The Insurance Answer Guy
The Insurance Answer Guy
insuranceanswers
Insurance is complicated. Andrew Darlington, President of Veritas Risk Management and Insurance Services, will guide you step by step through understanding each aspect of personal and business insurance. With over 20 years in the insurance industry, Andrew has something to offer you, whether you are an insurance agent or a first-time buyer.Find us at VeritasRM.com, or find us on social media! https://www.facebook.com/veritasrm
Your Experience Modification Factor
Learn the basics of your experience modification factor. Read more about worker's compensation here.
Dec 22, 2020
3 min
Andrew's Story - Why You Need Life Insurance
I’m going to tell you a very personal story about why you need life insurance. I know firsthand the toil and the mess it brings to your family when you don’t have the life insurance you need to protect them in the event that the unexpected and unthinkable happens. Read more about life insurance here.
Dec 15, 2020
2 min
What Does Workers' Compensation Cover?
A lot of people ask, “What does workers’ compensation cover?” If you are a contractor or business owner, it is very important for you to understand how workers’ compensation works and how your employees are covered. Today we will discuss lost wages, death benefits, lump sum settlements, and medical bills.
Dec 8, 2020
2 min
5 Tips for Your Workers’ Compensation Audit
Workers’ compensation audits are the bane of most business owners' existences. Today we will give you several helpful tips for your audit so that you don't end up overpaying on your workers’ comp premiums. Find out more here!
Nov 18, 2020
4 min
What is Full Coverage?
Everybody calls in and says, “I need full coverage on my vehicle.” The question is, what exactly is full coverage? There are a lot of different coverages out there—comprehensive, collision, towing, labor, rental car coverage, new car replacement, and OEM parts repair. What exactly is full coverage?
Nov 16, 2020
3 min
Home Insurance: What You Should Know
You’re about to buy a new house and you need to get homeowners’ insurance. What should you be looking for? Today, Andrew Darlington explains what you need to know about home insurance. We'll discuss replacement cost vs. actual cash value, additional coverages, liability, and more! To read more about home insurance, click here.
Nov 13, 2020
4 min
Who is Covered Under Workers' Comp?
Let’s talk about workers’ compensation insurance—who has to have it, and who doesn’t? Here are the basics of who counts as an employee, who is excluded and included, and the differences in workers' comp coverage between different industries. Learn more here!
Nov 12, 2020
4 min
The Essentials of Auto Insurance
What you need to know about auto insurance.
Nov 12, 2020
3 min
How Much Life Insurance Do You Need?
Most people in America don't have enough life insurance to support their family. In today's podcast, Andrew will tell you exactly how much life insurance you need to protect and provide for your loved ones.
Oct 2, 2020
1 min
Life Insurance Explained
How much life insurance should you get? Do stay at home moms need life insurance? In today's podcast, Andrew explains what you need to know about life insurance to make sure you have the right coverage.
Oct 2, 2020
3 min