The Reason You're Broke
The Reason You're Broke
Ida Azefor Eyong
Let's face it. Saving money is hard, but it shouldn't be. Being broke or living paycheque to paycheque is harder. I've been there. Unfortunately financial literacy is not taught in school. No wonder, we have no clue how to handle money. On this podcast, we simplify conversations around money and give you the tools you need to TRANSFORM your life through your finances. If you would like to support our mission, become a Paid Subscriber: https://anchor.fm/thereasonyourebroke/subscribe
27. About Private Mortgage Lending w/ Rob Maver - Calvert Home Mortgage Investment Corporation
In this episode, Rob Maver and Ida introduce you to private mortgage lending in Canada. --- About Rob Maver  - Underwriter A notable mentor and leader, Rob will not rest until the job is done right. He has a contagious enthusiasm for real estate and business development. Rob’s personal experiences have conditioned him for success. He was a two-time CFL All-Star, Team Captain, and a two-time Grey Cup Champion. This athletic background taught him to value teamwork, discipline, goal-setting, and relationship building. Rob understands what it takes to create a team of winners while maintaining a positive attitude to produce the best results. He is currently enrolled with Sauder School of Business (University of British Columbia), completing a Diploma in Urban Land Economics. Whether working with a Real Estate Investor securing a quick close, or a homeowner utilizing the equity in their home, Rob takes great pride in helping Calvert Home Mortgage clients improve their financial outlook, knowing the real impact on their lives. Contact Information for Rob Maver Calvert Home Mortgage Investment Corporation ✔️ Website: https://chmic.ca/ ✔️ Instagram: https://www.instagram.com/calverthomemortgage_/ -------------- You can watch the video of this episode at: https://youtu.be/AAdki1bmakE -------------- Contact Information for Ida Azefor Financial Coaching -- Let's connect: ✔️Linktree: https://linktr.ee/idaazefor -- Purchase the Take Back Your Money Online Course: https://idaazefor.com/course -- Blog post: 8 books you should read in 2022 ✔️ https://idaazefor.com/blog 1. Atomic Habits https://amzn.to/3z0d8eO 2. What Happened to You? https://amzn.to/3Jj1vnZ 3. You Are the Placebo https://amzn.to/3mvsKBZ 4. Three Magic Words https://amzn.to/30ZIg1o 5. Unshakeable: Your Financial Freedom Playbook https://amzn.to/3qpjmks 6. Boundaries https://amzn.to/3JffE5w 7. The Richest Man in Babylon https://amzn.to/3H7uJUT 8. Your Money or Your Life https://amzn.to/3EqFhg5 * as an amazon affiliate, I earn from qualifying purchases. --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Feb 5, 2022
54 min
26. From Pain to Purpose w/ Leticia R. Francis at BlaqueRose Coaching
Trigger warning:  This episode contains descriptions of events that are violent in nature and some listeners might find disturbing. Please proceed with caution. ----- At age 14 she entered into a relationship with a man twice her age who later married her, and eventually stabbed her. She turned her pain into purpose and built her coaching business where she now passionately helps women towards success in their lives. Join us on this episode as Leticia R. Francis shares her story to inspire you, to turn your experiences into building blocks for the fulfillment of your purpose. --- You can watch the video of this episode at: https://youtu.be/33sPrp6yFp4 --- Contact Leticia at BlaqueRose Coaching  ✔️Website: https://blaquerosecoaching.com/ ✔️Instagram: https://www.instagram.com/blaquerosecoaching/  -- Let's connect: ✔️Linktree: https://linktr.ee/idaazefor -- Purchase the Take Back Your Money Online Course: https://idaazefor.com/course -- Blog post: 8 books you should read in 2022 ✔️https://idaazefor.com/blog 1. Atomic Habits https://amzn.to/3z0d8eO 2. What Happened to You? https://amzn.to/3Jj1vnZ 3. You Are the Placebo https://amzn.to/3mvsKBZ 4. Three Magic Words https://amzn.to/30ZIg1o 5. Unshakeable: Your Financial Freedom Playbook https://amzn.to/3qpjmks 6. Boundaries https://amzn.to/3JffE5w 7. The Richest Man in Babylon https://amzn.to/3H7uJUT 8. Your Money or Your Life https://amzn.to/3EqFhg5 * as an amazon affiliate, I earn from qualifying purchases. --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Jan 21, 2022
51 min
25. Part 2 Credit, Taxes, and Business Explained w/ Charles Njoya, CPA - Business Structure
Part 2 - Credit, Taxes, and Business Explained w/ Charles Njoya, CPA Join Charles and Ida as they discuss credit score, taxes, and business in America. Charles is a seasoned business management consultant, with deep experience in audits, accounting and tax. He is the Founding Partner & CEO at CHN Advisors. Financial literacy is not learned at school. Nonetheless, for you to be successful with your finances, you need to understand how these work! In this episode, we uncover what you need to know to take advantage of these tools which are available to you.... tools which can either make you or break you, depending on how you use them. Find Charles at: ✔️ Website: https://www.chnadvisors.com ✔️ Instagram: https://www.instagram.com/chn.advisors ✔️ Text or Call Charles at: +1(641)-451-4467 -- Let's connect: ✔️Linktree: https://linktr.ee/idaazefor -- Purchase the Take Back Your Money Online Course: https://idaazefor.com/course -- Blog post: 8 books you should read in 2022 ✔️https://idaazefor.com/blog 1. Atomic Habits https://amzn.to/3z0d8eO 2. What Happened to You? https://amzn.to/3Jj1vnZ 3. You Are the Placebo https://amzn.to/3mvsKBZ 4. Three Magic Words https://amzn.to/30ZIg1o 5. Unshakeable: Your Financial Freedom Playbook https://amzn.to/3qpjmks 6. Boundaries https://amzn.to/3JffE5w 7. The Richest Man in Babylon https://amzn.to/3H7uJUT 8. Your Money or Your Life https://amzn.to/3EqFhg5 * as an amazon affiliate, I earn from qualifying purchases. --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Dec 29, 2021
39 min
24. Part 1 - Credit, Taxes, and Business Explained w/ Charles Njoya, CPA - Credit Score
Join Charles and Ida as they discuss credit score, taxes, and business in America.  Charles is a seasoned business management consultant, with deep experience in audits, accounting and tax. He is the Founding Partner & CEO at CHN Advisors. Financial literacy is not learned at school. Nonetheless, for you to be successful with your finances, you need to understand how these work! In this episode, we uncover what you need to know to take advantage of these tools which are available to you.... tools which can either make you or break you, depending on how you use them.    Find Charles at:  ✔️ Website: https://www.chnadvisors.com ✔️ Instagram: https://www.instagram.com/chn.advisors  ✔️ Text or Call Charles at: +1(641)-451-4467 -- Let's connect: ✔️Linktree: https://linktr.ee/idaazefor -- Purchase the Take Back Your Money Online Course: https://idaazefor.com/course -- Blog post: 8 books you should read in 2022 ✔️https://idaazefor.com/blog 1. Atomic Habits https://amzn.to/3z0d8eO 2. What Happened to You? https://amzn.to/3Jj1vnZ 3. You Are the Placebo https://amzn.to/3mvsKBZ 4. Three Magic Words https://amzn.to/30ZIg1o 5. Unshakeable: Your Financial Freedom Playbook https://amzn.to/3qpjmks 6. Boundaries https://amzn.to/3JffE5w 7. The Richest Man in Babylon https://amzn.to/3H7uJUT 8. Your Money or Your Life https://amzn.to/3EqFhg5 * as an amazon affiliate, I earn from qualifying purchases. --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Dec 29, 2021
41 min
23. Double Your Income w/ Quentin DSouza, Real Estate Investor
Join Ida and Quentin for this hour-long chat as they have an enriching conversation on personal finance. The truth is that you can create financial independence in a short amount of time, but you will need to avoid a lot of what you hear in the media. In this podcast episode, Quentin D’Souza shares tools and tactics that he used to leave the golden handcuffs of his profession and show you how to better leverage your time in order to double your income and improve your real estate business. Quentin D’Souza is the Chief Education Officer of the Durham Real Estate Investor Club. He is a multiple award-winning Real Estate Investor and a trusted authority on investing in the Durham Region. Quentin is a Best-Selling Author and holds two university degrees, which includes a Master’s in Education. Contact Information for Quentin D'Souza 1. Find all of Quentin's social links and website at: https://linktr.ee/qmanrei 2. Podcast: GetRealWealthy.com Books you heard about during this episode: 1. The Action Taker's Real Estate Investing Planner - By Quentin D'Souza https://amzn.to/3ISmkq4 2. Rich Dad Poor Dad - By Robert T. Kiyosaki https://amzn.to/3GKWCln 3. The Top 10 Distinctions Between Millionaires and the Middle Class - by Keith Cameron Smith https://amzn.to/3m6E47g As an Amazon Associate I earn from qualifying purchases. -- Purchase the Take Back Your Money Online Course: https://idaazefor.com/course -- Ida Azefor Financial Coaching: website, contact information, and social media pages: https://linktr.ee/idaazefor ------ If you would like to support the podcast: https://www.buymeacoffee.com/idaazefor --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Dec 15, 2021
1 hr 6 min
22. Your Dreams Are Valid! Act On Them
Your Dreams Are Valid! Act On Them. Join Ida on this episode as she inspires you to dream again, and act on your dreams. There is greatness within you. Take back control of your money, so that you can take back control of your life, and free your mind to tap into your creative power and uncover the greatness within. ------- Ida is an Accountant & Financial Coach based in Canada. She transforms your life through your money, by teaching you how to take back control of your money so that you can pay off debt, free up cash, and begin to create a more stress-free life that is fulfilling and meaningful to you. Contact Ida: https://linktr.ee/idaazefor ---- Watch the full video episode on YouTube: https://youtu.be/AWsHA6R_5d8 Take Back Your Money Online Course Information: https://idaazefor.com/course If you would like to support the podcast: https://www.buymeacoffee.com/idaazefor --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Nov 17, 2021
54 min
21. $130,000 Debt Paid Off in 12 Months w/Nina Chimangha, Financial Coach
Nina paid off over $130,000 in debt in just one year! Nina moved to the USA from Cameroon at age 18. As a student, she fell right into the traps of a system which she did not understand. Within a really short time, she racked up huge credit card debt and student loans. In this episode, Nina shares her financial journey. Join Ida Azefor Eyong and Nina Chimangha on this episode as they share Nina's story. They discuss money as a taboo topic in our community, and how this continues to shape our lives. They hope to impact the lives of other people who are in debt to take action today. ------ Nina Chimangha is a Financial Coach based in the DMV area (USA). She helps people understand how money works so that they can win with their finances. Contact Nina: Instagram https://www.instagram.com/dominionfinancials/ Email: [email protected] ------- Ida is an Accountant & Financial Coach based in Canada. She transforms your life through your money, by teaching you how to take back control of your money so that you can pay off debt, free up cash, and begin to create a more stress-free life that is fulfilling and meaningful to you. Contact Ida: https://linktr.ee/idaazefor ---- Watch the full video episode on YouTube: https://youtu.be/7gOwrWM9zEY Take Back Your Money Online Course Information: https://idaazefor.com/course If you would like to support the podcast: https://www.buymeacoffee.com/idaazefor --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Nov 3, 2021
1 hr 3 min
20. I Have A Dream
Join Ida on this special episode of The Reason You're Broke podcast as she shares her dream and vision for the community. "I Have A Dream: That one day, we will have a community of financially empowered individuals who are in control of their finances" In this episode. you will be inspired to take action to start working towards your dream... because you can be anything that you prepare to become. -- If you would like to support the podcast:  https://www.buymeacoffee.com/idaazefor -- Take Back Your Money Online Course Information:  https://idaazefor.com/course -- We're social: https://www.facebook.com/idaazefor.financialcoaching https://www.instagram.com/idaazefor.financialcoaching/ https://twitter.com/idaazefor -- Website and Contact Information: www.idaazefor.com [email protected] --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Oct 20, 2021
8 min
19. The Real Reason Behind Your Spending Habits
Why do you spend money the way that you do? Join Ida as she uncovers the real reason behind your spending habits, the effects your spending habits have on your overall well-being, and more importantly, recognizing that you can take back control of your money.  In this episode, Ida also introduces Take Back Your Money, an online course she is creating to help people who are in debt learn how to take back control of their money, so that they can pay off debt, and begin to create a more stress-free life that is fulfilling to them. Find the online information here: https://idaazefor.com/course Watch the full video episode on YouTube: https://youtu.be/Whrgy8FvJsA Ida Azefor Financial Coaching Our social media links can be found here: https://www.facebook.com/idaazefor.financialcoaching https://www.instagram.com/idaazefor.financialcoaching/ https://www.facebook.com/thereasonyourebrokepodcast To support this podcast: https://www.buymeacoffee.com/idaazefor --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Oct 13, 2021
54 min
18. Life Insurance w/Yolande Chi Lum, Financial Security Advisor
Join Ida Azefor Eyong and Yolande Chi Lum as they discuss the basics of Term Life Insurance and Permanent Life Insurance. Yolande is a Financial Security Advisor based in Canada, and part of her service offering is insurance.  In this episode, they share scenarios on the types of life insurance packages that you may need depending on your personal circumstances and goals.  Please note that the conversation in this episode is not intended to be financial advise that is applicable to your personal circumstances. Speak to your financial advisor before making any insurance decisions. ----- Contact Yolande Chi Lum by phone at +1 (514) 806-1951 ----- Watch the video episode on YouTube https://youtu.be/bjAjz1ZpS40?t=21 Contact the show: Send a Voice Message to the podcast at https://anchor.fm/thereasonyourebroke/message https://www.facebook.com/thereasonyourebrokepodcast ----- Ida Azefor Financial Coaching Website: www.idaazefor.com Social media links: https://www.facebook.com/idaazefor.financialcoaching https://www.instagram.com/idaazefor.financialcoaching/ --- Send in a voice message: https://anchor.fm/thereasonyourebroke/message
Oct 6, 2021
1 hr 3 min
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