Are you mentally ready for homeownership? In Part II of this special series, we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 Part II of The Mental Mindset of a Future Homeowner 00:09 Intro 00:31 Welcome to The Homeowner Prep Podcast 01:03 Part I Recap 01:30 Get Sick and Tired Of Paying Someone Else’s Mortgage 04:02 Be Willing To Be Transparent 06:32 Overcoming Your Pickiness 09:09 Look Past Your Past 10:55 Be Willing To Ask For Help 12:08 Get Started With Homeowner Prep 12:52 Connect With Us On Social Media 13:14 Outro // IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub // CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep // ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! // LICENSE INFO DRE: 01780767 NMLS: 2218002 #homeownership #realestateadvice #mindset --- Support this podcast: https://anchor.fm/homeownerprep/support

Are you mentally ready for homeownership? This week we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 The Mental Mindset of a Future Homeowner 00:15 Intro 00:37 Welcome to The Homeowner Prep Podcast 01:29 You Become A Homeowner Before You Buy 02:09 Before You Own, You have To Believe 03:00 My Story and My Mindset 04:31 You Have To Think Long Term 06:23 The Future Opportunity Costs 07:09 Marry The House, Date The Rate 08:28 You Have To Overcome Your Excuses 10:20 Get Started With Homeowner Prep 10:51 Connect With Homeowner Prep 12:00 Outro // IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub // CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep // ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! // LICENSE INFO DRE: 01780767 NMLS: 2218002 #homeownership #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

There’s been a lot of news about Student Loan Forgiveness lately, so what does it mean for future homeowners? This week we discuss both sides of loan forgiveness and how it impacts aspiring homeowners. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 Student Loan Forgiveness and Homeownership 00:11 Intro 01:38 Seeing Both Sides of the Issue 02:42 Only Impacting A Small Group of Americans 04:00 Helps Predominately Wealthy Households 05:07 No Future Changes to Existing Issue 07:30 The Purpose Is To Increase Spending 08:47 Ability To Pay Down Credit Card Debt 11:44 The Impact on Homeownership 12:59 There Are Two Sides To The Issue 13:51 Get Started With Homeowner Prep 14:49 Connect With Us On Social Media 15:28 Outro // IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub // CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep // ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! // LICENSE INFO DRE: 01780767 NMLS: 2218002 #studentloanforgiveness #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out the previous two podcast episodes for Part 1 and Part 2. If you have questions, be sure to reach out to us or drop a question in the comments. //SHOW NOTES 00:00 Want To Become A Homeowner? 00:11 Intro 00:33 Check Out The First 2 Episodes 01:13 Diving Into The Real Estate Process 02:31 Get Out To See Homes 04:05 Go Over Needs & Wants With Your Agent 05:45 Stay In Budget 07:45 Making Multiple Offers 09:24 What Does It Take To Make An Offer? 12:27 Offer Is Accepted, Now What? 14:02 What Happens With A Low Appraisal? 16:18 Finalizing Your Loan 18:38 Take One Step At A Time 19:23 Check Out All 3 Episodes 19:52 Get Started With Homeowner Prep 20:08 Connect With Us On Social Media 20:34 Outro //IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #homeownership #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out last week’s episode for Part 1 and if you have questions, be sure to reach out to us or drop a question in the comments. //SHOW NOTES 00:00 Are You Ready to Become a Homeowner? 00:12 Intro 00:35 Part 1 Recap 02:07 Ready To Get Pre-Approved? 03:10 Get Your Foot In The Door 03:48 Types of Loan Officers 07:16 Credit Inquiries Explained 08:55 Pre-Approval vs Underwriting 11:15 Don’t Switch Lenders When You’re In Escrow 12:12 Congrats Your Approved, Now Start Looking 13:25 Getting Your Own Experienced Agent 16:21 Get Started with Homeowner Prep 16:42 Let’s Connect on Social Media 17:05 Outro //IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #homeownership #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

Let’s take a deep dive. In this special series we will take a step-by-step walkthrough of transition from renter to owner. Check out the full weekly series and if you have questions, be sure to reach out to us or drop a question in the comments. //SHOW NOTES 00:00 Are you currently renting? 00:10 Intro 00:32 Welcome To Homeowner Prep 02:07 Who We Are 03:02 Starting with Your Why 04:36 Do I Make Enough Money To Buy A House? 06:04 Income & Debt 08:26 Income Needed To Qualify 09:51 The Pre Pre-Approval 11:38 You’re Probably Closer Than You Think 12:11 Get Started with Homeowner Prep 12:55 Let’s Connect on Social Media 13:34 Outro //IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #homeownership #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

Think having student loans will prevent you from buying your first home? In this week’s episode of The Homeowner Prep podcast we will show you how you can buy your first home and if paying off student loans before you buy is the right decision. Check out the full episode and if you have questions, be sure to reach out to us. //SHOW NOTES 00:00 Do You Have Student Loans? 00:11 Welcome to Homeowner Prep 00:34 Thank You For Your Support 01:30 Student Loan Statistics 03:26 Control Your Spending 05:33 How Student Loans Impact Your Buying 07:27 Student Loan Payment Calculation 11:20 Should I Payoff Student Loans First? 12:58 Get Started with Homeowner Prep 13:21 Let’s Connect on Social Media 13:46 Outro //IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #buyahome #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

Payday Loans keep many renters from becoming homeowners, but in this episode we will talk about how to avoid them, pay them off, and stay on track to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 Ever Had a Payday Loan or Heard one? 00:12 Intro 00:34 Welcome To The Homeowner Prep Podcast 01:15 The Growth of Payday Loans 02:03 What Is A Payday Loan? 04:10 Why Are They So Dangerous? 05:30 Who Uses Payday Loans? 06:24 Time Pressure Is The Issue 08:00 Cut Your Expenses to Avoid Payday Loans 09:29 Increase Your Credit Limits Before Using Payday Loans 10:32 Borrow Money From Family Before Getting A Payday Loan 11:30 I Had To Get Out of The Payday Loan Trap Too 12:09 Homeowners vs. Renters Using Payday Loans 13:04 What To Do When You Have Money Problems 13:45 Reach Out To Homeowner Prep 15:04 Outro //IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #buyahome #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

When recessions come, unfortunately so do job cuts. In this episode we will discuss some ways to prepare for a potential job loss and control what you can control on your journey to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 What People Say Before Being Laid Off 00:15 Intro 00:37 Welcome To The Homeowner Prep Podcast 01:56 Come Back To Your Budget 03:50 Keep Money On Hand 05:10 Get Job Related Training 06:42 Update Your LinkedIn Profile 07:58 Update Your Résumé 08:57 Why Companies Cut Jobs 10:33 Reach Out To Homeowner Prep 11:45 Outro //IMPORTANT RESOURCES Get Started With Homeowner Prep: https://www.homeownerprep.com/start    Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #jobloss #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support

Inflation rates are rising faster than we can put out podcast episodes! So how does inflation impact first time home buyers? In this episode we will discuss inflation rates and what you can do to beat inflation in order to buy your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 How Inflation Impact Aspiring First Time Home Buyers 00:11 Intro 00:34 Welcome To The Homeowner Prep Podcast 01:11 Let’s Define Inflation & How We Got Here 03:45 Beat Inflation with Real Assets 04:13 2 Choices - Earn More or Spend Less 05:35 Feel The Pain To Make Change 06:45 Outlast The Economic Changes 08:45 Get Started with Homeowner Prep 09:21 Outro //IMPORTANT RESOURCES Get Started With HomeownerPrep: https://www.homeownerprep.com/start Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub //CONNECT WITH US Instagram: http://www.instagram.com/HomeownerPrep Facebook: http://www.facebook.com/HomeownerPrep Twitter: http://www.twitter.com/Homeowner_Prep TikTok: http://www.tiktok.com/@HomeownerPrep //ABOUT HOMEOWNER PREP Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content! //LICENSE INFO DRE: 01780767 NMLS: 2218002 #inflation #realestateadvice #homeownerprep --- Support this podcast: https://anchor.fm/homeownerprep/support