Catherine Allen-Carlozo, CFP®, RICP®, RSSA®** is a seasoned Financial Advisor with over 30 years of experience helping individuals and families build secure, purpose-driven financial futures. As a Senior Advisor at HFM Investment Advisors, she specializes in retirement planning and wealth management, guiding clients through complex financial decisions with clarity, confidence, and discipline.Catherine is passionate about transforming the way people think about money—helping them move from uncertainty and avoidance to confidence and action. Her philosophy centers on shifting the mindset from *“I hope I can”* to *“I know I will,”* empowering clients to take control of their financial lives.Beyond traditional advising, Catherine is a strong advocate for financial literacy—especially for women. Through her speaking, writing, and client work, she explores the emotional side of money, helps individuals identify their unique “money personality,” and supports them in building sustainable paths to financial independence. She has spoken to numerous organizations on the distinct financial challenges and opportunities women face today.Catherine also gives back to her community, serving on the Board of Directors for her local Habitat for Humanity and as a Trustee for the Inspira Health Foundation.She lives with her husband, Anthony, and is part of a large, close-knit family affectionately known as the “Allen Galaxy.”PURCHASE HER BOOK HERE!https://www.amazon.com/-/he/Money-Stories-That-Shaped-Awareness/dp/B0GWN9YDQ7🔗 **Connect with Catherine:** LinkedIn: https://www.linkedin.com/in/catherineballenWebsite: https://hfmadvisors.com/team/catherine-allen-carlozo📞 Phone: 856-232-2270 🌐 Web: www.hfmadvisors.com 📧 Email: [email protected]

After losing a 20-year career and navigating a painful divorce in the same year, Jon Emery began a journey of self-discovery that reshaped his life. Through that process, he found deeper authenticity, strengthened his relationship with his children, and uncovered a passion for helping others share their stories. Today, Jon is the host of Life’s Checkmark, a podcast ranked in the top 10% globally with over 190 episodes. Through the show, he creates a space for people who feel lost or alone, while also empowering aspiring podcasters to overcome self-doubt and finally use their voice. Jon is now a podcast accountability coach, community leader, speaker, and author—dedicated to helping others step into their stories with confidence. Links: Coaching & more: https://www.lifescheckmark.comYouTube: https://www.youtube.com/@lifescheckmarkPodcast: https://podfollow.com/lifescheckmarkPodcaster’s Hub: https://www.skool.com/lifes-checkmark-1714/about

Kandace Cain is a trauma-informed relationship coach, speaker, podcaster, and author of With You Now: An Invitation to Heal Your Inner Child. Kandace helps individuals heal childhood wounds so they can create emotionally safe and fulfilling relationships.With degrees in psychology and communications and training in Narrative-Focused Trauma Care, Kandace brings the experience of her own healing journey into her coaching practice. Clients describe her practice as “deeply compassionate and judgment-free.” Kandace loves witnessing clients guide themselves toward healthier, more integrated lives as their transformation unfolds.Kandace lives in Missouri and is a mom, Yaya, and an advocate for normalizing asking for help. She enjoys hiking, kayaking, writing, and listening to music and podcasts. Her favorite place to visit are wherever her grandkids are.To connect with Kandace, visit links below; Email: [email protected]: www.kandacecain.comInstagram: https://www.instagram.com/kandace_cain1/Facebook: https://www.facebook.com/SevereMercy1/LinkedIn: https://www.linkedin.com/in/kandace-cain-453809296/TikTok: https://www.tiktok.com/@kandacecain1

James D. Martin III brings over 20 years of experience in business and finance, helping individuals and organizations build stronger financial futures. A dedicated professional and family man, he has been happily married for more than 25 years and remains actively involved in the lives of his loved ones.In addition to his professional work, James serves as a minister at Mount Zion Church of Ontario, where he teaches Sunday school and contributes as a trustee—demonstrating his commitment to faith, leadership, and community service.James has owned and operated multiple businesses, including two Cold Stone Creamery locations, and has extensive experience in both commercial and residential financing. Over the past decade, he has built a successful career in financial services, earning a reputation as a trusted advisor. He currently serves as Vice President and Commercial Relationship Manager at City First Bank, while also managing his own financial services practice.A graduate of Sacramento State University with a degree in Business Management, James also pursued athletics early in his career, playing baseball at the University of Nevada, Las Vegas and spending time in the minor leagues.📞 Phone: (909) 648-0944📧 Email: [email protected]🌐 Website: https://www.jamesdmartiniii.com/Schedule a complimentary appointment:https://calendly.com/jdmiii/tax-free-retirement

Giselle Quintanilla is a mom of three amazing teenagers, a five-time published author, speaker, creative coach, and publishing strategist. She is the founder of Ready Writer Services LLC, launched in October 2018, where she helps new and aspiring authors bring their books to life — offering writing, editing, interior book design, Spanish translation, self-publishing, book branding, and marketing support.Giselle’s passion is to take her clients’ messages beyond the book. She has been featured in Called 2 Inspire Top 50 Empowered Women Empowering Women, Growth Women’s Business Network Magazine, and on the cover of Say It Out Loud Magazine. Giselle is also the host of the Day One Podcast (where she sits down with inspiring guests to help listeners step into their purpose) and a partner at B3 Media TV, a women-owned media company.Currently, her mission is to help people expand their platforms and share their stories with the world.Website - https://www.readywriterservicesllc.com/🎙️ Day One Podcast - Apple Podcasts: https://podcasts.apple.com/us/podcast/day-one-with-giselle/id1788416287Follow Giselle on Social MediaInstagram: https://www.instagram.com/gisiquin/Facebook: https://www.facebook.com/gisiquin/Follow Ready Writer Services LLCInstagram: https://www.instagram.com/readywriterservicesllc/Facebook: https://www.facebook.com/readywriterservicesllc/Contact: [email protected]

A Portrait of Ambition, Purpose, and Transformative LeadershipHe is a driven, impact-oriented, and unapologetically ambitious young professional with a strong edge in data analysis, leadership, and community transformation. As a Certified Data Analyst from the University of Nairobi, he is fueled by a deep commitment to growth, excellence, and meaningful change.His journey is grounded in reflection, intentional action, and a relentless desire to evolve. He is guided by questions that challenge his thinking, sharpen his purpose, and continuously redefine who he is becoming.The Making of a LeaderHe is dedicated to applying analytical insight to real-world problems, supporting strategic decision-making, and elevating every space he enters. His leadership path—serving as Treasurer at Taifa Teule Leadership Experience (TLX) and volunteering in community initiatives—has shaped him into a resilient, purpose-driven leader who values integrity, teamwork, and vision.Previously, he served as a Deacon at Orero Boys High School, where he promoted unity, discipline, and moral leadership. Along the way, he earned recognition for excellence, including the Best Economics Presentation Award (2024).Beyond Leadership & AnalyticsHe is also a creative and curious thinker with interests in: • Photography • Video editing • Graphic design • In-depth research in entrepreneurship and financeThese passions expand his perspective and strengthen his ability to innovate across disciplines.Built for GreatnessIn everything he pursues, he moves with intention, impact, and a relentless drive to grow. His story is not just about ambition—it is about purpose. A mission to inspire, empower, and build a legacy that outlives him.He is Otieno Collins Junior—Built for greatness.Committed to excellence.Focused on legacy.⸻Social & Contact Information• TikTok: https://www.tiktok.com/@J.C37835 and https://www.tiktok.com/@collinsempowerment• Instagram: https://www.instagram.com/JuniorCollins37• Facebook: https://www.facebook.com/Collins.June• Email: [email protected]

BACK FOR THE 3rd TIME!!! LAMOUR BLUITT!Lamour Bluitt is a self-published author and multi-business entrepreneur featured on Amazon KDP. His bestselling book, “A Child Born With Sickle Cell,” is a multifaceted novel that has inspired readers around the world. His other impactful work, “Why Successful People Become Successful & Why Others Don’t,”—available now on Amazon.com—continues to transform the lives of his clients by empowering them to create success and fulfillment across all disciplines.He’s also the creator of “Chi-Life Urban Intelligence,” a dynamic storytelling brand exploring creativity, culture, and levels of expression.🎙 Today’s Topic Discussion:-Investing in Real Estate-Men’s Mental Health-Investing in Stocks-Fashion & ModelingFor more information, connect with Lamour here, https://www.linkedin.com/in/lamour-bluitt-5b25a7148/ and purchase his books here, https://www.amazon.com/stores/author/B084YMXQWL

Michael Abanyie is a multi-hyphenate creative and entrepreneur with over 30 years of experience in the Information Technology industry and more than 15 years in professional photography and videography. He is the founder of Abanyie Films, a New Jersey-based studio specializing in weddings, portraits, events, and fashion photography. His work has been featured on billboards in Times Square and Las Vegas, as well as in magazine covers and campaigns. Alongside his creative ventures, he leads T.A. Computer Techs, providing IT and AI solutions to small and large companies, and recently launched The Team Ai, an automation agency focused on helping businesses scale with artificial intelligence. His passion lies in blending art, technology, and entrepreneurship to create opportunities, inspire others, and build lasting impact. For more information, visit; https://linktr.ee/AbanyieFilmStudiosWebsite: https://www.abanyiefilms.com/FB: https://m.facebook.com/AbanyieFilms/IG: https://www.instagram.com/abanyiefilmstudio/IG: https://www.instagram.com/theateamai/YouTube: https://m.youtube.com/user/AbanyieFilms

For the last 30 years, Rev. Dr. Philippe SHOCK Matthews has interviewed over 3,000 thought leaders, change agents, scholars, and experts in the fields of psychology, personal growth, and spiritual development. He is renowned for his groundbreaking contributions to the Digital Divide (Artificial Intelligence), Black Trauma, and Black Mental Health, particularly as the visionary GPT developer behind BlackTraumaGPT.com—the first and currently only culturally specific GPT dedicated to addressing Black trauma and mental health concerns.As a distinguished Research Scientist in Africana Phenomenology, residing in Sacramento, California, Dr. Matthews embodies a unique synthesis of metaphysical wisdom and empirical scholarship. A trauma-informed Metaphysical Minister, he is internationally recognized for his powerful assertion: “Nothing is wrong with Black people; something happened to Black people!”His thought leadership extends into the realm of creative expression, exemplified by his featured EP, Nothing Is Wrong With Black People...Something Happened to Black People, performed by The Metaphysical Morpheus, available on Spotify [https://spoti.fi/3mSnPIt], iTunes & Apple Music [https://apple.co/38wzebR], Amazon Music [https://amzn.to/3pofTAy], and iHeartRadio [https://ihr.fm/2NTxYsI].Dr. Matthews earned his Doctorate in Metaphysical Science and Philosophy from the esteemed University of Metaphysics, Sedona. He is the Founding Minister of the 1st Frequency of Oneness, Science, Manifestation, and Prosperity, a metaphysical ministry and digital learning community accessible at ShockMetaphysics.com. His work integrates spiritual and psychological principles to address historical and generational trauma in Black communities.The acronym SHOCK encapsulates his research philosophy: “Seeking Higher Omnipotent Consciousness/Cosmic Knowledge.” This methodology anchors his exploration of consciousness, metaphysics, Africana philosophy, and their intersections with trauma-informed care.A prolific scholar and author, Dr. Matthews has written over 30 books, special reports, and academic papers, many of which are featured on Academia.edu. His intellectual contributions span the domains of Black mental health, Africana phenomenology, and metaphysical science, positioning him as a thought leader committed to healing and empowering Black communities globally.For more information please visit, www.blacktraumagpt.com and https://shockmetaphysics.com/

Born and raised in Philadelphia, PA, B.S degree in Psychology from Howard University.Julius’s professional career has primarily been in the Financial Services Industry. Over the precedingtwenty years he has served successfully as a Mortgage Loan Officer, Housing Counselor and in Loss Mitigation as a Foreclosure Prevention Counselor. His current assignment is that of Community Reinvestment Mortgage Loan Officer for Fulton Mortgage Company in the Philadelphia Metropolitan area. In this capacity, he serves as one of the point persons for Fulton Bank in its efforts to ensure that each citizen in the Philadelphia vicinity be informed and haveaccess to financial resources that can assist them in attaining homeownership and just as importantly maintaining homeownership.Among his affiliations are member of Mount Airy Church of God in Christ, Sullivan Trust Board Member, Philadelphia Metropolitan Board of Realist Member, NAACP Member, African American Chamber of Commerce. He has a passion for utilizing his vocation as a resource for others in his community. Each of Julius’s professional endeavors has been distinguished by impeccable customer service. He is an advocate of the adage that trust is earned, not granted. He asserts that he has been in the mortgage industry long enough to know that products alone are not sufficient; it is the Service, Knowledge, Integrity, Commitment, Accessibility, Accountability and the Ability to produce positive results of the person that accompany said products that make the Difference!For more information, please visit or contact;Julius S. Sharpe, Jr. Sr. CRA Loan OfficerNMLS#22569Your Homeownership AdvocateLandline - 267-780-2903 Ext. 11943 | Cell - 267-979-69241501 N Broad Street, Philadelphia PA 19122https://www.fultonbank.com/Personal/Mortgages/Mortgage-Loan-Officer/Julius-S-Sharpe