Do you struggle to stay within your grocery budget like my family struggles? Does your teen know how much groceries cost? Today, we’re talking about the mistake of underestimating costs and some suggestions of how you can help your teen avoid or overcome this mistake. The Self-Reliant Steward podcast helps Latter-day Saint parents learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. FREE “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Trivia answer: https://www.fns.usda.gov/cnpp/usda-food-plans-cost-food-monthly-reports https://fns-prod.azureedge.us/sites/default/files/resource-files/Cost_Of_Food_Low_Moderate_Liberal_Food_Plans_October_2023.pdf Share your story here: [email protected] Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Dec 21, 2023
6 min
What if My Teenager Refuses to Do Any Work at Home or Get a Job? Stop doing their laundry. Principally speaking, give them responsibilities. Listen to learn how to help your teenager (and/or young adult child) become self-reliant and in the process lighten your financial load. The Self-Reliant Steward podcast helps Latter-day Saint parents learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. Trivia: https://www.forbes.com/advisor/business/average-salary-by-age/ Sign up for free “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Pew Research Study: https://www.pewresearch.org/short-reads/2023/05/03/in-the-u-s-and-abroad-more-young-adults-are-living-with-their-parents/#:~:text=One%2Din%2Dthree%20U.S.%20adults,a%20good%20thing%20for%20society. 2010 study about teens working: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2936460/ Share your story here: [email protected] Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Dec 14, 2023
10 min
Show Notes Damia and Harmony discuss the difference between needs and wants and why it can be difficult to distinguish between them. They also discuss ways to help your teen learn that skill and possibly the more important skill of prioritizing when creating a budget. The Self-Reliant Steward podcast helps Latter-day Saint parents learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. Sign up for free “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Trivia answer: https://www.usda.gov/media/blog/2017/01/13/cost-raising-child https://ifstudies.org/blog/the-true-cost-of-raising-a-child Elder Ballard’s talk: https://www.churchofjesuschrist.org/study/general-conference/1981/04/providing-for-our-needs?lang=eng Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Nov 30, 2023
20 min
All my car and wedding savings went to college expenses. I realize now that there was a better way. I needed a plan. With that hindsight, I want to help your teenagers not make the same mistakes I did. This is the first of a series on the podcast about mistakes teens make with money and how to help them avoid or overcome these mistakes as we help them become self-reliant and wise stewards of what the Lord gives them. The Self-Reliant Steward podcast is for Latter-day Saint parents to learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. Free “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Trivia answer: https://www.kbb.com/car-news/average-new-car-price-holding-steady-under-sticker/ Elder Maynes talk: https://www.churchofjesuschrist.org/study/general-conference/1997/10/a-celestial-connection-to-your-teenage-years?lang=eng Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Nov 24, 2023
10 min
Learn from Kayla, as I interview her, about how she graduated from college, debt-free, with two bachelor's degrees. The Self-Reliant Steward podcast is for Latter-day Saint parents to learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. Sign up for free “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Trivia: https://educationdata.org/average-time-to-repay-student-loans#:~:text=The%20average%20student%20borrower%20takes,5%20years%20of%20their%20loan. Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Nov 16, 2023
13 min
My parents were in an exhausting cycle of spending all their income, using debt, getting out of debt, then repeating. Seeing my parents struggle with debt, I realized I had to do something different to break the cycle. I became determined to never use debt, which pushed me to learn everything I could about money management and to earn money and save in order to graduate university debt-free. The Self-Reliant Steward podcast is for Latter-day Saint parents to learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. Sign up for free “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Trivia info: https://www.forbes.com/sites/markcperna/2021/11/01/100-million-in-scholarship-money-goes-unclaimed-every-year-does-it-have-to/?sh=487adca3b6ff Share your story here: [email protected] Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Nov 9, 2023
7 min
The Self-Reliant Steward podcast is for Latter-day Saint parents to learn how to teach their teenagers to become self-reliant and wise stewards of what the Lord has blessed them with. Sign up for free “20 Best Jobs for Latter-day Saint Teens” download: https://harmonylivingcoach.com/20-jobs-for-teens Share your story here: [email protected] Website: https://harmonylivingcoach.com/ Facebook: https://www.facebook.com/harmonylivingcoach/ Instagram: https://www.instagram.com/harmonylivingcoach/ Pinterest: https://www.pinterest.com/harmonylivingcoach/ Blog: https://harmonylivingcoach.com/blog/
Nov 9, 2023
1 min