Huge news dropped today regarding student loans. There will be student loan forgiveness! That’s not all, as most people expected, student loan forbearance was extended through December 31st, 2022. Finally, there will be a new income-based repayment plan that will reduce the burden of student loan payments on the remaining balances.The forbearance is pretty self-explanatory, but they included the wording of “final”. They used similar wording with previous extensions but after the forgiveness announcement, it’d be unlikely additional forbearances will occur.Here are the big questions around student loan forgiveness and the details I’ve managed to pull together from multiple sources over the course of the day. I was hoping more logistics would be available, but I’ll keep you in the loop as I find out more.

This was a fun episode to record with my mom, Jessica Casarez, who has been working for the same insurance agency for the last 37 years.Insurance coverage is almost like a foreign language and she does an amazing job and translating and simplifying the information.Topics covered:How much insurance coverage do you need to replace your home?The difference between working with a captive agent and an independent agent.When umbrella coverage is beneficial.Do renters need renters insurance?What does comprehensive vehicle insurance cover?What does collision vehicle insurance cover?Do you need GAP insurance?Does your business need insurance?https://schatzins.com/

Dr. Aimee shares important information about fertility. It's her goal to let as many women avoid saying, I wish I would have known sooner.In this episode Dr. Aimee answers the following questions:The importance of understanding your fertilityAlternative options to egg freezingA range of costs associated with egg freezing and alternativesOne important thing men should knowWhat if you don't want kids today....https://twitter.com/_EggWhispererhttps://eggfreezingparty.com/what-is-an-egg-freezing-party

Are you worried about a possible recession? In this episode, I tackle current events that may lead to a recession in 2022 and identify what you need to know to navigate your way through a recession confidently.InflationThe Stock MarketEmploymentInterest RatesHousing Market

Do you need estate documents?I invited my friend and Estate Planning Expert, Will Beyers to shed some light on that answer.Will does a great job summarizing what each document does and provides some context on when and why they will be needed.The documents discussed in this episode are: Wills, Financial Power of Attorney, Medical Power of Attorney, and TrustsWe also dove into the importance of naming a caregiver if you have children, as well as, why most people drag their feet on setting up their estate documents. [email protected] https://www.linkedin.com/in/williambeyersiii/https://www.beyerslaw.com/

In her prior career, Kristal worked as a Software Engineer at BuzzFeed and Marqeta, Director of Operations at a cryptocurrency startup, and as an assistant to executives and leadership at Uber, Affirm, and Sledgehammer Games. She served the largest Latinx in tech community, Techqueria, as a community leader and helped to grow and nurture the community by thousands of additional members.https://joinyearone.iohttps://www.linkedin.com/in/kgarcia4/https://twitter.com/[email protected]

Do you know all of the amazing benefits and flexibility of an HSA (Health Savings Account)?The best features are that they are triple tax-free:Tax-Reduction on contributionsTax-Free growthTax-Free withdrawalsThat's not all. There could be real savings just by comparing a high deductible health plan to a pricier option.In this episode, I tackle a framework I use to help clients make an informed decision on whether they should use an HSA.

Purchasing a home is one of the biggest financial decisions you'll ever make, but the significant debt you accrue in the form of a mortgage can sometimes carry a lot of emotional baggage.In this episode, I acknowledge some of the reasons people want to pay off their mortgages, but my recommendation a majority of the time is to NOT pay off their mortgage faster than they need to.I'll cover 5 major reasons NOT to pay off your mortgage early. The 4th one is maybe one of the biggest reasons, but no one ever talks about it. 🤔You can explore this topic more by Podcast or Video by clicking the link below.https://youtu.be/baEWikJ3Bu4https://www.levelupfinancialplanning.com/5-reasons-not-to-pay-off-your-mortgage-early/

Jonathan Jennings is a software engineer who works in the AR, VR, and videogame spaces and currently helming his indie VR game at Weird Kid Studios named Galactic Bar fight. He’s been a guest lecturer at University and National Conferences. His first published essay Black Unicorn is available to read in the book Game Devs & Others: Tales From The Margins. He’s been involved in multiple development roles including rapid prototyping, core mechanic programming, user Interface engineering, multiplayer programming, and publishing processes for release among others. He has over 9 years of development across both games and VR / MR / AR applications experience and titles he has worked on have had over 2 million cumulative downloads across several platforms. When not working he is most likely playing and studying the latest giant mainstream release or an obscure indie game.Galactic Bar Fight : https://www.oculus.com/experiences/quest/4219555588059267/?locale=en_USWeird Kid Studios: https://www.weirdkidstudios.com/LinkedIn: https://www.linkedin.com/notifications/Quora: https://www.quora.com/profile/Jonathan-Jennings-5Portfolio: https://www.behance.net/JonathanjTwitter: https://twitter.com/JonnyJ17

The Backdoor ROTH is an advanced planning strategy for high earners and big savers. Should you use a Backdoor ROTH?Two reasons why you'd use a Backdoor ROTH strategy is:1. You are phased out of making ROTH Contributions due to your high income.2. You are a big saver and have already maxed out your 401(k) contributionsThe process to implement a Backdoor ROTH will depend on if you are doing the smaller Backoor ROTH or the MEGA Backoor ROTH.I also cover the biggest mistake I see when people attempt a Backoor ROTH without assistance. The pain in the butt "pro-rata rule".This is not a ROTH vs. Traditional debate. You can max out all traditional contributions if that is your tax strategy and then take advantage of the Backdoor ROTH strategies!