On this episode of The Retirement Matters Podcast, we cover 3 keys topics that may impact your retirement journey! We disucss all the recent news around inflation and what it can mean for you, then we go into sequence of returns and volatility and how small timings of the market can be important for a retiree and, lastly we discuss a few things around Social Security and some miconceptions that aren't true that can impact your overall retirement! This show is packed with a lot of information that may already be on your mind if you're nearing retirement- if you have questions, give our team a call! 270-600-PLAN We're here to help! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement.   

On this episode of The Retirement Matters Podcast, we talk all about the baseline plan of record. A couple of weeks ago, we did a show where we reference the baseline plan of record-  and today we go through what it takes to build a true baseline plan of record for all five areas that you will face in retirement! Income planning, investment planning, tax planning, healthcare planning and legacy planning. You don't want to miss this show! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement. 

On this episode of the Retirement Matters Podcast, we cover a lot of different things that you are going to face in retirement! The three topics that we discuss are Number One: what is a Roth IRA, Number Two: what inflation is and how it can impact your retirement plan and Number Three: we discuss how volatility can impact your retirement plan and how we can help you make sure that those things are mitigated. An awesome show in store for you guys, we hope you enjoy! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement. 

We're back again with one of our favorite shows- a show where we answer questions from our listeners!  On this episode of The Retirement Matters Podcast, we have an array of questions that have come in over the last few months from the community involving several different scenarios and we like to answer those over the podcast because we believe that some of you may have similar questions and these answers may help you in your own situation! Tune in to today’s podcast to hear a team member of RDS Wealth (Whitney) as she brings a few questions to the table for Dale to address.  Tip: It’s not about how much money you make, it’s about how much money you keep! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement. 

On this episode of The Retirement Matters Podcast, we go into a quick brain teaser that actually plays a little bit of a role into understanding the complexities of retirement planning. Deeper into the show, we discuss what consolidation is inside of retirement planning, and why it may make sense for you if you have worked in a lot of different places, you may find yourself with a lot of different types of accounts that need to be brought all under one clear and easy to understand plan, and sometimes that means consolidating accounts altogether. Just like everything we recommend on our show, this decision to consolidate needs to be taken into effect with an overall plan and you need to be working with an advisor- if you would like a second set of eyes on your plan with someone who specializes specifically in retirement income phase, we would be happy to assist you with that! Call our office at 270-600-PLAN. We're here to help and happy to help!  If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement.   

On this episode of the Retirement Matters Podcast, we go into dividend investing, what it means in and a couple of myths around dividend investing. Things you need to be aware of before you go down that journey, and while we believe that it takes a lot more than just investing in strong dividends to make an income portfolio work, we talk a lot about the volatility of the stock market on this show and you don't want to miss it! It's not about how much money you make, it's about how much you keep! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement.   

On this episode of The Retirement Matters podcast, we make this show a little fun and discuss how retirement planning resembles March Madness! We use a little analogy on progression through the bracket, and how you should be progressing through your retirement years. Stay tuned to the end of the show-you’re not gonna want to miss it! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement. 

On this episode of the Retirement Matters Podcast, we jump into what Dale calls the Mr. Miyagi theory to retirement planning!  We have recently written an article that has been picked up by one of the nations leading financial publications, Kiplinger magazine, and in the process of publishing that article! The article is called The Risk on Risk off Portfolio! Something we called the Mr. Miyagi portfolio because of the reference to wax on wax off. In this case, it is risk on risk off. We believe that every retirees income phase needs to have a portfolio that is built around this idea of somebody going with market volatility ups and downs, while we try our best to eliminate or mitigate downside. This is considered our risk on position and then we want some money that has absolutely no chance of downside, which is what we would consider a risk off position. In the show we go a little bit deeper in detail and as you can imagine we’ve titled the show what does Mr. Miyagi have to do with retirement planning? We hope you enjoy!  If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement. 

On this episde of The Retirement Matters Podcast, we start with a very powerful positive focus and this positivity goes into a racing analogy that applies to life as well! We then go into discussing the highflying stock like Nvidia and whether or not a retiree should be partaking in those types of stocks in a well balanced retirement income plan. You don't want to miss this show! Stay tuned into the last segment where we discuss a story that equates your retirement income plan to a commercial airline flight path! It's not about how much money you make, it's about how much you keep! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement.   

On this episode of The Retirement Matters Podcast, we dive into taxation and how it can impact your overall retirement plan! We list off some of the key TAXES that you may face during retirement and explain how mitigating those as much as possible sometimes requires it's own unique set of tools during the INCOME phase of your retirement journey- BUT, that's where RDS comes in! As you enter into retirement (income phase), be sure you are talking to an income advisor, someone that specializes in retirement and the income phase- especially someone that gives you guidance around taxation in retirement! We are here to help!  It's not about how much money you make, it's about how much you keep! If you have questions or looking for guidance give our team a call at 270-600-PLAN! Join our Newsletter here!  Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here!   Always remember to Save Money, Plan Well and Live Happy in retirement.