The FIRE Belgium Show
The FIRE Belgium Show
FIRE Belgium
Money is one of the greatest tools we have to build a life we love. Whether you're seeking financial freedom or security, or simply want to have more peace of mind when it comes to money, learning how to use it wisely is essential. In this show you will to learn how to take control of your finances, start investing and put your money to work to serve you and others more effectively. You will learn from world-class personal finance experts as well as from Sebastien’s experience in reaching financial independence at 33 and helping thousands of other make progress on their journey.
JL Collins on index investing for financial independence (The Simple Path to Wealth) [009]
As you probably know I am a huge proponent of index investing, because of its simplicity and its effectiveness to bring regular people the market returns they deserve.   But how does this simple investing approach work?    How can index investing be implemented by people like you and me?    And how can it help us build financial security and reach financial independence?   That is what we're discussing in this incredible interview with JL Collins.    This is an interview from 2 years ago, but it's so good that I decided to release it on the podcast too.   JL Collins is the author of The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich Free Life (https://www.thesimplepathtowealth.com/) and the blogger behind of the famous Stock Series on https://jlcollinsnh.com. He is also known as the Godfather of Financial Independence!   In this interview, JL tells us about his experience as an index investor, the power of index investing and how to get started! He also shares his approach to FU Money and financial independence.  Don’t miss it!    --- ►► Free Workshop on Index Investing for Beginners in Belgium: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop --- Download the FIRE Belgium Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide Learn about Financial Independence in Belgium: https://firebelgium.com Subscribe to the newsletter: https://firebelgium.com/#Subscribe Join the community: https://www.facebook.com/groups/FIREBelgium
Nov 30, 2022
2 hr 15 min
Retired at 31, without buying a house! With Kristy and Bryce from Millennial Revolution [008]
Kristy and Bryce retired with a million dollars in their early 30's and they have been traveling the world since! Their story is incredible and because the way they achieved is so simple, they are an example that many of us can follow. In fact my own journey to FIRE is very similar to theirs! No real estate, simple saving and investing with index funds. Nothing complicated, nothing that you cannot do too. In this interview, you will learn about Why buying a house can be the worst financial decision if you're pursuing financial independence How to plan to financial independence How to use geoarbitrage and save money while traveling the world How powerful and effective index investing can be And how simple it is for anyone to implement This is one of the most amazing and funniest interviews I have had the chance to do. I hope you enjoy it as much as I did. Make sure you get a copy of Kristy and Bryce's book Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required and read their blog Millennial Revolution - Stop Working. Start Living. ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/ 📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/
Nov 14, 2022
1 hr 51 min
Easiest way to invest in real estate? with François Kiesecoms from Scargo [007]
What if I told you that real estate investing can be easy? What if I told you that to be a successful real estate investor, you don’t need to become an expert entrepreneur with a vast network and be willing to get up at 5 AM to fix the plumbing for unhappy tenants? Today you will learn about a new way of investing in real estate, one where you can start with just a hundred euros, diversify across multiple properties, and benefit from short term rental higher profitability without having to do all the work. In this episode, we dive into all the details of how that is possible, the pros, the cons and the limitations in this fascinating interview with François Kiescoms, the Founder of Scargo. _______________________ Find Scargo online: https://www.clubscargo.com https://www.linkedin.com/company/club-scargo https://www.facebook.com/clubscargo https://www.instagram.com/clubscargo/ _______________________ ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/ 📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/ _______________________
Oct 31, 2022
1 hr 35 min
The 5 things that helped me reach financial independence at 33 [006]
I can’t say it enough: I am so blessed to have been able to reach financial independence at 33. Since then I’ve been able to enjoy life in an unimaginable way with my wife and my 2 sons. But what made it possible? What did I have that enabled me to get to financial independence? I didn’t build a unicorn tech business, I didn’t get super lucky with individual stocks or crypto and I didn’t get any big inheritance. In fact, I started from 0 at 26 and was even in debt, with no accommodation, no social security and no pension. And my investment strategy is replicable by anyone because it’s super simple. What I am saying is that it is not rocket science, but there are important factors that made a big difference. In this episode, we explore the 5 things that helped me reach financial independence! ___ ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/ ___ 📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/ ___
Sep 30, 2022
35 min
Retiring at 33: From broke to FI in 7 years [005]
I get asked a lot how I managed to reach FI at 33 years old. Recently, someone I respect a lot asked me on LinkedIn: “How on earth did you retire at 33??” So that is what I explain in this episode! Here is what you will learn: My (lack off) money-knowledge background growing up in a regular middle-class family How going into debt and making stupid expensive mistakes put me on this path How I was forced to learn to invest wisely (and how you can too!) The key elements that made it possible for me to quit my job at 33 (I know, it’s a bit insane). How I left my job and what happened next! I cover my entire journey in this episode! My goal is for you to learn from this and pick up an idea or two that you can implement in your own life! Hopefully it gives you motivation to either get started or take the next step to make progress! ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/ 📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/
Aug 31, 2022
1 hr 3 min
How to invest in a bear market? With Rick Ferri, host of the Bogleheads on Investing Podcast [004]
How do you invest during bear markets? This is an extremely important question for any index investor, and any investor in general of course. And this is a very relevant question today because the stock market is down 20% in the US and about 10% globally today compared to the beginning of the year. Following COVID and now with the war in Ukraine, the world economy has slowed down. Inflation is breaking records in many countries and there are talks of an upcoming recession in most news media. While falling stock market prices is a great opportunity for long term investors like us, it’s still hard to handle the uncertainty. It’s hard to invest when the overall expectation seems to be that it is going to continue to go down. It is especially hard for beginner investors, like the students who took my course in the past few months and only started investing recently. To help them manage their emotions and overcome these uncertainties, I invited one of the very best people on earth to talk to us about how to invest in bear markets: Rick Ferri. Rick Ferri is the president of The John C. Bogle Center for Financial Literacy and host of the “Bogleheads on Investing” podcast. He has been a financial advisor for 35 years and a pioneer of low cost investing via index mutual funds and ETFs, and low-fee investment advice and portfolio management. He is the author of 7 investment books (including one of my favorites “All About Asset Allocation”) and hundreds of articles. Published in Forbes, the Wall Street Journal and professional journals. He has helped thousands of index investors navigate uncertain times like the one we’re going through now. So I was extremely happy when he accepted to join our event, despite it being during his holidays. Rick, if you’re listening to this I would like to thank you once more on behalf of the entire community. The conversation was really insightful and it had an incredible impact on the audience. Most of the fears and uncertainty attendees had before the event were dissipated by the no-nonsense and very clear approach of Rick. All of us left the event with a reinforced mindset that will help us get through these uncertain times successfully. The conversation was so good that I decided to also release it on the podcast so that the entire community can benefit from it. ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/ 📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/
Aug 7, 2022
50 min
How To Start With Financial Independence [003]
Right, so now that we know what financial independence is (see previous episode), how do we get there? What do you need to do? If you’re just discovering the FIRE movement or simply want to take control of your finances to build more security in your life, this episode is for you. In this episode you will learn: How you already have some financial independence! How you can learn and make progress faster! How to start taking control of your finances! How you can make fast improvements to your finances today! How to invest for financial independence. ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/ 📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/
Jul 6, 2022
44 min
What Is Financial Independence? [002]
Financial independence… is this a scam? That’s probably how I would have reacted to those words 12-13 years ago… but after learning what it is and having achieved financial independence, I have now become a big proponent of it. And that is because financial independence is in fact something most people aspire to… but rarely really think about seriously... So what is it really? In this episode, we go back to the basics and explore the various definitions of financial independence! And more than just the goal of reaching financial independence, we also discuss the journey to FI. We also explore all the incredible benefits of financial independence, from a greater sense of security to greater control over how we use our time and energy. If you’re new to the FIRE movement or financial independence in general, this episode is for you! ►► Index investing for beginners: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop/  📝 Download the Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide 🧑🏽‍🤝‍🧑Join the Belgium Financial Independence Community: https://www.facebook.com/groups/FIREBelgium/
Jul 6, 2022
40 min
Welcome to the FIRE Belgium Show [001]
Welcome to the FIRE Belgium Show! I am so excited to finally release this podcast. It’s a project I have been wanting to do for a long time! In this first short episode you will learn: - What this show is about - Why I started this podcast - What you can expect going forward Thank you for listening! I am very happy you’ve decided to join me on this journey! Be sure to check the next few episodes as well! 🔥 Sébastien ___ Have an idea for an episode or a guest that you would love to hear from? Send it to us here! 👉 https://forms.gle/B15kBtgZoQFKj8DH8 ___ 📥Contact us: [email protected] 📝 Download the Beginner's Guide to Index Investing: https://mailchi.mp/61d56a44ca20/beginner-guide  ___
Jul 4, 2022
13 min