The never-ending debate is getting clearer every year. What's the right choice--TFSA or RRSP? TFSA vs RRSP: Which is the Best Option for You? Find out the key differences between the Tax-Free Savings Account and Registered Retirement Savings Plan and discover why many families should prioritize maxing out their tax-free savings account. Watch this video to make informed decisions about your investments and avoid common mistakes. Don't forget to subscribe for more financial tips and advice!

People complain that they pay years of life insurance premiums but never get a benefit. What if you could recover all your premiums if you don't die? We look at how Canadians can recover the value of their premiums without having to die during the term of the policy.

There are a number of ways to access the equity in your home during retirement. From downsizing, to HELOCs and Reverse Mortgages, we look at what works and what to watch out for! Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Simple Plan Community.⁠⁠

The best Retirement Plan in the world can be quickly undermined by the need for long-term care. When asked, many people believe that 'the government' will take care of them should they need care, but it's probably not the kind of care you'd want to see for your parents or your spouse. All too often, one spouse needs care (Alzheimer's and dementia numbers are soaring, for one example), and the Retirement Nest Egg is completely emptied for their care. When they pass, the surviving spouse is left with reduced income and no nest egg. We look at how to build a solid plan to be sure you can be cared for when you need it most. Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Simple Plan Community.⁠⁠

When planning for retirement, most people focus on how much they're saving, investment rates of return, and fees. The real target is how much after-tax spending power you'll have in retirement, and how to ensure that income is sustained for your entire life. Join us to see the ways in which you can ensure you have all the income you need in retirement. It's essential that you start out with the end in mind! Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠⁠⁠⁠⁠The Simple Plan Community.⁠⁠

Inflation can be a financial cancer on both our Retirement and Retirement Planning. We have to have a plan to deal with inflation, or we can run out of money in retirement. We'll show you what you can build into your plans to ensure that your future is not undermined by inflation. Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠⁠⁠⁠The Simple Plan Community.⁠⁠

Retirement does not necessarily mean completely stopping work. There are many ways to transition from full-time work to being completely retired from working. The choices are endless, and can greatly improve the quality of your retirement. Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠⁠⁠The Simple Plan Community.⁠⁠

We'll examine what role your Canada Pension Plan and Old Age Security programs play in your retirement. What can you expect, what are your options, and how do you decide what to do? Tools in this episode: Current and Projected CPP and OAS https://www.ppi.ca/calculators/6Y1aRiJnOsXDmUGDHX4iLj CPP Benefit--Early or Later https://www.ppi.ca/calculators/2OJ3GQifL2emcoBWtT6ZaL CPP Overview--Govt of Canada website https://www.canada.ca/en/services/benefits/publicpensions/cpp.html My Service Canada Account https://www.canada.ca/en/employment-social-development/services/my-account.html Retirement Income Calculator--Govt of Canada https://srv111.services.gc.ca/GeneralInformation/Index Old Age Security https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/benefit-amount.html OAS Recovery Tax--The Clawback https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/recovery-tax.html Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠Brad's Online Calendar.⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠⁠The Simple Plan Community.⁠⁠

What does a true retirement plan look like? We start our journey by looking at every aspect of a complete retirement plan. Most Canadians have no plan and those that do usually have only one or two steps covered of the 7-Step Retirement Plan that assures your future and legacy. Join us for episode 1: The Retirement Plan Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠Brad's Online Calendar.⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠⁠The Simple Plan Community.⁠⁠

We should all have Guaranteed Income for Life as part of our retirement income. One powerful tool for this is Annuities, which are increasing in payout value right now along with rising interest rates. We look at what an annuity is and when it is the right fit for your retirement plans. Want to know more? Book an appointment with Brad to discuss your options: ⁠Brad's Online Calendar.⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠⁠The Simple Plan Community.⁠⁠