Welcome to Episode 176 of The 80 Percent. Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget. For the show notes, <a href="https://fitzvillafuerte.com/7-thoughtful-christmas-gifts-that-wont-ruin-your-budget-episode-176.html" rel="noopener noreferrer" target="_blank">visit my blog post here</a>. <hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

Time Passes Whether I Stand Still or Move

Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.