According to some estimates, between 50-70% of African-Americans die intestate – i.e. without a will.  There’s a lot of misunderstanding about estate planning – especially in the black community.  Most people believe that only those who are affluent or have a significant amount of assets to protect need a will or a trust.  BUT – this could not be further from the truth. Estate planning is an essential part of financial planning and legacy planning.  In this last episode of our 3-part financial planning series, we will discuss many of the myths surrounding estate planning with Attorney Delania Barbee. We’ll dig deep and discuss some of the specific challenges facing African-Americans in legacy planning and why taking charge of your estate – no matter how big or small – is necessary to mitigating loss and preserving the wealth you do have for generations to come. https://www.blackenterprise.com/black-america-importance-of-estate-planning/ https://aaattorneynetwork.com/why-you-need-a-will/ --- Send in a voice message: https://anchor.fm/2857podcast/message

Delania Barbee Esq, explains why it's important to see the opportunities that exist versus the obligations when it comes to estate planning. --- Send in a voice message: https://anchor.fm/2857podcast/message

Delania Barbee, Esq. joined us recently to discuss estate planning, the full episode will drop this Wednesday - April 21st.  As part of our discussion we asked her about assets that we tend to overlook when planning for our estates.  Her answer just might surprise you....   --- Send in a voice message: https://anchor.fm/2857podcast/message

The Business of Marriage Marriage is big business in some social groups - LITERALLY!  Marriage for many is a way to attain, retain and increase wealth for themselves and for their heirs. But, this rule does not hold itself to be true for every group of people in society.  Although marriage is on the decline, it is still enduring and thriving as an institution among the elite and other moneyed circles.  Among individuals in lower socioeconomic stratas, and among certain ethnic groups, marriage is on the decline. Social scientists are suggesting that this is contributing to the racial wealth gap and overall wealth inequality in the country. We’ll explore why this is happening and what the long-term effects of this trend might be. https://washingtonmonthly.com/magazine/maraprmay-2016/why-is-marriage-thriving-among-and-only-among-the-affluent/ https://www.brookings.edu/research/the-inheritance-of-black-poverty-its-all-about-the-men/ --- Send in a voice message: https://anchor.fm/2857podcast/message

Kim shares a rather interesting story about her introduction into Stafford loans during undergrad. --- Send in a voice message: https://anchor.fm/2857podcast/message

Everyone knows that student loan debt has been a hot button political and social issue for the last several years. President Joe Biden has tentatively discussed forgiving at least $10,000 student loan debt, but many in Congress are pressuring him to forgive at least $50,000.  Unfortunately, the student debt crisis, disproportionately impacts African-American students, and is starting to become one of the prime factors in the increasing racial wealth gap in this country.  Today Dean and Kimberlee will dig into the real stats behind this phenomenon and discuss why this debt crisis looms so large, and what can be done to counter its impact. https://www.cnbc.com/2021/02/17/biden-says-he-will-not-support-50k-in-student-debt-forgiveness.html https://www.businessinsider.com/how-americas-student-debt-crisis-impacts-black-students-2019-7 https://www.businessinsider.com/personal-finance/average-student-loan-debt#average-student-loan-debt-by-race https://educationdata.org/student-loan-debt-by-race https://www.equityinhighered.org/resources/ideas-and-insights/student-debt-the-unique-circumstances-of-african-american-students/ --- Send in a voice message: https://anchor.fm/2857podcast/message

Remember when your parents would tell you, "I pay the bills in this house".  Same rules apply when you head out to Hollywood.   --- Send in a voice message: https://anchor.fm/2857podcast/message

This is a 1 minute master class from Nyanza on the differences between patents trademarks, & copyrights. --- Send in a voice message: https://anchor.fm/2857podcast/message

When Nick Cannon made a polarizing comment about the Jewish community in the summer of 2020, he had his show “Wildin’ Out” snatched from his hands immediately. Although he was the brainchild behind the show, it was actually Viacom who owned the trademarks to the show, meaning in real world terms - it was their show.  Not Nick's.  In this episode, powerhouse entertainment and business attorney, Nyanza Shaw is lending her expertise to The 2857 podcast to discuss some of the myths that can hurt your partnership.  Explaining the delicate balance of ownership and commerce, navigating the potential legal pitfalls behind creative ownership and what you can do to protect your name, your brand and your creative works from being exploited. https://fortune.com/2020/07/16/nick-cannon-wild-n-out-intellectual-property-ownership-viacomcbs-anti-semitic-comments/ https://www.fastcompany.com/3033114/what-every-creative-person-needs-to-do-to-protect-their-work --- Send in a voice message: https://anchor.fm/2857podcast/message

Before you can worry about the value of your projects, you've got to ensure that you own it. --- Send in a voice message: https://anchor.fm/2857podcast/message