A continuation from the previous episode about finding ways you can save money by changing up how you do thingsNix your bank fees by switching to an online bank like Ally, Sofi, or Schwab. Make things automatic by getting a programmable thermostat or setting up auto bill pay. Save on travel by preplanning. Using Google Flights to find cheaper days to fly and book home rentals instead of hotels on VRBO, Airbnb or Homestays. Renting when you use things verus buying them outright is another huge...
Jun 6, 2024
40 min
Saving money isn’t about giving up the things you love. It’s about finding creative and cheaper ways to get the same result. Applying this concept to may different expenses can snowball into hundreds of dollars each month. Start small with the easy wins. And once you see your results, you’ll be trying to find other ways to stack more savings. Info packed article comparing food prices across different grocery stores. Buy Bobelo through our affiliate link! Use coupon code...
Jun 4, 2024
49 min
We’ve been conditioned to believe that home ownership will save us money, give us security and make us successful in life.It's toted as one of the best investments you can make. But after running the numbers, that couldn’t be further from the truth.The gap between buying and renting is bigger than it’s ever been. And when you add up all the extra costs and consider the hidden obligations, it feels more like a trap... especially when you realize most of your mortgage payments went towards inte...
May 28, 2024
40 min
Regardless of whether you legit spend all your wages on essentials or because you really just don’t want to cut back on those discretionary expenses, if you're having trouble finding money to invest, we've got 2 ways to solve this.The first is to use credit cards responsibly to take advantage of cash back. Credit cards aren't bad if you pay them off every month. There are no fees or interest when you don't carry a balance, and you earn money for spending in different categories. The othe...
May 21, 2024
32 min
A lot of people put off doing the things they dream of until retirement. But what happens if you don’t make it that long?The Data shows a higher probability than you might think of people dying before 65. No one really knows when you’ll go. That's why you should plan for the worst by investing so you can go tick off your bucket list items before it’s too late. If you need a refresher on the stocks Tim thinks are good for 2024 based on macro trends, listen to these 3 episodes.Utilit...
May 14, 2024
41 min
If you’re in the process of building a new portfolio or improving the one you already have, this episode is for you. Tim outlines what he considers to be the best evergreen stocks for everyone to start investing.Yes prices vary, but if you wait to pick up shares when a stock’s P/E is below its peers, you’ll hedge in a margin of safety. You'll pick 1 stock in each sector, working your way down the list. All the options and details are covered in this post. If you follow my suggested stock...
May 7, 2024
50 min
Is deciding which type of investing account to open holding you back? And what about the retirement options your employers has?It can get confusing pretty fast. You've got Retirement and Non Retirement Accounts; Traditionals and Roths; 401(k)s and IRAs. So today we’ll look at the important aspects of each type and why you should pick one over another. Our strategy to set you up for success goes like this. Step 1: Get at least $1,000 into a savings account that yields at least 4...
Apr 30, 2024
39 min
There are so many investing resources available, but not all of them are worth your time or money. Since Tim's subscribed to many he can tell you exactly which ones to go with. And don’t worry, most of these are free so you can put your hard earned money into investments. If you're just starting out or don't want to be overwhelmed by info, Tim recommends these 2 resources first. Dividend ChannelContrarian OutlookText Us 📲 Want FREE weekly investing tips, picks, and strategies d...
Apr 23, 2024
45 min
It can be hard to decide which brokerage company to go with when there's so many choices. And when you're new to investing, you may not realize which features are important and which ones aren't. This episode breaks down the different things to look for in your brokerage company and what attributes you may need to consider or rule out contenders based on your needs. For us, research, tools, access to different investments and easy site navigation are the most impoartant things. But ...
Apr 16, 2024
59 min
We're in the middle of some major technology innovations that will change life as we know it. With each, there's opportunities that early adopters profit from. Those who resist out of fear or a lack of understanding will have a much harder time catching up when they realize these technologies aren't just blips on the radar. Don't be one of the people who that misses what might be the biggest wealth building techs of our lifetime. Two cryptos Tim mentioned that have innovative prosp...
Apr 9, 2024
54 min
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