here’s what you’ll learn in this episode:How to navigate different budgets based on how you’re paidWhy taking action with your money TODAY is so importantThe best way to stay connected with your money throughout the month.Budgeting Bliss starts Jan 17, 2022Join here: https://thesimplifiedbudget.ac-page.com/budgeting-blissLearn more about working with Katy:https://katyalmstrom.satoriapp.com/offers/230764-free-consultation

In this solo episode with Katy, we’re looking at some of the important aspects of Deb’s habits with money that are making her journey easier, even during tough times. If you’re experiencing a season with money that feels extra difficult, be sure to listen in. Here’s what you’ll learn in this episode:Why having a plan is more important than ever when money is tightThe importance of treating yourself How what you think matters with moneyBe sure to join this round of Budgeting Bliss–we begin January 17! https://thesimplifiedbudget.ac-page.com/budgeting-bliss

In this episode, Deb and I come up with some really great budgeting strategies for her to use while she’s living paycheck to paycheck and we take a look at the mistake I see most people make when it comes to creating a budget. Want to create your own budget with Katy? Join Budgeting Bliss, a 5-day LIVE workshop beginning January 17. Register here: https://thesimplifiedbudget.ac-page.com/budgeting-bliss

This episode is a little different because Deb and I were cut off about halfway into our call this session. Even so, we want to share some important lessons with you! In this episode, you'll hear Deb share why this week was extra hard for her, and what she's doing to keep her spirits up and positive momentum moving forward.Please share with a friend who would love to follow along on this journey!Links mentioned in this episode: Facebook Community: www.facebook.com/groups/thesimplifiedbudgetFree call with Katy: https://katyalmstrom.satoriapp.com/offers/230764-free-consultation