Adam Minsky and Jay Fleischman - A Live Student Loan Q&A

Jay Fleischman is joined by Adam Minsky, a fellow student loan lawyer based in Boston. During this episode, recorded live at FinCon16 in San Diego, we talk about:

• Why only 40% of federal student loan borrowers are in an active repayment plan;
• The reason why most people student loan borrowers rely on forbearance rather than repayment through one of the income-dependent repayment plans;
• Understanding what kind of student loans you have;
• The role of the servicer – and who else may be controlling your federal student loan;
• Why servicers make so many errors;
• The heartbreaking conversation we have with people trying for Public Service Loan Forgiveness; and
• Why you should submit an Employment Certification Form – and the best time to do it.

Resources

• Law Office of Adam Minsky
• Student loan servicing: Analysis of public input and recommendations for reform (CFPB Report – September 2015)
• Public Service Loan Forgiveness (PSLF): Employment Certification Form