Today’s episode is the last of the year, and we are hoping you’ll get a fresh start on your 2023 finances! You’ll hear the recording from our November Webinar class where Kellie Merck and I talk about how to roll through the holiday season making good choices to set you up for a great start to the year. We’ll also share some tools to help you set goals and stay on track throughout the year. If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

On today’s episode, we are sharing Part Two of our latest webinar recording titled Identifying Identity Theft. Fraud has been on a significant incline the past few years. With the Holidays fast approaching, there are ways you can protect yourself so you don’t fall victim to the common schemes we see. Kellie Merck and I share ways you can safeguard your identity and your hard-earned dollar. If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

On today’s episode, we are sharing Part One of our latest webinar recording titled Identifying Identity Theft. Fraud has been on a significant incline the past few years. With the Holidays fast approaching, there are ways you can protect yourself so you don’t fall victim to the common schemes we see. Kellie Merck and I share ways you can safeguard your identity and your hard-earned dollar. Be sure to come back in 2 weeks to hear the rest of the recording. If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

On today’s episode, we are sharing a recording of a recent webinar titled “Tis the Season”. We know it’s October, but there is no more perfect time to start preparing for the upcoming Holiday Season than right now! Kellie Merck and I talk about the realization that Christmas is only 88 days away (at the time of the recording)! But don’t freak out. There are many things you can do to begin putting some systems in place and create a plan to help you stay on track and roll into the new year with no regret and a great start to your financially successful year. If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

On today’s episode, we are sharing a recording of a recent webinar titled “How to Save when Costs are High”. We are seeing record highs in the prices of many goods since the 1980s. From fuel costs to groceries and everything in between, we’re all feeling the affects of the current economy. Allen and I spend some time talking about creative ways to stretch your hard earned dollar. From saving at the pump, to new strategies to consider when grocery shopping or eating out, and how to save on recreation and entertainment for the whole family, we’re hoping you’ll find some creative ways of your own to make enjoying life a bit more affordable for yourself these days. We’ll also briefly touch on the 50/30/20 rule to help you realize the reality of your spending versus a healthy consideration this rule reminds us of. If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

Today’s episode is the last in our four-part series on busting myths. The Myth: Owning a Home is Better than Renting. We’ll share opinions from our family, friends, members and fellow co-workers whose names may have been changed at their request. We then discuss the varying opinions, including our own on the topic. If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

Today’s episode is the third myth that all debt is bad debt. Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to sharing personal financial information to others. Please take a moment to help us earn a 5 star review on Apple podcast or Google podcast by giving as a rave review right now! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

Today’s episode is the second myth that it's too early or too late to save for retirement. Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to sharing personal financial information to others. Please take a moment to help us earn a 5 star review on Apple podcast or Google podcast by giving as a rave review right now! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

We are back with Season Two! We've missed you! In the first four episodes of season two, we are busting myths about money. Today’s episode is the first myth that you shouldn’t talk about your money problems with others. Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to sharing personal financial information to others. Please take a moment to help us earn a 5 star review on Apple podcast or Google podcast by giving as a rave review right now! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union. Links mentioned in this episode: http://www.envisioncu.com http://www.envisioncu.com/moneywise This podcast is hosted by ZenCast.fm Music: Higher Up by Shane Ivers - https://www.silvermansound.com

On this week’s episode of The Hoot, we share why it's important to have an emergency savings fund and how achieving 3 months of saved income allows for less stress and more financial freedom. We go over what true emergencies are, and how having this emergency fund has "saved" us in the past. Learn more about Envision Credit Union here. Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)