The 80 Percent
The 80 Percent
Fitz Villafuerte
Smart Money Moves For Your 13th Month Pay
35 minutes Posted Nov 28, 2025 at 6:47 pm.
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Welcome to Episode 240 of The 80 Percent.


Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, which I recently delivered. I hope you enjoy it.


For the show notes, visit my blog post here.


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