Home sellers: if you’re selling in 2026, you’re probably going to get a lot more “creative financing” offers from investors: subject-to, loan assumptions, seller financing, rent-to-own… and some texts at 3AM asking if you’re “open to terms.”https://www.youtube.com/watch?v=Abi3JO38Q7YSo what do you do with those offers?Do you ignore them? Are they scams? Or can some of them actually help you?In this episode of Talking Realty, Glen is joined by Dustin Heiner, real estate investor, coach, and founder of Master Passive Income who teaches investors how to buy properties using both traditional and creative strategies. Dustin breaks down what sellers are really being pitched, how to tell a legit investor from a wannabe, and when it might make sense to stop selling altogether and start building your own portfolio.You’ll walk away knowing more aboutWhat “creative financing” actually means (in plain English)Loan Assumptions & Subject-to: what it is, when it shows up, and where the risk livesHow to evaluate the merit of the buyer vs. the dealWhen sellers should run… and when they should lean in and negotiateShould you sell or keep the property and build wealth instead?Guest Spotlight: Dustin HeinerDustin Heiner is a real estate investor and coach who began investing in 2006 and went on to build a large portfolio across single-family homes and apartment units. He founded Master Passive Income and hosts the Master Passive Income Podcast (teaching real estate investing since 2016) and helps people build passive income through buy-and-hold real estate strategies.Connect with Dustin: Website | Facebook | Instagram | Youtube | Podcast: Master Passive IncomeBy the end of this episode, you’ll have a clearer understanding of the most common creative financing terms investors use. You’ll know what they mean, when they can actually help you, and when you should walk away. The goal isn’t to convince you to take a creative offer…it’s to make sure you’re never confused (or pressured) when one lands in your inbox.Key Moments:Key Resources:Book Your Free Pre-Selling Strategy CallDustin’s FREE course: masterpassiveincome.com/freecourseContact Information:Podcast Website: TalkingRealty.comOhio Property Group: OhioMLSFlatFee.comEmail: [email protected]Book Your Free Pre-Selling Strategy CallAssociates Title WebsiteRyan Phillips / Associates Title: 614 419 2418Download the Ultimate Home Selling ToolkitGlen’s BlogBook: “You Can Sell It” by Glen WhittenCourse: “Living To Listing” Complete Listing Prep@OhioMLSFlatFee   @ohmlsflatfee  Ohio MLS Flat FeeOhioMLSFlatFee@ohiomlsflatfee