Every year, Dave likes to talk about setting goals. Not resolutions, but goals. Studies show that as little as 8% of all people keep their resolutions after just 30 days. Goals, however, come from a different place and are far more likey to be kept. In this episode, Dave discusses why goals are so important and how to go about the process of setting goaals that resonate with you. Use the opportunity that this episode provides to have the best financial year of your life.

To start off the 6th season, Dave wants to talk about New Year's Eve resolutions again. Are they good or bad? Is there something better, like goals? If so, how does one go about setting goals? This episode, which originally aired in January, 2020, is as relevant today as it ever was. Don't start your new year without investing a few minutes listening to this timeless information.

The price of a cup of coffee at Starbucks went up again! What financial lessons can be learned from this? Dave discusses several issues including inflationary pressures and product marketing. 

Dave and Nic discuss the government's recent student loan forgiveness program and if this is a positive or negative development. This discussion also moves on to the purpose of a degree as well as other solutions to the problem other than after the fact debt forgiveness.

Dave always says that it is important to be intentional in life. This is especially true when pursuing your financial success. In this rebroadcast from October, 2019, Dave discusses why being intentional can positively effect your personal finences.

Dave answers an email from a listener who is no longer interested in attending college and is just starting out. You might be surprised at the 11 things Dave says a person might consider at that time in their life.

Can you live better by consuming less? The answer is YES! Dave starts by discussing 6 compelling reasons why consuming less can lead to a better live. In fact, he thinks the better concept might even be consuming "better" and thus less. Then Dave discusses 4 ways to specifically spend better and less.  

Inflation is now at an all time high. What can a person do? Dave talks about 7 things to think about to help our listeners deal with inflation.

The market is now down 20%! Is is time to get out? Dave and Nic, while not providing any specific financial advice, give you some things to think about when deciding what is best for you.

Now that he is one of the richest persons on the planet, people have taken to asking him for financial advice. Should you take financial advice from Elon? What are the upsides and downsides to listening to his advice? Dave walks the listeners through the thought process of deciding if  this is a good idea.