Another sharemarket topic! (our favourite). In this episode we chat to Morgans Investment Advisor Brooke Gardener about Exchange Traded Funds. Brooke explains to us what ETFs are, how they differ to regular shares, the benefits/costs/risks involved with investing in ETFs and more!

Today we are joined with a special guest, Louise Walsh. Louise is the CEO of ASX listed companies FGG and FGX (known as the Future Generation Companies). If you haven't heard of these companies before, they provide a way for you to expand your portfolio, have access to a range of great fund managers and instead of paying the usual 1% fees, this money goes towards a range of charities supporting Australian youth mental health and children at risk

Why do we hate losing money more than we like making it? Why will we hold on to an investment that is making a constant loss hoping it will go back up some day when we know we really should exit and put the money to better use somewhere else? Behavioural economics gives insight into why we don't always act rationally when making these tough financial decisions and to explain it in simple terms we have Kara Child on board! Kara is a Senior Wealth Manager at Pitcher Partners and has studied Behavioural Economics and the psychology of investing.

With the 2019 Federal Election coming up this Saturday (May 18th), we thought it would be a good idea to check back in with politics guru John Slater to talk us through all things relevant to voting on election day. If you need a bit of a refresh (or have no idea) on how the aussie politics system actually works, take a listen to John's first episode - Episode 8.  Otherwise settle in for 26 minutes or a short blog post where we chat about what you need to think about in the upcoming election, how the voting system works and how your vote counts.

There is a lot to consider when entering the property market, especially for the first time. One of the biggest questions is whether you should buy a home to live in or as an investment property. Today we chat with the lovely Ayda Shabanzadeh about understanding the property market and why we should be interested in entering. We chat about buying a home vs. an investment and what's going on in the current market. Ayda's formal title is Co-founder of Grow Group, but she is known for her property and finance expertise, business coaching and public speaking!

Today's episode might be veering a little from our usual finance theme. But nevertheless it's about how you can get ahead. You may tell yourself that you are simply not a morning person, but that's because it takes 21 days to get use to doing something and 66 days for it to become a habit. After 6 months it essentially becomes part of your DNA (and you might even enjoy doing it). Hear from Aaron Birkby, the CEO of Startup Catalyst about why waking up early should become one of your habits and how it can help you be successful in your career and life.

Every one of us has a personal brand (whether you know it or not). When you Google yourself, what shows up? These results are the first impression people will have of you. With platforms such as LinkedIn, Facebook, and other social media sites sharing our information with the world, it's more important than ever to get our personal brand right. We are joined on this week's episode by Tracey Mesken, an experienced Marketing & Branding specialist with close to 20 years experience of building both small and large companies' marketing and digital capabilities. Tracey, a certified practicing marketer is the Head of Marketing for The WorkPac Group, one of Australia's largest recruitment companies as well as the deputy chair of the Queensland Committee for Australian Marketing Institute (you could say she knows her stuff.)

In Australia, investors or media are constantly talking about negative gearing, but what does it all mean? Roxanne Efimov is our guest on the podcast this week to break down everything to do with Gearing and Capital Gains Tax. In particular we chat about how the possible changes to negative gearing will affect the property market and what it will mean for young people trying to enter! Roxanne is a Manager and Certified Accountant at Pitcher Partners and an all around great gal. Whether you have a strong opinion about negative gearing, not really sure whether it's useful or have absolutely no idea what those words mean, we are certain you'll learn something from this ep.

A few episodes ago we spoke to Andrew Davis from Health Insurance Comparison about Private vs. Public health insurance. Check it out here. We decided to have another chat to Andrew as from April 1st this year, there are some important changes being introduced. Every year there is an increase in health insurance premium. However this year, things are a little different. The government have made a number of reforms including the ability for insurers to give discounts for younger people, changes to the way hospital cover works and the removal of some minor services. Join us as we break down these topics!

This episode follows on from our first share market episode (Episode 2 Let's Chat Shares).  We delve deeper into researching companies, dividends, actually purchasing shares and the difficult part- selling. Thanks goes again to Chris Titley, stockbroker from Morgans who answered all our questions.