On this episode of Through The Pines we’ll learn how to build wealth in Retirement including…   Diversifying Investments Optimizing Withdrawals Generating Passive Income Minimizing Taxes Controlling Expenses Flexible Work Protecting Against Inflation Managing Healthcare Costs Seeking Professional Advice   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while polishes his F1 car, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: [email protected] Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

LORD VOX on Van Sessions!   Sponsor the program: https://t.ly/KsrVL   Van Sessions is Recorded at The Monarch in Ogden, Utah.   ARTIST | Lord Vox   FULL SET LIST Song 1 - Situations Song 2 - No Matter Song 3 - Border Haunt Song 4 - Even in the Night Song 5 - Nighttime Lover   ARTIST LINKS   LINKS: https://linktr.ee/lordvox INSTAGRAM: https://www.instagram.com/lordvoxmusic/ SPOTIFY: https://open.spotify.com/artist/7q95KLYcQpEDxi1ma3XvGg?si=kG8vxXwxQlmZdFaItdVh4A YOUTUBE: https://www.youtube.com/channel/UCxV3lb-ifr2I8KUAOJd1YZQ   PRESENTING SPONSORS   The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/   GRANTING SPONSOR   Ogden City Arts: https://ogdencity.com/707/Arts   CREDITS   Producer: The Banyan Collective Host: R. Brandon Long, [email protected] Bookings: Todd Oberndorfer, [email protected] Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/   FOLLOW // SUBSCRIBE   Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod   Tip Jar:  https://www.buymeacoffee.com/banyanmedia   The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists.   Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform.   Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording.   Bookings: [email protected]

On this episode of Through The Pines we’ll dive into how to financially help our adult children   How do you see people handle Education expenses for kids or grandkids? When do you see people stop helping their kids with basic monthly expenses? Wedding Expenses? How much do we help with living expenses as kids get married How do you handle emergency situations How do you handle disagreements with how they are spending their money if you are helping them out financially. What do you do when spouses disagree how to help kids? Family Vacations/ Reunions?   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging for hallucinogenic mushrooms, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: [email protected] Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Glitter Bombs on Van Sessions!   Sponsor the program: https://t.ly/KsrVL   Van Sessions is Recorded at The Monarch in Ogden, Utah.   ARTIST | The Glitter Bombs   FULL SET LIST Song 1 - Goodbye Song 2 - Alchemy Song 3 - Never Gonna Letcha Song 4 - Cry Baby  Song 5 - Morning, Noon & Night   ARTIST LINKS   LINKS: https://linktr.ee/theglitterbombsband WEBSITE: https://www.theglitterbombsband.com/ INSTAGRAM: https://www.instagram.com/theglitterbombsband/ SPOTIFY: https://open.spotify.com/artist/0wvCKyiVsYEYa3oxbsvgCQ?si=vHEG9KmDTG2qcReh1RHH0Q   PRESENTING SPONSORS   The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/   GRANTING SPONSOR   Ogden City Arts: https://ogdencity.com/707/Arts   CREDITS   Producer: The Banyan Collective Host: R. Brandon Long, [email protected] Bookings: Todd Oberndorfer, [email protected] Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/   FOLLOW // SUBSCRIBE   Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod   Tip Jar:  https://www.buymeacoffee.com/banyanmedia   The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists.   Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform.   Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording.   Bookings: [email protected]

On this episode of Through The Pines, we’ll provide a Millennial’s Guide to Financial Freedom   Millennials and Gen Z are navigating a financial landscape marked by high living costs, stagnant wages relative to inflation, and evolving career dynamics (e.g., gig economy, remote work). Recent data highlights their challenges:   Student Debt: Over 45 million Americans owe $1.7 trillion in student loans, with Millennials and Gen Z bearing the brunt. Many are delaying major life milestones like buying homes or starting families. Homeownership Barriers: Rising home prices and interest rates (hovering around 6–7% in 2025) make homeownership elusive, especially in urban areas. Retirement Concerns: Only 55% of Millennials have retirement savings, and Gen Z is just starting to grapple with long-term planning, per recent surveys. Economic Optimism: Despite challenges, these generations are entrepreneurial, with 54% of Gen Z expressing interest in side hustles or starting businesses, according to 2024 studies.     Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while training in his F1 Ferrari, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: [email protected] Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

Cannibal Queen on Van Sessions! Sponsor the program: https://t.ly/KsrVL   Van Sessions is Recorded at The Monarch in Ogden, Utah.   ARTIST | Cannibal Queen   FULL SET LIST Song 1 - Master of My Fate Song 2 - Weeds in My Garden Song 3 - New Colors Song 4 - Pretty Boy Song 5 - Hostage   ARTIST LINKS   INSTAGRAM: https://www.instagram.com/cannibalqueen13/ SPOTIFY: https://open.spotify.com/track/4wdZRjwxxvy6DzGoQLp40k?si=344efbb9e2e54011 YOUTUBE: https://www.youtube.com/@AubreyAuclair   PRESENTING SPONSORS   The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/   GRANTING SPONSOR   Ogden City Arts: https://ogdencity.com/707/Arts   CREDITS   Producer: The Banyan Collective Host: R. Brandon Long, [email protected] Bookings: Todd Oberndorfer, [email protected] Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/   FOLLOW // SUBSCRIBE   Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod   Tip Jar:  https://www.buymeacoffee.com/banyanmedia   The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists.   Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform.   Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording.   Bookings: [email protected]

On this episode of Through The Pines, we’ll discuss 5 questions to ask your partner to ensure you’re on the same page financially… 1. Hypothetical 2. How much $ do you need? 3. What happens if one of us were to die? 4. What happens if one of us is disabled? 5. How do you feel about our current financial strategy   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sippin’ coffee and listening to a live DJ at Drips with Drops, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: [email protected] Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Last Wild Buffalo on Van Sessions! Support local musicians - Sponsor Van Sessions: https://t.ly/KsrVL   Van Sessions is Recorded at The Monarch in Ogden, Utah.   ARTIST | The Last Wild Buffalo   FULL SET LIST Song 1 - Don’t Cry When I Leave Song 2 - Hay Burners   ARTIST LINKS   LINKS: https://linktr.ee/thelastwildbuffalo INSTAGRAM: https://www.instagram.com/thelastwildbuffalo/ SPOTIFY: https://open.spotify.com/album/1glhcMP1GBXkwUMADllQkY?utm_medium=share&utm_source=linktree APPLE MUSIC: https://geo.music.apple.com/us/album/_/1771233009?app=music&at=1000lHKX&ct=linktree_http&itscg=30200&itsct=lt_m&ls=1&mt=1 YOUTUBE: https://www.youtube.com/playlist?list=OLAK5uy_llUe1xByQWgVshj7EdbVeQLkYWK2QQ3_8   PRESENTING SPONSORS   Ogden Friends of Acoustic Music: https://ofoam.org/ Lucky Slice Pizza: https://www.theluckyslice.com/   GRANTING SPONSOR   Ogden City Arts: https://ogdencity.com/707/Arts   CREDITS   Producer: The Banyan Collective Host: R. Brandon Long, [email protected] Bookings: Todd Oberndorfer, [email protected] Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio   FOLLOW // SUBSCRIBE   Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod   Tip Jar:  https://www.buymeacoffee.com/banyanmedia   The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists.   Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform.   Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording.   Bookings: [email protected]

Karlie McKinnon on Van Sessions! Sponsor the program: https://t.ly/KsrVL   Van Sessions is Recorded at The Monarch in Ogden, Utah.   ARTIST | Karlie McKinnon   FULL SET LIST Song 1 - Part-Time Honey Song 2 - Drink Tonight Song 3 - Vultures Song 4 - Lord Take Me Away Song 5 - Dream On COVER   ARTIST LINKS   LINKS: https://linktr.ee/karliemckinnon WEBSITE: https://karliemckinnon.com/ SPOTIFY: https://spotify.link/L5wPQ7WatDb APPLE MUSIC: https://music.apple.com/us/artist/karlie-mckinnon/427394373 VENMO: https://account.venmo.com/u/karlie-mckinnon   PRESENTING SPONSORS   The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/   GRANTING SPONSOR   Ogden City Arts: https://ogdencity.com/707/Arts   CREDITS   Producer: The Banyan Collective Host: R. Brandon Long, [email protected] Bookings: Todd Oberndorfer, [email protected] Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/   FOLLOW // SUBSCRIBE   Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod   Tip Jar:  https://www.buymeacoffee.com/banyanmedia   The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists.   Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform.   Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording.   Bookings: [email protected]

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land.   GUESTS:    Mara Winegar // Wasatch Yoga Fest https://www.wasatchyogafest.com/ MORE OAA:   https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show   Thank you to BANYAN1 for powering today’s Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones.   DM us on Instagram @ogdenadventure   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   OUTDOOR JUKEBOX: “Vultures,” Karlie McKinnon  on Van Sessions at The Monarch   Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod