The HMO Podcast
The HMO Podcast
Andy Graham
Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.
My Honest Thoughts on AI, Property Investing & Building Wealth (Six Rounds with Dan Hill)
This week's episode is a little different. I recently joined Dan Hill for a Six Rounds episode of The Blueprint Podcast, where the format is simple: six surprise topics, no preparation, and no idea what's coming next. It made for a really honest conversation as we shared our thoughts on property investing, entrepreneurship, AI, the UK economy and what it really takes to build long-term wealth. We also explored the lessons we've learned over the years, how our thinking has evolved, and some of...
Jul 8
59 min
20 Years of HMOs: My Strategy, Investment Criteria & Playing The Long Game (YPN Magazine Interview)
Most investors focus on finding the perfect deal. But after nearly 20 years of investing, I've learned that long-term success has far less to do with chasing the biggest returns and far more to do with building the right strategy. In this special episode, I join Ant Lyons from Your Property Network (YPN) for an honest conversation about how my approach to property investing has evolved, why I'm still bullish on UK property despite the challenges, and how I think about building a portfolio tha...
Jul 1
41 min
How Jon Fish Leveraged 15 Years in Development to Build a Property Business
Property development can be an incredible way to build wealth, but it's also one of the toughest paths in real estate. The challenge isn't just finding great opportunities, it's building a business that can consistently create capital, generate cash flow, and give you the freedom to scale. In this episode, I sit down with one of my mentees, property developer and investor Jon Fish, to unpack his remarkable journey from rescuing a struggling family manufacturing business to building a successf...
Jun 24
47 min
The Decision-Making Framework Behind Every Property Deal I Do
Most property investors don't struggle because they can't analyse deals. They struggle because they don't know how to make a decision once the analysis is done. Should you buy it? Are you paying too much? Have you missed something important? Or are you simply stuck in analysis paralysis? In this episode, I share the exact 9-step decision-making framework I use to assess property opportunities, manage risk, and make confident investment decisions. After reviewing thousands of deals over the ye...
Jun 17
40 min
How to Finance Creative (and More Complex) Deals With Ellie Broadhurst
Finding great HMO deals has become harder over the last few years, but creating enough value to recycle your capital and continue growing your portfolio is arguably an even bigger challenge. In this episode, I sit down with our specialist mortgage finance expert Ellie Broadhurst to discuss what's happening in the lending market right now and where opportunities still exist for investors looking to scale. 🎯 What You'll Learn What's happening with interest rates and specialist lending in 2026Wh...
Jun 10
40 min
#BizUpdate: Recent Challenges & Why I'm Preparing To Buy
It’s been a challenging few months in the property market. Rising tenant arrears, stubborn interest rates, contractor failures, affordability pressures, and continued uncertainty around legislation are creating new challenges for landlords and investors across the UK. In this episode, I pull back the curtain and share a completely honest update on what's happening inside my own businesses right now. From portfolio performance and tenant issues to development projects, AI efficiencies, and whe...
Jun 3
38 min
Article 4 - Has it Killed HMO Investing?
Most investors hear the words “Article 4” and immediately assume the opportunity has gone. But the reality is very different. Some of the strongest and most valuable HMO markets in the UK are under Article 4 directions, and experienced investors are still buying in these areas every single day. In this episode, I break down what Article 4 actually means, why so many investors misunderstand it, and how professional HMO investors assess and mitigate planning risk before committing to deals. 🎯 W...
May 27
35 min
How Dan Linton Created ÂŁ6,000+ Net Cash Flow from One HMO
Building a property portfolio is one thing, but scaling into larger commercial projects is a completely different challenge altogether. The numbers get bigger, the risks increase, and suddenly every decision carries a lot more weight. It’s no longer just about buying another property. You need to understand finance, planning, construction, risk management, and how to create projects that genuinely perform long term. In this episode, I sit down with property investor and developer Dan Linton t...
May 20
44 min
The 5 Traits That Separate Highly Successful Property Investors
Most people think successful property investing is all about knowledge, deals, or finance. But after nearly 20 years in property, I’ve realised the investors who consistently succeed operate very differently from everyone else. In this episode, I break down the five key traits I see in the most successful property investors - the habits, mindsets, and behaviours that help them spot opportunities, build momentum, and keep progressing when others get stuck. 🎯 What You’ll Learn • The traits that...
May 13
34 min
I Reviewed 1,000 Plus HMO Deals - Here’s What I've Learned
Ever wondered why a deal that looks great on paper still ends up underperforming? After reviewing over a thousand HMO deals, I can tell you - it’s rarely bad luck. It’s the same mistakes showing up again and again. In this episode, I break down exactly where investors are going wrong. Not with complex, unpredictable issues but with the fundamentals. The assumptions, the numbers, and the gap between what we think will happen and what actually does. 🎯 What You’ll Learn • Why most HMO deal...
May 6
32 min
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