The Kiwi House Deposit
The Kiwi House Deposit
Hamish Summers
The kiwi house deposit podcast tells the stories of how young Kiwis saved up for their first homes.
61 - Final episode
This is the final episdode of The Kiwi House Deposit Podcast. I talk about the following:How the pod started.How the housing affordability improved between 2022 and now. How bright NZs future is. Some final advice. It's been a blast! I loved interviewing different Kiwis to see how they saved up for their first home. I hope this pod helped as many Kiwis as possible. Go well. 
Aug 24, 2025
21 min
60 - First home in Whangarei w/ Zaira
Zaira tells us how she and her other half saved up for their first home in Whangarei. We explored the following: Careful spending habbits to save the bulk of a deposit. Minimalism: A great lifestyle for the studious saver. House hunting and putting in an offer. Zaira puts her foot down and gets things done. See what you can learn from her! 
Aug 10, 2025
17 min
59 - A house and a hilux for under 500k w/ Mya and Shay
Mya and Shay from Whangarei share how they purchased their first home in 2025. They are two motivated Kiwis who teamed up young and worked hard to make home ownership possible. They purshased a home for less then 500k at the age of 23 and 21 respectively. They shared: How they met, great yarn.How they got into stable careers with no student debt. How they automated their savings to do the heavy lifting. House hunting and putting in an offer on a house.It is really refreshing to hear that young couples are buying homes in the current environment. May this episode inspire Kiwis to take advantage of the opportunities in the current housing market! 
Jul 27, 2025
16 min
58 - The grind of the 1980's w/ Craig Summers
In this podcast, I am lucky enough to interview my dad, Craig. He shares how he and my mum, Linda, saved their house deposit in the 1980's and purchased their first home in 1990. They shared the folowing: How easy was the financial life of a boomer?Getting into careers and moving arounnd the country for work.Saving up a house deposit using shares, government superannuation fund and cash. Investing in KiwiFruit and Forrestry, and more, to reach early retirement. My parents taught me a lot about financial literacy at a young age. Their knowledge formed the foundation of my financial habits. Now you can hear their story! 
Jul 13, 2025
21 min
57 - A six figure house deposit using classic savings techniques w/ Dylan
Dylan is a determined kiwi who went hard on the house deposit. He shares the following: Getting into a career in software development.Putting aside 60% of his income in a high interest saving account. Buying a house in a town with more job opportunities and lower house prices. A straight up man, Dylan knows how to get things done. Enjoy his story!
Jun 30, 2025
14 min
56 - Auckland housing market is on sale w/ Mel Andrews
Mel from Auckland shares her first home savings journey. We covered the following: Making the move to Auckland.Using a stable job in the transport industry to put a house deposit together. Realising trade off between currrent rent and paying off her own mortgage. Mel is an everyday Kiwi who took advantage of the nation wide housing sale. Get around it! 
Jun 16, 2025
15 min
55 - Checking in on the housing market w/ Ruth Henderson (The Happy Saver)
Ruth Henderson (The Happy Saver) returns to check in and state her views on how to buy a home in the current environment! We cover:How to plan your financial life and where home ownership fits into that.Working with your other half to team up and tackle money goals.  The trade off between using Kiwi Saver for a first home and leaving it untouched for retirement. The steps that one can take between purchasing a first home and reaching financial independance. An true Kiwi, Ruth loves sharing her financial knowledge for the benefit of other Kiwis. Sit back and enjoy!More about Ruth - The Happy Saver: https://www.thehappysaver.com/
Jun 1, 2025
27 min
54 - Moving to NZ for opportunity w/ Scott Innes
Scott Innes moved from Canada to the land of opportunity. Scott tells us how he made the most of what NZ has to offer through the following: Getting into the financial industry.Starting a family.Mentoring young Kiwis to improve their finances and save house deposits. Scott is a really interesting financial guru. Enjoy what he has to say!!!!Get in touch with Scott:https://www.moneymaverick.nz/https://mortgagebliss.co.nz/your-team/
May 18, 2025
26 min
53 - Building a better future w/ David Baker
David Baker is a builder, business owner and a hardwiorking Kiwi. He recently purchased his first home while working on growing his business in multiple locations throughout New Zealand. He shares the following:Getting into the building industry.The highs and lows of starting a business.Purchasing his first home and getting ready for the next purchase.David is a motivated young Kiwi with plenty of good advice for those saving up for their first home!Learn more about his business here: https://rapidqs.net/
Dec 15, 2024
21 min
52 -  House deposit in three years
This is the story of a Kiwi who saved up for a house deposit in three years. It is told on behalf so the person stays out of the spotlight. Learning good money habbits early. Working in Australia for three years to save a large deposit.Moving back to New Zealand and buying a first home. An important episode to share with young Kiwis in your life. This story will get them ahead of the curve young. Enjoy!
Dec 1, 2024
5 min
Load more