The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

• Retail Memberships: Segment 1
• Ask Clark: Segment 2
• Cartels Target Timeshares: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Barrons: Delivery Is Retail’s New Game. How the Players Stack Up.
• Target Is Rebranding Its Credit Card Program: What You Should Know
• Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
• How To Manage Your Monthly Subscriptions To Save Money
• Parent PLUS loans can be a debt trap. Here's a loophole
• Income-Contingent Repayment (ICR)
• Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024
• Income-Driven Repayment Plans
• What Are the Tax Consequences of Debt Settlement?
• NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares
• Clark.com - Timeshares
• How To Sell, Cancel or Get Rid of Your Timeshare
• 5 Steps To Getting a Good Deal on a Hotel Room
• How To Plan a Trip: Clark's Best Travel Tips To Save Money



Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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