Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Why Are Retirees So Afraid to Spend Their Money?
19 minutes Posted Aug 6, 2026 at 9:01 am.
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Many retirees spend decades building wealth, only to struggle with using it once they retire. If you've ever wondered, "Can we really afford this?" or found yourself hesitating to spend despite being financially secure, you're not alone.
In this episode, Tyler Emrick, CFA®, CFP®, discusses why so many retirees struggle to spend confidently and how ongoing financial planning provides clarity around life's biggest financial decisions. Through real client stories, Tyler explains how retirement planning goes far beyond managing investments—it's about helping people confidently use the wealth they've spent a lifetime building.
In this episode, Tyler covers:
Why nearly 40% of retirees struggle to spend their savings.
The shift from saving for retirement to spending in retirement.
Real client stories about relocating and helping adult children financially.
Why regular planning reviews create confidence.
How a good advisor helps clients evaluate options and make better financial decisions.
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