Since we are in an election year there may be some changes coming through the market. Does it matter if a Republican or Democrat is in office?

If you are considering retiring, have you thought about what your healthcare costs are going to be? There are a few considerations to keep in mind before you turn 65 and are paying for your own healthcare.

Social Security is a crucial aspect of retirement planning. Nick Bautista explains the strategies for maximizing benefits and common pitfalls to avoid.

Nick Bautista shares how the debt ceiling is impacting the market and getting lots of headlines.

Will the FED finally stop raising the Fed Funds interest rate? It appears it may be likely, so what does that mean for the economy and market moving forward?

In this episode Nick Bautista discusses Social Security insolvency and the steps needed to take so Social Security doesn't run out of money. Projection Website: https://www.crfb.org/blogs/cbo-only-decade-until-social-security-insolvency   Calculator Tool: https://www.crfb.org/socialsecurityreformer/

Nick talks through the market outlook for 2023 while revisiting the FED funds rate, unemployment and inflation. Nick makes a case as to how each one is affecting the FEDs decision making and what it might mean for the markets.   

The Secure Act 2.0 brought about important changes to retirement planning, from RMD age to contribution limits. Learn if it affects you.

Nick Bautista describes the idea of how to invest in short term bonds and the advantages of using high interest savings accounts.   Ally.com  https://www.ally.com  American Express Savings  https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/

As we come to a close for 2022, Nick Bautista reviews a few tax planning strategies that deal with HSAs, investment loss harvesting, and charitable giving.