The 80 Percent
The 80 Percent
Fitz Villafuerte
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.
What Happens If Your Income Suddenly Stops?
Welcome to Episode 249 of The 80 Percent.What happens if your income suddenly stops? Learn how to stress-test your finances, build an emergency fund, diversify income, and prepare for unexpected financial setbacks.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Aug 24
15 min
How to Stay Ahead When Everything Gets More Expensive
Welcome to Episode 248 of The 80 Percent.The cost of living just continues to increase, and our salary can’t always keep up. When everything suddenly costs more, what should you do? Let’s discuss that in this episode.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Aug 14
13 min
When Credit Card Debt Keeps You Awake at Night
Welcome to Episode 247 of The 80 Percent.Feeling overwhelmed by credit card debt? Learn practical ways to manage the anxiety that comes with debt, regain control of your finances, and take the first steps toward financial recovery.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Jul 30
13 min
The 4 Pillars of Smart Financial Planning
Welcome to Episode 246 of The 80 Percent.Good financial planning isn't just about investing. It's about building a strong foundation that supports every aspect of your financial life.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Jul 23
15 min
5 Conversations That Young Couples Should Have About Money
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/EDw9C Hosted on Acast. See acast.com/privacy for more information.
Jul 17
5 min
When Saving Feels Useless, It's Financial Nihilism
Welcome to Episode 245 of The 80 Percent.Have you ever felt like saving and investing no longer make a difference? You're not alone. In this episode, we explore the growing phenomenon of financial nihilism, the belief that it's pointless to plan for the future because the odds seem stacked against us.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Jul 10
13 min
GCash Is Going Public. Should You Invest?
The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.GCash is preparing for what could become one of the biggest and most anticipated IPOs in the Philippine stock market. As the country's leading digital wallet continues to expand its ecosystem, many Filipinos are asking the same question: Should I invest once it goes public?To learn more, you can visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Jul 3
7 min
What If You Don’t Need Millions to Retire Early?
Welcome to Episode 244 of The 80 Percent.Think you need millions to retire early? Discover the Reverse FIRE movement and learn how Filipinos can achieve financial freedom through intentional living, flexible income, and lower expenses.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Jun 26
21 min
The Opportunity Cost of Passion Projects
Welcome to Episode 243 of The 80 Percent.After a long break from podcasting, I share the real reasons behind my absence, the tension between passion and practicality, and the important lesson that sometimes the best decision is to prioritize what matters most right now.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Jun 18
12 min
Investment Strategy for 2026
Welcome to Episode 242 of The 80 Percent.Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Feb 13
18 min
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