Understanding the true cost of debt can help to live a debt-free life.   Summary Financial stress is difficult and impacts our emotional and physical state. Addressing the key points below are very important. These keys help add value long-term on how your view and handle to avoid your money stress/ issues. Understand the source of financial stress Know triggering emotions that make you spend Reduce Exposure to Advertisements Avoid Comparisons to Others for more information and details on this subject go to https://yoursavingspro.com/the-true-cost-of-debt

It is fascinating to know that we all have a gift to share. Some take action to share with others and some don't.  In this episode, I chat with Elizabeth Greever.  She is someone who I can call the queen of "Inspired to Inspire" in our community.  Elizabeth left her teaching job to start a business but quickly learned to leverage other people's stories.  She started "Inspired Leaders" to help others to believe in themselves.  She invites people to be vulnerable at the stage at their comfort level to share that anything we do in life does not just come easy.  All successful people have adverse stories behind their success. She continues to evolve in her journey to spread "Inspiration" wherever she goes.  Inspiration is always needed. Follow the YouTube channel where they post all the speaker's presentations.  Thank you for tuning in. Connect with me at [email protected] if you have any questions.

In this episode, I interview one of my dear friends Valerie Maksym.  She motivates me to stay on track with my health.  As Valerie says: "What we do every single day adds up".  Reaching a goal is possible one day at a time. Valerie's top tips are to be mindful and have an accountability partner, be open to learning from peers. We don't know what we don't know and it is never late to find a passion.  Her tough bodybuilding competition process taught her that we as humans learn in the process towards our goals and we never arrive at one place but continue to grow.  Thank you for tuning in. Connect with me at [email protected] if you have any questions.  

In this episode, a friend of mine Laura and I discuss our experiences around accountability and consistency to grow while challenging each other to do things outside of our comfort zone.  We both have the heart to help others and during the process, we help one another. We are learning a lot during our 90 days challenge where we agreed to do a tip a day video.  Tune in to listen to our conversation and we call you to join the challenge.  Why 90 days? because it takes that long to get used to new skills and things we learn to sustain longer-term. Find someone who can help you reach goals, especially in the areas you feel uncomfortable doing it alone but really want to learn.  Laura and I actually met fairly recently, and we have been helping each other ever since.  Most expect close friends and families to help but it is best if you find new friends outside of your current circle to learn new skillsets.  Thank you for tuning in. Connect with me at [email protected] if you have any questions.

Do you treat your money relationship like any other? In this episode, the relationship with money is discussed between me and Sam Malone Radio Host and the owner of 512 New Media.  Apply relationship principles when managing your money. Practice mindfulness - Mindfulness is the art of giving active attention to the moment and not an easy task, but very useful.  Recommit, every day - When it comes to money if you renew your commitments every day, that will situate people nicely for long-lasting financial success. Show love and respect - To your hard-earned money....stop betraying to temporary satisfaction.  Relationships come with ups and downs, the same goes for money...Don’t expect to be happy all the time because money is not everything just everything needs money.  Know your bottom line because knowing your bottom line in terms of what is important to you, your top priority, what's important enough will help you to stay on track financially in everyday life.  Without clarity, it may lead to mismanaging your money while increasing the pain of your emotional debt. Don’t assume anything when it comes to money.  Money loves clear communication and understanding like the relationships. Thank you for tuning in. Connect with me at [email protected] if you have any questions.

In this episode, Teresa DeFord and I discuss how to be better prepared for love.  Personally, I know that love can turn ugly despite the wonderful beginnings.   It is not just separation and/divorce, it also can mean the unexpected death of loved ones.  Teresa who has practiced family law for over 24 years has great advice based on her experiences over the years working with many people.   Even though we are aware of "Don't cry over spilled milk".  We end up being upset over situations that happen if it didn't go the way we expected or planned thus leaving ourselves in so much emotional debt and financial debt.   So if you are prepared for love, you won't have to beat yourself up.  No one knows what tomorrow brings but if we are prepared we have a higher chance of coming out of it in much better shape.   Thank you for tuning in. Connect with me at [email protected] if you have any questions.

In this episode, Mr. Nolen Davis shares his compelling story of how he turned his struggles into success.  We need to hear such transformational stories especially during such times of unexpected pandemic happenings.  Stories provide hope and motivate others to transform their lives. Not only Nolen is the face of True Transformation in Financial Stability, he is also so involved in serving his community and supporting other people to grow and reach their dreams.  During our discussion, it was mentioned that "It is as EASY not to do something as much as it is EASY to do something".  So choose YOUR EASY.  You are the owner of your dreams and goals.   You can always connect with me at [email protected]. Thank you for tuning in.

In this episode, Sam Malone is co-hosting to get down to the roots of Meru & Financial debt discussion.   I as "Your Savings Pro" have been investigating the roots of financial debt, and it is fascinating to see the patterns to why so many people struggle.  There are many reasons depending on a person's circumstances but the majority of it tied to emotional debt.  That keeps people in a comparison game (a.k.a. Keeping up with Kardashians) and more.  Tune in to hear more...    I started my podcast as a hobby to just document my experiences but it is leading me to take it to the next level and help others more... I invest in my growth as part of my desire and journey to help others to lead a fulfilled life.  A fulfilled life is RE-WRITING your story, your emotional, your money, your destiny...and re-write daily if needed depending on how deep your emotional debt is.   I share my experiences to help you to bring your experiences alive.  "Life is not glamorous every day but we can make it glamorous as we wish - Meru".   

In this episode, I share my candid conversation with Dawn Candy, who is a survivor of an abusive relationship.  She shares how she got herself out of her situation by finding the value in her journey.   Dawn was able to turn her life around by breaking the pattern of her life, and now happily married to her amazing husband that adores her so much.  I hope Dawn's story will inspire you to find your value in life if you are struggling right now. It is never late to turn your life around despite your situation.  There is always light at the end of the tunnel, but you have to take steps towards getting there.   Dawn's steps to finding the value are: Self Introspection Self Awareness Self Acceptance & Love and Gratitude.

In this episode, I really would love to introduce you to the book called "Storyworthy" and share my discussion with the author Matthew Dicks to inspire and motivate you to learn about storytelling to empower and lead a more fulfilled life.  Through the Power of Storytelling people can change their life because it helps us change fundamentally.  Stories help us heal, be grateful, and leave a legacy behind.   Matthew is a five-time storytelling competition (Moth GrandSLAM) winner and bestselling novelist.  In "Storyworthy" he shows how to tell a great story and why doing so matters.  In his book, the author presents wonderfully straightforward and engaging tips and techniques for constructing, telling, and polishing stories no matter how big or small your audience is. He shows that anyone can learn to be an appealing storyteller, that everyone has something “storyworthy” to express, and, perhaps most important that the act of creating and telling a tale is a powerful way of understanding and enhancing your own life.