Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich Monarch: Use code ICEDCOFFEE at https://monarch.com to get your first year of Monarch Core half off at just $50! Ethos: Get Your FREE Life Insurance Quote at https://ethos.com/icedcoffee Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich Follow  @DumbMoneyLive  Here! Chris Camillo Twitter: https://x.com/ChrisCamillo *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 Timestamps: 00:00:00 - Intro 00:01:09 - 40% Drawdown, and Leopold Margin Call 00:09:24 - The Amazon Thesis 00:15:09 - Making $10 Million in a Single Day 00:16:16 - Sponsor: Northwest Registered Agent 00:17:20 - Investing vs Gambling 00:21:14 - Critics and Copycat Trading 00:28:06 - The Capex Panic 00:31:49 - Concentration Risk, OpenAI, and "Too Big to Fail" 00:34:38 - Sponsors: Monarch & Ethos 00:37:20 - Manipulation, Citadel, and Who Really Broke Leopold 00:41:45 - Why You SHOULD NOT Listen To Chris 00:45:46 - The $20K to $80 Million Trade 00:51:00 - Can Anyone Consistently Beat the Market? 00:54:19 - Sponsor: Shopify 00:55:24 - Leopold Aschenbrenner As An Investor 00:59:43 - Leverage in the Market and the Attention Trade 01:05:23 - The BEST Trade Every 5-10 Years 01:12:22 - Everyone Is Wrong About AI 01:16:05 - The Coffee Cup Theory: Distribution Moats Win 01:22:28 - SpaceX at $1.6 Trillion, and Never Loving a Stock 01:31:26 - Where to Find Asymmetry In The Stock Market 01:37:10 - If Intelligence Is Free, Which Skills Become Valuable? 01:43:55 - Is This 2001 Again? 01:54:19 - Twitter Distractions and What He Got Wrong on Sweetgreen 02:00:00 - Content Creation and In-Person Communities 02:08:06 - College, Networks, and Why Relationships Are AI-Proof 02:14:28 - The Amazon Trade Isn't Over For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich Even Realities: Go to https://evenrealities.bio/icedcoffee and use code ICEDCOFFEE for 10% off Even R1 and/or Even Clip when you add them to your Even G2 order ZipRecruiter: Post jobs for free at https://ziprecruiter.com/ICH FanDuel: Join All the Action at https://fanduel.com Follow  @BenMallah  Here! Consulting Here: https://benmallah.com/ *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:00:57 - $70 Million To Spend And Why The Banks Won't Budge 00:08:46 - Selling The Harley Dealership, Buying A Tesla Dealership 00:13:20 - Sponsor: Northwest Registered Agent 00:14:26 - When It Makes Sense To Just Pay The Tax 00:17:48 - A $10 Million Offer Sight Unseen, And Why He Consults So Cheap 00:23:00 - Diversification And Why His Son Moved Into The Building 00:28:03 - Sponsor: Even Realities & ZipRecruiter 00:31:03 - Big Deals vs Portfolios, And Starting With A Fourplex 00:33:40 - Inside The $31 Million Mansion He's Trying To Sell 00:37:20 - How Much You Need To Buy A $30 Million House 00:40:21 - What The House Costs Yearly, And How Contractors Rip You Off 00:46:11 - The $40,000 Rolls-Royce Repair He Did For $4,000 00:49:06 - Best Sectors Right Now, And Why Owners Beat Management Companies 00:55:36 - Sponsor: FanDuel 00:57:10 - Spotting A Motivated Seller And Lowballing The Deal 00:59:12 - The 16-Story Flood Building And His Fastest Ever Flip 01:02:40 - AI, The 50% Rule, And Why Single Family Doesn't Cash Flow 01:06:30 - Should You Buy A House Right Now? 01:10:17 - Your Banker Comes Before Your Wife 01:15:07 - Where Beginners Start And Climbing The Lending Ladder 01:18:39 - Get Your Real Estate License In College 01:24:14 - Taxes, Politics, And The Clearwater Ferris Wheel 01:29:46 - Is It Easier Than Ever To Get Rich? 01:34:00 - Car Pool Tables And What He Does All Day 01:38:36 - The Boat, His Health, And Graham's Spending Anxiety 01:45:07 - Why He Lets Merrill Manage His Money 01:47:39 - The SpaceX IPO He Missed 01:51:53 - Muni Bonds And Building A War Chest *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich Whatnot: $500 GIVEAWAY! Sign up to Whatnot using my link https://www.whatnot.com/invite/IcedCoffeeHour and follow me on Whatnot. Winner will be picked in a month. Get $15 OFF with the same link! #whatnotpartner Monarch: Use code ICEDCOFFEE at https://monarch.com to get your first year of Monarch Core half off at just $50! Cash App: Download Cash App Today: https://click.cash.app/ui6m/lpr7iap4 #CashAppPod NO PURCHASE NECESSARY. Open to legal residents of the 50 U.S. states and D.C., 18+. To enter: (i) Sign up to Whatnot using the following link https://www.whatnot.com/invite/IcedCoffeeHour, and (ii) follow the following Whatnot account @IcedCoffeeHour. One entry per person. Entries must be received by August 29th at 11:59:59 p.m. PT. Winner selected at random on or about August 30th. Winner will be notified via the email associated with their Whatnot account and must respond within 5 days or prize may be forfeited and an alternate winner selected. Prize: $500 of Whatnot credit redeemable for purchases on the Whatnot platform (ARV: $500). Winner is responsible for all applicable taxes. This promotion is not sponsored, endorsed, or administered by YouTube. Sponsored by The Iced Coffee Hour. Void where prohibited. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Cash App Green features, Savings, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures. *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 Timestamps: 00:00:00 - Intro 00:00:53 - A Billion Views A Month For $0 00:03:12 - Money, Height, Or Hair: Which Guy Would You Rather Be? 00:06:23 - Building The Perfect Man (And Woman) From Scratch 00:09:56 - The $10,000 Starter Protocol And What He Takes Daily 00:13:00 - Sponsor: Northwest Registered Agent 00:13:57 - Should Men Wear Makeup? 00:17:03 - Which Genetic Disadvantages Are Real And Which Are Cope 00:20:26 - The Worst Places To Store Fat And When To Start 00:24:13 - Surgery vs Lifestyle, And Whether Money Can Replace Looks 00:30:12 - Sponsor: Whatnot & Monarch 00:33:01 - Miami Costs, Diminishing Returns, And Getting Lean 00:37:42 - The $3,500 Korean Skincare Session 00:41:11 - How Much Research Before Peptides, And The Dangerous DIY Stuff 00:44:09 - Trying Too Hard, Genetic Outliers, And The 128 IQ Test 00:49:00 - IQ Maxing, Overrated Surgeries, And His Nose Job 00:53:14 - Sponsor: Cash App 00:54:54 - What Men Actually Look For In Women 00:58:13 - The Golden Ratio And How Social Media Distorts Attraction 01:02:21 - Why Guys Rate Women 10/10 Out Of Desperation 01:05:21 - How He Met His Girlfriend (And Her Friend) 01:08:22 - Cheating, Tattoo Apologies, And The Guy Who Begged Him 01:12:35 - Objectivity vs Misogyny, And Open Relationships 01:16:09 - 10,000 Cold Approaches And What Actually Works 01:21:02 - Would He Date A Woman Who Out-Earns Him? 01:25:33 - His Girlfriend's $1,500 A Week Budget 01:29:41 - Worst Business Decision And Every Income Source 01:33:06 - Inside The Gambling Deal: $15K A Day 01:37:23 - Best Financial Advice And His $400,000 Monthly Overhead 01:43:09 - Guest Questions: Greg Doucette And Chris Camillo 01:49:30 - Channel 5, Passing Out At The Club, And Pressing Charges 01:52:54 - Why He Never Feels Embarrassed 01:55:46 - The Status Tier List For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com/COFFEE and connect with top talent to grow your business. Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich Ethos: Get Your FREE Life Insurance Quote at https://ethos.com/icedcoffee Follow Kevin Xu: https://x.com/kevinxu/ *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! 00:00:00 - Intro 00:01:03 - $35K To $10 Million: His Biggest Wins And Losses 00:04:01 - Skill Or Luck? Trading Sentiment And "Vibes" 00:08:35 - The $1.7M Big 5 Trade And Gambling vs Investing 00:13:19 - Sponsor: Gusto 00:14:50 - Who Should Actually Go All In On One Stock 00:18:12 - Red Flags, Pump And Dumps, And When To Sell 00:21:37 - How He Missed The GameStop Squeeze 00:24:01 - Margin, The Mental Toll, And The Crypto Wipeout 00:28:43 - The Trades That Took $35K To $300K 00:30:36 - Sponsor: Upwork & Shopify 00:33:14 - His First Big Loss And Why Earnings Are A Coin Flip 00:36:38 - The Biggest Lies About Trading And Who To Follow On X 00:40:10 - What Separates Him From Everyone Who Loses Money 00:44:50 - Is The AI Buildout A Bubble? Plus His Robotics Plays 00:49:51 - The K-Shaped Economy And Building Your Base 00:52:19 - Sponsor: Ethos 00:53:34 - Your First Few Thousand Dollars And Why He'd Buy Google 01:00:22 - Black Swans, Options, And Jack's Strategy 01:04:52 - Banned From Wall Street Bets 01:07:40 - Why $10 Million Isn't Enough Anymore 01:11:55 - Inside His $11.5M 401k And How Much You Actually Need 01:18:05 - Making $1 Million A Year On X 01:24:51 - Graham Calls Out His Transparency 01:28:45 - The RCAT Loss And Forcing Trades 01:33:17 - The Best Investor Alive And Chris Camilo's Critique 01:38:48 - Comparing Robinhood Accounts *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich Claude: Get started with Claude today at https://claude.ai/icedcoffee ZipRecruiter: Post jobs for free at https://ziprecruiter.com/ICH FanDuel: Join All the Action at https://fanduel.com Follow  @therealmikerowe  Here! Mike Rowe Foundation: https://mikeroweworks.org/ *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! 00:00:00 - Intro 00:03:30 - The Secret Millionaires Of Dirty Jobs 00:08:10 - The Myth Of The "Average American" 00:12:38 - Spending Problem vs Earning Problem 00:15:16 - Sponsor: Northwest Registered Agent 00:16:21 - Why We Stopped Respecting Dirty Jobs 00:18:24 - The Worst Smell Ever & Why Smell Is So Powerful 00:22:22 - The 7 Million Men Who Won't Work 00:25:53 - The Comfort Crisis: Why Easy Is The Enemy 00:29:48 - Curiosity, Humility & Getting Into Entertainment 00:32:25 - QVC: How To Sell Anything (The Pencil Method) 00:35:35 - Sponsor: Claude 00:36:59 - Sponsor: ZipRecruiter 00:38:01 - Paid To Be Likable, Not To Sell 00:43:00 - The Nun Doll Incident That Got Him Fired 00:51:52 - Fired Three Times & Saved By The Viewers 00:55:57 - How Dirty Jobs Got Made (Authority vs Authenticity) 00:59:34 - Sponsor: FanDuel 01:01:01 - The Future Of The Trades, AI & Underwater Welding 01:06:18 - What Government Should Do (& The Pentagon's $10M) 01:09:38 - China, Shipbuilding & The 480,000 Unfilled Jobs 01:14:15 - Fewer Philosophers, More Welders? 01:18:24 - Skills Every Man Should Know & The Fence Post Story 01:24:04 - How Mike Lost His Entire Nest Egg In A Broker Scandal 01:30:28 - Getting The Money Back & Index Fund Religion 01:34:07 - How Dirty Jobs Actually Made Him Money 01:43:46 - Index Funds, Dry Powder & "The Guy Who Does The Thing" 01:50:19 - Why Mike Owns Almost Nothing 01:54:56 - Authenticity & Who You Really Work For 01:58:32 - The Sweat Pledge & Advice For Lost Young Men 02:03:54 - If You're Broke At 25-40, Whose Fault Is It? 02:07:06 - The Bill Maher / Glenn Beck Backlash & Manufactured Division 02:15:45 - His Mom's First Best-Seller At Age 80 02:21:06 - Moms With Crushes & Pitching Dirty Jobs At 42 02:26:46 - The One Job Mike Refused To Do 02:29:28 - Podcast Origins & The "Not So Dirty Jobs" Idea 02:38:19 - AI, Deepfakes & The Age Of The Authenticator *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich NetSuite: Try NetSuite Next For FREE at https://netsuite.ai/ICED Superhuman: Get AI tools you'll actually use at https://superhuman.com Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich Follow  @RecklessBen  Here! Support his GoFundMe: https://www.gofundme.com/f/help-bryan-recover-his-lego-collection *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps 00:00:00 - Intro 00:02:52 - What The Lego Story Is REALLY About 00:07:13 - How Ben Found The Lego Story 00:11:44 - How $200,000 Of Lego Went Missing 00:16:26 - Sponsor: Northwest Registered Agent 00:17:43 - Misconceptions & How It Escalated To Six Charges 00:22:52 - Playing Devil's Advocate: Is This Stalking? 00:27:14 - Arrests, Police Lies & Holding Cops Accountable 00:33:45 - Sponsor: NetSuite 00:35:09 - Sponsor: Superhuman 00:36:20 - Why The Police Sided With The Corporation 00:40:44 - Did Ben Take It Too Far? 00:45:16 - Bricks & Minifigs' Strongest Argument 00:49:01 - Passion Over Skill & Ben's Broke YouTuber Years 00:55:03 - "The Lawsuits Are Fun" & Investigating Government Fraud 00:59:08 - Sponsor: Shopify 01:00:34 - Jail, Bail & Owning Nothing 01:04:19 - Traveling The World & Living On The Beach 01:07:22 - Breaking His Neck & The Panic Attack That Changed Everything 01:11:56 - Money, Relationships & What Women Actually Want 01:17:30 - Why You Don't Need Money To Be Happy 01:22:00 - Where The $500K GoFundMe Is Going 01:26:55 - Who's REALLY Behind All Of This? 01:31:09 - The Chicken Dance Settlement Offer 01:35:24 - How This Ends & The Biggest Lies Being Told 01:40:59 - Advice: Try Harder Than Everyone Else 01:43:52 - Infiltrating Scientology 01:49:08 - Reacting To Bricks & Minifigs' Official Statement 01:55:12 - Final Lessons & The $5,000 Contract Prank *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

OpusClip: Start clipping at https://opus.pro/ich Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com/COFFEE and connect with top talent to grow your business. Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich FanDuel: Every Goal Matters! Visit https://fanduel.com to get started Follow Richard Baker Here: https://www.instagram.com/baker_house1921/ *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! 00:00:00 - Intro 00:01:08 - The $1.1 Billion Insight: Buying Dying Retailers for Their Real Estate 00:02:54 - Developer vs. Investor: A Different Way To Think About Real Estate 00:04:19 - The No-Money-Down Playbook: Creating Value Before You Close 00:06:29 - "Get Out of Your Room": Why Hustle Beats Google Maps 00:07:33 - Where To Meet the People Who Make These Deals Happen 00:08:48 - Is This Only for Veterans & Insiders? The "Average Person" Debate 00:10:38 - Real Estate Inefficiency & the Long Island House That Was Underpriced 00:12:54 - The Buy Box: Becoming an Expert in One Neighborhood 00:15:49 - The Great Wealth Transfer: Aging Owners & Off-Market Jewels 00:16:50 - Is Getting Wealthy Just an Effort Problem? 00:17:43 - How He Pitches Sellers & Structures Refundable Deposits 00:18:00 - Sponsor: OpusClip 00:19:15 - Start Small: Is This Harder To Do in 2026? 00:23:53 - The Billion-Dollar German Department Store Flip 00:25:58 - Buying Lord & Taylor With Almost No Money 00:28:48 - The Whiteboard Trick: Splitting OpCo and PropCo 00:32:41 - Sponsors: Gusto & Upwork 00:35:17 - Explaining Hudson's Bay & the $500M Bet From Abu Dhabi 00:40:31 - The Zellers Bidding War: Playing Walmart Against Target 00:46:22 - How Much Did He Actually Make? & the Net Worth Mystery 00:47:42 - Conviction & the "Reality Distortion Field" 00:49:11 - What He Owns Now & Smart Debt vs. Dumb Debt 00:50:51 - Where the Economy Is Headed & Debating Jeremy Grantham 00:53:37 - The University Housing Play & Betting on Top Schools 00:54:23 - Politics, Mamdani & Whether the Rich Give Back Enough 00:57:09 - Is the Housing Crisis a Money Problem or a Spending Problem? 01:02:09 - Diversification vs. Concentration 01:04:15 - The $200M Loss on Guilt & Failing Small 01:05:06 - Sponsors: Shopify & FanDuel 01:07:35 - The Largest Amount He's Ever Lost 01:09:28 - Massive Net Worth Swings & Keeping Life in Perspective 01:11:51 - Nature or Nurture? Office Hours & the Nepotism Charge 01:14:56 - Knowledge vs. Access & Talking to Claude Two Hours a Day 01:15:45 - Negotiation Secrets: Overpaying, Overselling & Knowing the Other Side 01:18:41 - Stalking Deals for Years & Why It Can't Be a Commodity Asset 01:21:37 - The Biggest Mistake the Average Person Is Making 01:23:31 - Individual Choices vs. the Economy & Raising Driven Kids 01:25:04 - The Exact Steps To Become a Real Estate Entrepreneur 01:25:58 - Why He Closes 99.9% of His Deals 01:28:24 - The Cornell Baker House Project 01:31:10 - The Ego Trap: Why Successful People Stop Taking Risks 01:32:10 - What To Optimize For Next & Where His Drive Comes From 01:33:26 - Tiers of Wealth: Private Jets, Economy Flights & Spending on Value 01:36:21 - The Cessna Story: Using Bigger Planes To Motivate Bigger Deals 01:39:47 - What Money Means & The Best Things To Spend On 01:41:16 - The Science of Spending for Happiness (Quiet Homes & Short Commutes) 01:42:47 - The Coming Entrepreneur Revolution & Opportunities for Women 01:46:06 - His Grandmother's 1921 Immigrant Real Estate Story 01:47:48 - The Harshest Truth About Money 01:49:03 - The Power of Yes: Marriage Advice After 30 Years 01:53:19 - Gratitude Rituals & Is There Such a Thing as Too Much Money? 01:54:42 - When He Felt Richest (And Why It Was Depressing) 01:56:16 - Wrap-Up *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

OpusClip: Start clipping at https://opus.pro/ich SAN: No agenda - just the facts. Get started at https://san.com/ich to download the App AMP: Check it out at https://amp.ai and use code ICED for 10% OFF Your order Incogni: Take your personal data back with Incogni! Use code ICED at the link below and get 60% off an annual plan: https://incogni.com/iced FanDuel: Every Goal Matters! Visit https://fanduel.com to get started Subscribe to  @humphrey  Humphrey Yang Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:02 - The Wild Stats: Half of Americans Can't Cover $1,000 00:04:35 - Is the American Dream Dead? Why Young People Are Giving Up 00:06:27 - The Real Reason People Feel Held Back From Wealth 00:08:51 - The $4 Cab Ride & How Tips Get Manipulated 00:13:41 - Will People Be Worse Off in 2030? 00:14:38 - Sponsor: OpusClip 00:15:42 - At What Income Is Paycheck-to-Paycheck a Spending Problem? 00:23:04 - The #1 Wealth Killer (It's Not What You Think) 00:24:58 - "You Guys Are Cheap, Not Frugal": The Big Debate Begins 00:29:13 - The Norway Flight: Is Spending $4,400 on a Seat Worth It? 00:31:16 - Sponsors: Straight Arrow News & AMP 00:33:52 - Money for the Sake of Money Is a Trap 00:38:55 - Behavior vs. Math: How Childhood Shaped Their Money Habits 00:44:29 - The Guilt-Free Spending Formula 00:46:29 - How To Actually Track & Save Money 00:48:43 - Why Humphrey Still Feels Like He's Failing 00:49:30 - Do They Feel Wealthy? (The Answer Is Always Double) 00:51:47 - The Case for Paying in Cash 00:54:08 - One Idea To Walk Away With: The 20% Test 00:55:17 - Looking Poor in San Francisco & Graham's Underwear Scandal 00:59:03 - Cars That Make You Look Rich for Cheap 01:01:02 - How To Actually Get Rich in 2026 01:01:20 - Sponsors: Incogni & FanDuel 01:03:41 - Content Creation, AI Consulting & The Side Hustle Debate 01:06:57 - Which Side Hustles Aren't Worth It 01:07:51 - Why People Go Broke for Their Cars 01:11:20 - Buy vs. Lease & The Tesla Math 01:14:10 - The Best Car To Buy in Every Income Bracket 01:15:24 - Graham's Tesla Regrets & Lowball Offer Game 01:19:29 - Selling the Famous Graham Stephan Model 3 01:21:12 - The Tiers of Wealth: $100K, $500K, $5M and Beyond 01:25:49 - What Aspirations Are Left at Their Net Worth? 01:28:35 - Opportunity Cost of Time: Why They Can't Just Relax 01:32:03 - The Perfect Portfolio & Individual Stocks vs. Index Funds 01:33:38 - Should Taxes Drive Your Investment Decisions? 01:36:13 - Best Investments To Get Rich & Buying at All-Time Highs 01:38:35 - The Worst Investment Advice Online 01:39:55 - Two Stocks for the Next 10 Years 01:42:22 - The S&P 1 Strategy Debate 01:44:43 - Humphrey's Bitcoin Story: The $60 Coffee 01:47:33 - What Money Means & The Best Things To Spend On 01:49:59 - The $100 Coin Flip 01:51:38 - Rapid Fire Questions 01:54:23 - Wrap-Up & Post-Show *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ethos: Get Your FREE Life Insurance Quote at https://ethos.com/icedcoffee HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at https://Hims.com/ICED ZipRecruiter: Post jobs for free at https://ziprecruiter.com/ICH Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @PaceMorby  Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 00:00:00 - Intro 00:00:57 - $500M Real Estate, $400M Debt & Why Creative Finance Works 00:04:48 - Walking Through a Sub-2 Deal & Is This Even Legal? 00:09:01 - How Mortgages Really Work & Why Banks Don't Care 00:13:35 - Non-Recourse Debt, Infinite ROI & Biggest Losses 00:16:42 - Sponsor: Ethos 00:18:02 - Multiple Strategies, Creative Finance Defined & Building the Operation 00:23:23 - Why Smart Sellers Should Never Sell for Cash 00:25:54 - Graham's LA Property: The Lease Option Math 00:28:35 - The Afterparty Strategy, Homeless Lady Deal & Where He Buys 00:31:14 - Sponsor: Hims 00:32:33 - Sponsor: ZipRecruiter 00:33:29 - Execution, creativelisting.com & The Gator Program 00:36:00 - Best Deal Ever & Buying Graham's Primary Residence 00:38:01 - 10-Year Predictions & The Affordability Crisis 00:41:35 - The Shrinking Middle Class & Jason Oppenheim 00:43:52 - Five Trends: Co-Living, Oxford House, PadMission 00:46:42 - How the House Determines the Strategy & PadSplit 00:51:26 - Where He Won't Buy: California & Blue States 00:54:04 - Fixing Housing & Middle Class Survival Strategies 00:56:31 - The RV Park Buy Box & Why Brokers Don't Get Creative Finance 00:58:00 - Sponsor: Shopify 00:59:40 - Logic Over Sales Tactics: Accidental Landlords & workamper.com 01:02:00 - Car Washes & Why RV Parks Are Most Profitable 01:05:19 - Oil Field Parks & Why BRRRR Is Dangerous 01:08:09 - Multifamily Bloodbath & Ken McElroy 01:09:35 - The Great Rent vs Buy Debate 01:17:32 - Lending Money: Double Closes & Gap Lending 01:22:34 - Worst Deal Ever & Why Private Jets Are Irresponsible 01:26:12 - Tiers of Wealth: $1M to $100M+ 01:28:53 - Family Offices & Asset Protection 01:31:58 - What He Spends Money On & Creative Finance on Trucks 01:36:00 - Real Estate Agents vs Brokers & Income Tiers 01:39:19 - The Dangers of Creative Finance & Rapid Fire 01:43:45 - Final Advice & Wrap-Up For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Claude: Get started with Claude today at https://claude.ai/icedcoffeeAirbnb: Find a co-host at https://airbnb.com/hostUpwork: Post your job free at http://upwork.com and connect with top talent to grow your business.ZocDoc: Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/ICED to find and instantly book a top-rated doctor today. Subscribe To  @Bluffinbob  Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices