An Incase I Die File is a file to help you organize and keep all of your most important financial files and documents in one place. Why is this file? It is super important to have it because it will make your family’s life easier to know where everything is incase you die suddenly. It’s also gives you peace of mind. Creating your in case of death file is a serious process. So you want to start by planning first. Being as organized as possible during the process — especially at the beginning — can help, as it will likely take a few weeks to gather. In this video I spoke about the basic documents to have in this file, such as Life Insurance and Funeral Cover Policies. Is the Life cover is enough for your dependents? Are the payments up to date? I touched on this. Happy Listening 

On this episode on Suero TV we had Wabo Moswate, Head of Secured Lending at Stanbic Bank. Wabo and I had a conversation about savings, the importance of it and how to plan for it. We touched on our savings culture as a nation in Botswana and ways on how Stanbic Bank is cultivating this to be a good culture to have. If you are wondering how you are going to save with a tight budget, Wabo shared with us a Savings Plan that one can use to ensure that savings are prioritized monthly and how to create that extra cash to save. Our conversation also touched on strategies to not only have savings plan, but how to maintain it using the different Stanbic Savings accounts. I think you will enjoy this refreshing conversation because of the solutions we have for you brought to you by Stanbic Bank Botswana Happy Listening. 

On this episode I had Ngodya Chimbwete Private Equity Transactor at Africa Lighthouse Capital. We spoke about investing at depth as a continuation of our investing theme that we started last week. He shared his journey on investing starting off as a young professional, to being a married man with a child. The dynamics of investing change as we grow and as our lives change, we spoke about this and how to align accordingly. We talked investing in the Stock Exchange and a niy about Unit Trusts and investing for your kids. Private Equity is also a topic spoke on. This is a loaded one, I think you will enjoy it. I hope this episode helps you in your investing journey. Happy watching.

Marriage and Money. Lame and I spoke about our views and experience on Marriage and Money. We are both fairly still fresh in this journey about six years into it, but still have a lot to share. We touched on the importance of pre marital counselling that includes personal finance for marriage. The importance of having marriage mentors who have been in this for while was discussed in this video. Knowing that your partner has different money blue print from yours is an important factor to know and learn how to work together before you get married- we touched on this. The wedding budget, how to navigate that- we spoke about this. Happy Listening. 

How To Teach Children About Money On this episode Lame and I discussed how to teach children about money. What Money Blue print are you creating for your children? Do you think you are teaching them well about money? We touched on the importance of leading by example, children copy what you do, they do not do what you say. Lame and I shared how our parents did it and how are raising our kids on this. Super important discussion because I believe most of us want to leave a generational legacy for our children, but the legacy won’t last if they do not know how use and manage money.

What is your Money Blue Print ? On this episode I hosted Lame-Pheko Molomo again and we discussed The Money Blue Print. This is referencing author of Secrets of the Millionaire Mind, T Harv Eker’s theory on why we view and use money the way we do. He called it our money blue print. (Please read this book, it is life changing :-) ). Basically, the way we use money is caused by our money print. In this video we explained what this means and how you can work on it. We also shared our individual journeys with money and how our blue prints has affected the way we view and spend it. I really hope you find this helpful to work on your personal finances. Grab a cup of coffee and enjoy this thought provoking conversation.

Today I had Lame Molomo- Head of Client Services at Imara Capital Securities breaking it down for us. We touched on how best to diversify your portfolio when you had invested already and had been receiving your dividends. Lame and I discussed the costs involved that we would normally not know about when investing in the stock market. We also touched on how you can start investing as a first timer, I found this on quite Happy Listening

In this episode I interviewed Kaone Kebonang- Research Analyst from Imara Capital Securities to explain to us what this reduction means for our pockets and businesses. We touched on what BOB’s economic strategy is and what our role is a citizens in the greater scheme of things. Inflation and how it will be affected by this interest rate reduction was also part of the discussion.

Can businesses save for Rainy Days or Invest to Grow the value of their business? Today I brought Thato Kgasa from Bifm back, to speak on how businesses can save for a rainy day or even invest to grow the value of their businesses. The one thing I always talk to my SME clients on is having at least a 6-12 months emergency fund savings for rainy days to cover fixed costs such as salaries and rent on days when payments from clients are delayed or there is no cash inflow for whatever reason. One thing about running a business is that rainy days occur more often than not. Now that COVID19 hit, most businesses were hit had because there were no emergency fund savings for rainy days. We spoke on the how you can save and how much to put aside. Emergency Fund Savings is not only for Personal Finances but for Business Finances too. We also spoke on how a business can invest a part of their revenue for different reasons, such as raising a deposit for business growth. Thato and I spoke on the different products that Bifm to offer for the businesses that need to be making those emergency funds savings or invest for any other reason. I hope you find this conversation valuable to help you plan better for your business. Happy Listening. Link here https://youtu.be/dCKtK9ZgM8o. More of our videos are on Suero TV YouTube Chanel, feel free to hop there and subscribe. Have a good one.

Today we had Refilwe Lesolle, Senior Sales Consultant from Motswedi Securities. Motswedi Securities is a broker that helps people invest into the stock market. Our conversation was about as a Stock Broker, how do they help you invest into the Botswana Stock Exchange?  She shared the process of it, the risks and benefits as well as roughly how much one needs to invest. We also discussed the costs involved to invest in the stock market. Who can invest in the stock market? She answered this question. Happy Watching and Listening, I hope this content is helpful to you. The purpose of these recordings is to educate you as much as possible on how you can grow your money.